Aflac Incorporated
Aflac Incorporated
Financial Services

NYSE:AFL · New York Stock Exchange

Market Cap $62.76B Beta 0.61 P/E (TTM) 12.7
$123.30 -1.15%

-$1.34 today

52W Low $96.95High $119.81

Vol 1.20M · Avg 2.49M

EPS (TTM) $9.04 Div Yield 2.07%Insurance - Life

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Management quality matters because capital allocation choices determine how much of Aflac Incorporated earnings power becomes long-term shareholder value. Use this page to compare AFL returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.

Return Metrics

ROE, ROIC & ROA over time

Management
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ROE

12.4%

avg 15.8%

ROIC

3.4%

avg 1.6%

ROA

3.1%

avg 2.9%

Analysis

ROE is currently the strongest return metric at 12.4% versus its period average of 15.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Daniel Paul Amos

Chairman & Chief Executive Officer$9.82M74$685,848.000.13%

Max Kristian Broden

Senior EVP & CFO$4.55M47$383.00<0.01%

Bradley E. Dyslin

Executive VP & Global Chief Investment Officer$3.93M60$58,123.000.01%

Virgil Raynard Miller

President$3.33M57$49,799.00<0.01%

Audrey Boone Tillman

Senior EVP, & General Counsel$3.16M61$257,619.000.05%

Robin L. Blackmon CGMA

Senior Vice President of Financial Services & Chief Accounting Officer62$6,807.00<0.01%

David A. Young

Vice President of Capital Markets

Bradley L. Knox

Senior Vice President & Counsel of Federal Relations$58,123.000.01%

Shamley

Senior Vice President of National Account Business Development & Growth Solutions56

Steven Kent Beaver

Executive Vice President & CFO of Aflac Life Insurance Japan61$46,045.00<0.01%

Timothy L. Callahan CISM CISSP CRISC

Senior Vice President & Chief Information Security Officer

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

140

$172.73M

Net Sentiment

$172.73M

Net selling

Most Active

Japan Post Holdings Co., Ltd.

121 transactions

DateInsiderTypeSharesPriceValue
Jun 22, 2026

MOSKOWITZ JOSEPH L

Direct

Sell7.8K$116.54$905,539.11
Jun 22, 2026

MOSKOWITZ JOSEPH L

Direct

Sell4.6K$116.54$536,084.00
Jun 22, 2026

Japan Post Holdings Co., Ltd.

Indirect

Sell23.4K$116.57$2,729,603.12
Jun 22, 2026

Japan Post Holdings Co., Ltd.

Indirect

Sell4.4K$117.46$520,230.34
Jun 18, 2026

Japan Post Holdings Co., Ltd.

Indirect

Sell600$116.06$69,636.00
Jun 18, 2026

Japan Post Holdings Co., Ltd.

Indirect

Sell2.7K$117.11$316,197.00
Jun 17, 2026

Japan Post Holdings Co., Ltd.

Indirect

Sell25.4K$116.59$2,959,287.38
Jun 17, 2026

Japan Post Holdings Co., Ltd.

Indirect

Sell918$117.34$107,718.12
Jun 16, 2026

Japan Post Holdings Co., Ltd.

Indirect

Sell21.7K$117.24$2,545,983.84
Jun 16, 2026

Japan Post Holdings Co., Ltd.

Indirect

Sell8.3K$117.79$975,772.36

1–10 of 140

Analysis

Insiders reported 0 buys worth $0.00 and 140 sells worth $172.73M over the last 12 months. That adds up to net selling of $172.73M. Japan Post Holdings Co., Ltd. was the most active insider with 121 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr 5yr3yr Fwd Est.
EPSN/AN/A-1.4%
+7.6% (14yr)2 analysts
RevenueN/AN/A-6.3%
-1.2% (14yr)2 analysts
Net IncomeN/AN/A-4.0%
+3.9% (14yr)2 analysts
EBITN/AN/A-3.5%
+2.9% (14yr)2 analysts

Analysis

Recent growth has been strongest in EPS at -1.4% over three years. Forward estimates point to EPS at +7.6% (14yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages AFL?

Aflac Incorporated (AFL) lists 11 active executives. The top listed executive is Bradley E. Dyslin, Executive VP & Global Chief Investment Officer.

Are AFL insiders buying or selling?

Recent insider activity shows net selling of $194.16M.

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