Employers Holdings, Inc.

Employers Holdings, Inc.

Financial Services

NYSE:EIG · New York Stock Exchange

Market Cap $1.03B Beta 0.51 P/E (TTM) 135.4
$46.25 -0.34%

-$0.16 today

52W Low $35.73High $47.91

Vol 0.21M · Avg 0.23M

EPS (TTM)$0.34
Div Yield2.81%
Insurance - Specialty

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Earnings Waterfall

Revenue to Net Income

Key Ratios

EPS$0.32
Gross Margin36.5%
Net Margin-0.1%
P/E Ratio-2.0
P/S Ratio4.9

Analysis

$863.4M of revenue converted into $8.2M of net income for the selected period. Gross margin is 36.5% and net margin is -0.1%, showing how much revenue survives after costs and taxes. EPS is $0.32, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$858.2M
-2.6%
$880.7M
+3.5%
$850.9M
+19.3%
$713.5M
+1.5%
$703.1M
$809.6M$921.6M$731.2M
Cost of Revenue
$581.8M
+4.4%
$557.4M
+10.2%
$505.7M
+3.9%
$486.9M
+24.4%
$391.3M
$725.6M$804.0M$882.4M
Gross Profit
$276.4M
-14.5%
$323.3M
-6.3%
$345.2M
+52.3%
$226.6M
-27.3%
$311.8M
$8.9B$7.6B$6.2B
Gross Margin
32.2%
-4.5pp
36.7%
-3.9pp
40.6%
+8.8pp
31.8%
-12.6pp
44.3%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$0
$0
$0
$0
$0
$620.6M$923.0M-$1.5B
Operating Expenses
$264.4M
+49.7%
$176.6M
-10.3%
$196.8M
+15.2%
$170.8M
+3.6%
$164.8M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$0
-100.0%
$3.6M
-25.0%
$4.8M
-9.4%
$5.3M
-28.4%
$7.4M
$374.2M$1.2B$631.8M
EBITDA
$12.5M
-91.7%
$150.4M
-5.4%
$159.0M
+146.1%
$64.6M
-58.3%
$154.9M
-$15.2B$6.8B$9.3B
EBITDA Margin
1.5%
-15.6pp
17.1%
-1.6pp
18.7%
+9.6pp
9.1%
-13.0pp
22.0%
5.6%46.3%42.0%
Operating Income
$12.0M
-91.8%
$146.7M
-1.1%
$148.4M
+165.9%
$55.8M
-62.0%
$147.0M
$12.3B$14.0B-$15.7B
Operating Margin
1.4%
-15.3pp
16.7%
-0.8pp
17.4%
+9.6pp
7.8%
-13.1pp
20.9%
16.6%24.1%22.0%
Interest Income
$0
$0
$0
$0
$0
-$1.5B-$1.6B$405.0M
Interest Expense
$500.0K
+400.0%
$100.0K
-98.3%
$5.8M
+65.7%
$3.5M
+600.0%
$500.0K
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
$0
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$12.0M
-91.8%
$146.7M
-1.1%
$148.4M
+165.9%
$55.8M
-62.0%
$147.0M
$3.3B$4.9B$3.6B
Pre-Tax Margin
1.4%
-15.3pp
16.7%
-0.8pp
17.4%
+9.6pp
7.8%
-13.1pp
20.9%
20.8%18.7%26.2%
Income Tax Expense
$1.2M
-95.7%
$28.1M
-7.3%
$30.3M
+309.5%
$7.4M
-73.3%
$27.7M
$1.3B-$1.6B$745.2M
Net Income
$10.8M
-90.9%
$118.6M
+0.4%
$118.1M
+144.0%
$48.4M
-59.4%
$119.3M
$4.9B$4.8B$4.7B
Net Margin
1.3%
-12.2pp
13.5%
-0.4pp
13.9%
+7.1pp
6.8%
-10.2pp
17.0%
12.4%17.5%22.5%
EPS (Basic)
$0
-90.5%
$5
+5.8%
$4
+154.5%
$2
-58.3%
$4
$400.8M$703.2M$1.3B
EPS (Diluted)
$0
-90.4%
$5
+5.8%
$4
+154.3%
$2
-58.0%
$4
$766.2M$609.4M$452.6M
Weighted Avg Shares
$24.0M
-4.2%
$25.1M
-5.0%
$26.4M
-4.1%
$27.5M
-2.8%
$28.3M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$24.1M
-4.2%
$25.2M
-5.0%
$26.5M
-4.2%
$27.7M
-3.2%
$28.6M
$1.2B$924.4M$678.0M

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SEC Filings

Recent regulatory filings

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How much revenue does EIG generate?

Employers Holdings, Inc. (EIG) reported $858.20M of revenue in fiscal 2025.

Is EIG profitable?

Employers Holdings, Inc. (EIG) reported $10.80M of net income, with a net margin of 1.3%.

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