World Acceptance Corporation

World Acceptance Corporation

Financial Services

NASDAQ:WRLD · NASDAQ Global Select

Market Cap $804.63M Beta 1.20 P/E (TTM) 24.0
$177.95 +2.12%

+$3.67 today

52W Low $110.00High $185.48

Vol 0.10M · Avg 0.16M

EPS (TTM) $7.38Financial - Credit Services

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management
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ROE

9.9%

avg 13.8%

ROIC

7.2%

avg 7.5%

ROA

3.3%

avg 6.2%

Analysis

ROE is currently the strongest return metric at 9.9% versus its period average of 13.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Janet Lewis Matricciani

Interim CEO & Interim President$3.24M58$328.00<0.01%

John L. Calmes Jr.

Executive Vice President, Chief Financial & Strategy Officer and Treasurer$556,159.0046$50,334.001.08%

Luke J. Umstetter

Senior Vice President, General Counsel, Chief Compliance Officer & Secretary$405,080.0046$28,245.000.61%

Alice Lindsay Caulder

Senior Vice President of Human Resources$371,553.0050$14,682.000.32%

Scott McIntyre

Senior Vice President of Accounting$369,065.0049$15,960.000.34%

Jason E. Childers

Senior Vice President of Information Technology Strategic Solutions$362,608.0051$14,799.000.32%

Rodney D. Ernest

Senior Vice President of Operations$299,401.00

Jackie C. Willyard

Senior Vice President of Operations$299,401.0063$0.00<0.01%

Jeff L. Tinney

Senior Vice President of Operations$299,401.0063$34,971.000.75%

Tobin J. Turner

Executive VP, COO & Principal Executive Officer51$28,245.000.61%

Victoria G. Hammond

Senior Vice President of Marketing

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

0

$0.00

Sells

27

$65.58M

Net Sentiment

$65.58M

Net selling

Most Active

Prashad R Chad

6 transactions

DateInsiderTypeSharesPriceValue
Jun 15, 2026

Caulder Alice Lindsay

Direct

Sell609$181.00$110,229.00
Jun 12, 2026

Umstetter Luke J.

Direct

Sell1.0K$181.66$181,660.00
May 22, 2026

Robinson Benjamin E III

Direct

Sell90$160.00$14,400.00
Apr 30, 2026

Robinson Benjamin E III

Direct

Sell180$160.00$28,800.00
Mar 10, 2026

Calmes John L Jr

Direct

Sell1.0K$141.88$141,880.00
Dec 18, 2025

Prashad R Chad

Direct

Sell800$146.72$117,376.00
Dec 18, 2025

Prashad R Chad

Direct

Sell1.5K$147.71$218,019.96
Dec 18, 2025

Prashad R Chad

Direct

Sell724$148.62$107,600.88
Dec 17, 2025

Calmes John L Jr

Direct

Sell189$148.11$27,992.79
Dec 17, 2025

Calmes John L Jr

Direct

Sell811$149.47$121,220.17

1–10 of 27

Analysis

Insiders reported 0 buys worth $0.00 and 27 sells worth $65.58M over the last 12 months. That adds up to net selling of $65.58M. Prashad R Chad was the most active insider with 6 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr 5yr3yr Fwd Est.
EPSN/AN/A+8.4%
+2.9% (12yr)1 analysts
RevenueN/AN/A-0.4%
+1.5% (12yr)1 analysts
Net IncomeN/AN/A-5.7%
-1.7% (12yr)1 analysts
EBITN/AN/A-6.1%
+3.2% (12yr)1 analysts

Analysis

Recent growth has been strongest in EPS at +8.4% over three years. Forward estimates point to EBIT at +3.2% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages WRLD?

World Acceptance Corporation (WRLD) lists 11 active executives. The top listed executive is Jason E. Childers, Senior Vice President of Information Technology Strategic Solutions.

Are WRLD insiders buying or selling?

Recent insider activity shows net selling of $120.56M.

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