NYSE:CIA · New York Stock Exchange
+$0.12 today
Vol 0.09M · Avg 0.10M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Citizens, Inc. earnings power becomes long-term shareholder value. Use this page to compare CIA returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.2%
avg 3.9%
ROIC
0.9%
avg 1.8%
ROA
0.8%
avg 0.5%
Analysis
ROE is currently the strongest return metric at 6.2% versus its period average of 3.9%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Jon Scott Stenberg | President CEO & Director | $1.04M | — | 60 | $327,574.00 | 0.65% |
Jeffery Paul Conklin | Chief Financial Officer, Chief Investment Officer & Treasurer | $649,673.00 | — | 56 | $202,441.13 | 0.40% |
Sheryl L. Kinlaw | Chief Legal Officer & Secretary | $546,200.00 | — | 57 | $101,429.00 | 0.20% |
Harvey J. L. Waite | Chief Actuary | $470,780.00 | — | 66 | $84,032.01 | 0.17% |
Seth Alan Hoxworth | Chief Actuary | $470,780.00 | — | 40 | $5,964.00 | 0.01% |
David Scott Jorgensen | General Manager for International Operations of CICA Life Insurance Company of America | $360,600.00 | — | 62 | $1.00M | 1.98% |
Bryon Matthew Lewis | Chief Operating Officer | — | — | 52 | $21,993.81 | 0.04% |
Paula Guerrero | Chief Information Officer | — | — | 61 | $3,846.00 | <0.01% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
4
$331,719.50
Sells
0
$0.00
Net Sentiment
+$331,719.50
Net buying
Most Active
Stenberg Jon
3 transactions
Analysis
Insiders reported 4 buys worth $331,719.50 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $331,719.50. Stenberg Jon was the most active insider with 3 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | N/A | N/A1 analysts |
| Revenue | N/A | N/A | +5.2% | +1.2% (12yr)1 analysts |
| Net Income | N/A | N/A | N/A | N/A1 analysts |
| EBIT | N/A | N/A | N/A | N/A1 analysts |
Analysis
Recent growth has been strongest in Revenue at +5.2% over three years. Forward estimates point to Revenue at +1.2% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
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Who manages CIA?
Citizens, Inc. (CIA) lists 8 active executives. The top listed executive is Harvey J. L. Waite, Chief Actuary.
Are CIA insiders buying or selling?
Recent insider activity shows net buying of $800,753.82.
Explore More
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