NYSE:CFG · New York Stock Exchange
+$0.26 today
Vol 3.89M · Avg 4.46M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Citizens Financial Group, Inc. earnings power becomes long-term shareholder value. Use this page to compare CFG returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
7.0%
avg 7.0%
ROIC
4.3%
avg 4.0%
ROA
0.8%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 7.0% versus its period average of 7.0%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Bruce Winfield Van Saun | Chief Executive Officer & Chairman of the Board | $4.47M | — | 69 | $1.35M | 0.32% |
Theodore C. Swimmer | Executive VP & Head of Commercial Banking | $3.75M | — | 57 | $128,014.00 | 0.03% |
Brendan Coughlin | President and Head of Consumer, Private Banking & Wealth | $2.18M | — | 46 | $307,587.35 | 0.07% |
Aunoy Banerjee | Executive Vice President & Chief Financial Officer | $1.65M | — | 48 | $79,774.00 | 0.02% |
Susan LaMonica | Executive Vice President & Chief Human Resources Officer | $1.16M | — | 64 | $165,971.00 | 0.04% |
Kristin Silberberg | Head of Investor Relations | — | — | — | — | — |
Michael Ruttledge | Executive Vice President, Chief Information Officer & Head of Enterprise Security and Technology | — | — | 62 | $152,597.00 | 0.04% |
Thomas Metzger | Head of Citizens Private Wealth Manager | — | — | 74 | — | — |
Michelle Moosally | Executive Vice President, General Counsel and Chief Legal Officer | — | — | 50 | $22,565.00 | <0.01% |
Christopher J. Schnirel | Executive Vice President, Chief Accounting Officer & Controller | — | — | 54 | $26,126.58 | <0.01% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
2
$1.15M
Net Sentiment
$1.15M
Net selling
Most Active
Moosally Michelle
1 transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| May 12, 2026 | Moosally Michelle Direct | Sell | 6.0K | $62.16 | $376,068.00 | |
| Mar 11, 2026 | LaMonica Susan Direct | Sell | 13.3K | $58.04 | $769,494.32 |
Analysis
Insiders reported 0 buys worth $0.00 and 2 sells worth $1.15M over the last 12 months. That adds up to net selling of $1.15M. Moosally Michelle was the most active insider with 1 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +10.5% | +9.8% (14yr)1 analysts |
| Revenue | N/A | N/A | -1.5% | +2.3% (14yr)1 analysts |
| Net Income | N/A | N/A | +9.3% | +8.1% (14yr)1 analysts |
| EBIT | N/A | N/A | +7.2% | +2.6% (14yr)1 analysts |
Analysis
Recent growth has been strongest in EPS at +10.5% over three years. Forward estimates point to EPS at +9.8% (14yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
The PNC Financial Services Group, Inc.
NYSE:PNC
$100.19B
U.S. Bancorp
NYSE:USB
$95.82B
Fifth Third Bancorp
NASDAQ:FITB
$51.80B
Huntington Bancshares Incorporated
NASDAQ:HBAN
$36.20B
M&T Bank Corporation
NYSE:MTB
$34.98B
Regions Financial Corporation
NYSE:RF
$25.84B
KeyCorp
NYSE:KEY
$24.85B
First Horizon Corporation
NYSE:FHN
$12.19B
Zions Bancorporation, National Association
NASDAQ:ZION
$10.20B
Western Alliance Bancorporation
NYSE:WAL
$8.90B
Who manages CFG?
Citizens Financial Group, Inc. (CFG) lists 10 active executives. The top listed executive is Bruce Winfield Van Saun, Chief Executive Officer & Chairman of the Board.
Are CFG insiders buying or selling?
Recent insider activity shows net selling of $23.03M.
Explore More
Continue the stock analysis
Jump to another research area for this company.