Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Management quality matters because capital allocation choices determine how much of Credicorp Ltd. earnings power becomes long-term shareholder value. Use this page to compare BAP returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.

Return Metrics

ROE, ROIC & ROA over time

Management

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ROE

18.9%

avg 15.4%

ROIC

2.6%

avg 4.8%

ROA

2.6%

avg 2.0%

Analysis

ROE is currently the strongest return metric at 18.9% versus its period average of 15.4%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management

Name	Title	Compensation	Tenure	Age	Shares Owned	Ownership %
Alejandro Perez-Reyes	Chief Financial Officer	—	—	50	$1,745.00	<0.01%
Barbara Falero	Chief Compliance & Ethics Officer	—	—	54	—	—
Andre Rezende	Chief Technology Officer	—	—	—	—	—
Luis Enrique Romero Belismelis	Executive Chairman of the Board	—	—	65	$2.94M	3.71%
Milagros Cigüeñas	Head of Investor Relations	—	—	—	—	—
Guillermo Morales Valentin	Head of Legal & Deputy General Secretary	—	—	60	$0.00	<0.01%
Ursula Alvarez Pena	Head of People Strategy	—	—	50	$28.00	<0.01%
Gianfranco Piero Dario Ferrari de Las Casas	Chief Executive Officer	—	—	61	$25,954.00	0.03%
José Luis Muñoz Rivera	Head of Accounting	—	—	—	$19,854.00	0.02%
Jose Esposito Li-Carrillo	Chief Corporate Audit Officer	—	—	62	$15,138.00	0.02%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

$0.00

Sells

$1.48M

Net Sentiment

$1.48M

Net selling

Most Active

Cavero Diego Antonio

1 transactions

Date	Insider	Type	Shares	Price	Value
Jun 5, 2026	Cavero Diego Antonio Direct	Sell	3.5K	$319.00	$1,116,500.00
May 21, 2026	Perez-Reyes Alejandro Direct	Sell	1.1K	$337.50	$362,137.50

Analysis

Insiders reported 0 buys worth $0.00 and 2 sells worth $1.48M over the last 12 months. That adds up to net selling of $1.48M. Cavero Diego Antonio was the most active insider with 1 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Growth

Metric	10yr	5yr	3yr	Fwd Est.
EPS	N/A	N/A	+14.2%	+9.0% (14yr)6 analysts
Revenue	N/A	N/A	+14.8%	+4.8% (14yr)5 analysts
Net Income	N/A	N/A	+14.1%	+9.0% (14yr)5 analysts
EBIT	N/A	N/A	+16.0%	+6.6% (14yr)5 analysts

Analysis

Recent growth has been strongest in EBIT at +16.0% over three years. Forward estimates point to Net Income at +9.0% (14yr), giving you a quick check on whether expectations are accelerating or cooling.