XP Inc.
Financial ServicesNASDAQ:XP · NASDAQ Global Select
+$0.38 today
Vol 4.94M · Avg 5.65M
Balance Sheet
Inspect the capital base behind the business
Review assets, liabilities, equity, cash, and debt to judge whether the company has the financial position to support future returns.
Balance Sheet
Assets, liabilities & equity
| Cash & Equivalents | $8.7B |
| Receivables | $33.6B |
| Other Current | $1.0K |
| Total Current Assets | $42.3B |
| PP&E (Net) | $805.0M |
| Intangible Assets | $2.9B |
| Long-term Investments | $329.9B |
| Tax Assets | $3.5B |
| Other Non-current | $29.9B |
| Total Non-current Assets | $367.0B |
| Total Assets | $409.2B |
Analysis
Selected assets total $409.2B for Latest. The largest visible component is Long-term Investments at $329.9B, about 80.6% of the tab total. Use the mix to judge balance sheet concentration, liquidity, leverage, and how much of book value is supported by tangible operating assets.
Balance Sheet
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $10.4B +84.6% | $5.6B +42.3% | $3.9B +11.0% | $3.6B +42.9% | $2.5B | $1.0B | $841.8M | $673.8M |
| Short-term Investments | $0 -100.0% | $69.3B +37.3% | $50.5B +33.7% | $37.7B +11.9% | $33.7B | -$1.6B | $445.6M | $378.4M |
| Net Receivables | $35.9B +2.1% | $35.2B +10.4% | $31.9B +38.8% | $23.0B +70.9% | $13.4B | $533.8M | $399.4M | -$1.7B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $641.6M | $328.0M | $316.8M |
| Other Current Assets | -$1.0K -100.0% | $46.6B +44.7% | $32.2B +323.4% | $7.6B -14.5% | $8.9B | $1.5B | $966.4M | $764.8M |
| Total Current Assets | $46.3B -70.7% | $158.1B +32.3% | $119.5B +57.0% | $76.1B +21.7% | $62.5B | $12.5B | $10.5B | $5.5B |
| Property, Plant & Equipment (Net) | $804.1M +5.4% | $763.1M +16.5% | $655.2M +15.1% | $569.4M -4.9% | $598.5M | $1.2B | $1.5B | $687.8M |
| Goodwill | $1.9B +0.0% | $1.9B +4.8% | $1.8B +208.0% | $595.2M +9.7% | $542.7M | $925.8M | $466.6M | $309.8M |
| Intangible Assets | $841.9M +18.1% | $713.1M +6.6% | $668.6M +168.6% | $249.0M -10.5% | $278.2M | $568.8M | $860.0M | $1.5B |
| Long-term Investments | $318.9B +102.3% | $157.7B +38.3% | $114.0B +11.1% | $102.6B +63.1% | $62.9B | $524.0M | -$1.5B | $860.0M |
| Tax Assets | $0 -100.0% | $2.9B +37.3% | $2.1B +30.5% | $1.6B +26.6% | $1.3B | $1.5B | $1.4B | $1.4B |
| Other Non-current Assets | $27.6B +8.3% | $25.5B +147.6% | $10.3B -0.3% | $10.3B -8.0% | $11.2B | $1.4B | $1.0B | $679.4M |
| Total Non-current Assets | $350.0B +84.8% | $189.4B +46.2% | $129.5B +11.7% | $115.9B +50.9% | $76.8B | -$15.3B | $14.8B | $11.3B |
| Total Assets | $396.5B +14.1% | $347.5B +39.5% | $249.0B +29.7% | $192.0B +37.8% | $139.3B | $13.3B | $11.9B | $10.6B |
| Account Payables | $0 -100.0% | $763.5M -19.5% | $948.2M +53.6% | $617.4M -28.8% | $867.5M | $1.3B | -$1.5B | $1.4B |
| Short-term Debt | $81.9B +0.1% | $81.8B +100.4% | $40.8B +21.3% | $33.7B +20.4% | $27.9B | -$1.6B | -$1.6B | $326.6M |
| Tax Payables | $0 -100.0% | $383.9M -27.9% | $532.1M +45.6% | $365.4M -33.5% | $549.7M | $574.4M | -$1.5B | $1.4B |
| Deferred Revenue | $0 -100.0% | $1.0B | $0 | $0 | $0 | -$1.6B | $374.2M | $542.2M |
| Other Current Liabilities | -$1.7B -102.5% | $68.3B +6.8% | $64.0B +136.3% | $27.1B +26.2% | $21.5B | $1.1B | $1.5B | $493.2M |
| Total Current Liabilities | $81.9B -58.2% | $196.1B +58.1% | $124.1B +17.7% | $105.4B +40.1% | $75.2B | $6.0B | $10.1B | $14.3B |
| Long-term Debt | $3.1B -90.6% | $33.3B +20.1% | $27.7B +1385.9% | $1.9B +597.0% | $267.7M | $1.3B | $438.6M | $1.3B |
| Deferred Tax Liabilities | $489.2M +84.4% | $265.3M +207.2% | $86.4M -22.2% | $111.0M +283.8% | $28.9M | $746.6M | $612.2M | $477.8M |
| Deferred Revenue (Non-current) | $0 | $0 | $0 | $0 | $0 | -$1.6B | $715.8M | $1.3B |
| Other Non-current Liabilities | $286.7B +193.4% | $97.7B +25.8% | $77.7B +14.9% | $67.6B +36.9% | $49.4B | $489.0M | $1.1B | -$1.5B |
| Total Non-current Liabilities | $290.8B +121.5% | $131.3B +24.4% | $105.5B +51.6% | $69.6B +40.1% | $49.7B | $3.9B | $7.5B | $14.1B |
| Total Liabilities | $373.0B +13.9% | $327.4B +42.6% | $229.6B +31.2% | $175.0B +40.1% | $124.9B | $14.7B | $3.7B | $9.6B |
| Common Stock | $28.0K +7.7% | $26.0K +0.0% | $26.0K +8.3% | $24.0K +4.3% | $23.0K | $651.4M | $517.0M | $382.6M |
| Retained Earnings | $0 | $0 | $0 | $0 | $0 | -$1.6B | $519.8M | $1.1B |
| Accumulated OCI | $4.0B -72.8% | $14.6B +11.1% | $13.1B +9.2% | $12.0B -17.5% | $14.6B | $393.8M | $550.6M | $707.4M |
| Other Stockholders Equity | $0 | $0 | $0 | $0 | $0 | $351.8M | -$1.6B | $1.5B |
| Minority Interest | $1.0M -72.6% | $3.7M +146.6% | $1.5M -77.0% | $6.5M +131.8% | $2.8M | $1.4B | $337.8M | $931.4M |
| Total Equity | $23.5B +17.5% | $20.0B +3.1% | $19.5B +14.1% | $17.0B +18.2% | $14.4B | $9.1B | $7.7B | $3.3B |
| Total Debt | $85.3B -25.9% | $115.1B +67.9% | $68.6B +93.0% | $35.5B +25.9% | $28.2B | $724.2M | $410.6M | $399.4M |
| Net Debt | $74.9B -31.6% | $109.5B +69.5% | $64.6B +102.1% | $32.0B +24.3% | $25.7B | $389.6M | $501.6M | $311.2M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Jefferies Financial Group Inc.
NYSE:JEF
$12.57B
Webster Financial Corporation
NYSE:WBS
$11.96B
First Horizon Corporation
NYSE:FHN
$11.92B
Comerica Incorporated
CMA
$11.35B
Stifel Financial Corp.
NYSE:SF
$11.11B
SEI Investments Company
NASDAQ:SEIC
$10.74B
Cipher Mining Inc.
NASDAQ:CIFR
$10.21B
Old Republic International Corporation
NYSE:ORI
$9.41B
Grupo Financiero Galicia S.A.
NASDAQ:GGAL
$8.87B
Freedom Holding Corp.
NASDAQ:FRHC
$8.47B
SEC Filings
Recent regulatory filings
No filings found.
How much cash does XP have?
XP Inc. (XP) reported $10.36B in cash and equivalents in fiscal 2025.
How much debt does XP carry?
XP Inc. (XP) reported $85.30B of total debt, with net debt of $74.94B.
Explore More
Continue the stock analysis
Jump to another research area for this company.