NASDAQ:WSBF · NASDAQ Global Select
+$0.14 today
Vol 0.06M · Avg 0.07M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Waterstone Financial, Inc. earnings power becomes long-term shareholder value. Use this page to compare WSBF returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
7.6%
avg 8.2%
ROIC
3.2%
avg 3.6%
ROA
1.2%
avg 1.6%
Analysis
ROE is currently the strongest return metric at 7.6% versus its period average of 8.2%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
William F. Bruss | Chief Executive Officer, President, General Counsel & Secretary | $719,308.00 | — | 56 | $28,415.00 | 0.16% |
Mark Raymond Gerke | Executive Vice President, Chief Financial Officer & Chief Accounting Officer | $516,100.00 | — | 51 | $30,034.00 | 0.17% |
Jeffrey R. McGuiness | President & Chief Executive Officer of Waterstone Mortgage Corporation | $505,530.00 | — | 60 | $30,000.00 | 0.17% |
Douglas S. Gordon | Director | $200,000.00 | — | 68 | $556,773.00 | 3.08% |
Kyle J. Mertz | Controller | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
17
$6.07M
Net Sentiment
$6.07M
Net selling
Most Active
Hansen Michael L
8 transactions
1–10 of 17
Analysis
Insiders reported 0 buys worth $0.00 and 17 sells worth $6.07M over the last 12 months. That adds up to net selling of $6.07M. Hansen Michael L was the most active insider with 8 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -18.1% | +6.8% (9yr)1 analysts |
| Revenue | N/A | N/A | +1.1% | -1.0% (9yr)1 analysts |
| Net Income | N/A | N/A | -22.0% | +1.0% (9yr)1 analysts |
| EBIT | N/A | N/A | +4.4% | -0.2% (9yr)1 analysts |
Analysis
Recent growth has been strongest in EBIT at +4.4% over three years. Forward estimates point to EPS at +6.8% (9yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages WSBF?
Waterstone Financial, Inc. (WSBF) lists 5 active executives. The top listed executive is Jeffrey R. McGuiness, President & Chief Executive Officer of Waterstone Mortgage Corporation.
Are WSBF insiders buying or selling?
Recent insider activity shows net selling of $8.14M.
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