Stellar Bancorp, Inc.
NYSE:STEL · New York Stock Exchange
+$0.08 today
Vol 0.42M · Avg 0.32M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.2%
avg 7.6%
ROIC
1.0%
avg 6.2%
ROA
1.0%
avg 1.1%
Analysis
ROE is currently the strongest return metric at 6.2% versus its period average of 7.6%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Robert R. Franklin Jr. | Chief Executive Officer & Director | $1.74M | — | 71 | $418,843.00 | 0.82% |
Ramon A. Vitulli | President | $1.03M | — | 58 | $119,680.00 | 0.24% |
Steven F. Retzloff | Executive Chairman | $985,304.00 | — | 70 | $136,446.00 | 0.27% |
Paul Egge | Senior EVP & CFO | $888,833.00 | — | 48 | $68,594.00 | 0.13% |
Justin Long | Senior EVice President, General Counsel & Corporate Secretary | $705,597.00 | — | 51 | $53,315.00 | 0.10% |
Okan I. Akin | Senior Executive VP & Chief Risk Officer | $663,213.00 | — | 55 | $85,951.00 | 0.17% |
Courtney Theriot | Executive Vice President & Chief Accounting Officer | — | — | — | — | — |
Jason D. Sirkel | Chief Banking Officer | — | — | 55 | $35,535.00 | 0.07% |
Joe F. West | Senior EVP & Chief Credit Officer | — | — | 71 | $136,446.00 | 0.27% |
Insider Trading
SEC Form 4 transactions — last 12 months
No insider transactions in the last 12 months.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +18.3% | +2.2% (8yr)3 analysts |
| Revenue | N/A | N/A | +11.3% | +13.4% (8yr)3 analysts |
| Net Income | N/A | N/A | +22.9% | +11.9% (8yr)3 analysts |
| EBIT | N/A | N/A | +16.5% | +8.5% (8yr)3 analysts |
Analysis
Recent growth has been strongest in Net Income at +22.9% over three years. Forward estimates point to Revenue at +13.4% (8yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
First Merchants Corporation
NASDAQ:FRME
$2.57B
Merchants Bancorp
NASDAQ:MBIN
$2.26B
First Commonwealth Financial Corporation
NYSE:FCF
$1.98B
1st Source Corporation
NASDAQ:SRCE
$1.85B
Live Oak Bancshares, Inc.
NYSE:LOB
$1.78B
German American Bancorp, Inc.
NASDAQ:GABC
$1.69B
S&T Bancorp, Inc.
NASDAQ:STBA
$1.68B
TriCo Bancshares
NASDAQ:TCBK
$1.65B
National Bank Holdings Corporation
NYSE:NBHC
$1.61B
Lakeland Financial Corporation
NASDAQ:LKFN
$1.50B
Who manages STEL?
Stellar Bancorp, Inc. (STEL) lists 9 active executives. The top listed executive is Courtney Theriot, Executive Vice President & Chief Accounting Officer.
Are STEL insiders buying or selling?
Recent insider activity shows net selling of $103,142.33.
Explore More
Continue the stock analysis
Jump to another research area for this company.