NASDAQ:UNB · NASDAQ Global Market
+$0.05 today
Vol 0.00M · Avg 0.01M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Union Bankshares, Inc. earnings power becomes long-term shareholder value. Use this page to compare UNB returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
13.7%
avg 15.3%
ROIC
0.8%
avg 8.8%
ROA
0.7%
avg 1.0%
Analysis
ROE is currently the strongest return metric at 13.7% versus its period average of 15.3%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
David Scott Silverman | CEO & Chairman of the Board | $737,281.00 | — | 65 | $45,864.17 | 0.99% |
Karyn J. Hale | Vice President, Treasurer & Chief Financial Officer | $415,511.00 | — | 56 | $11,749.14 | 0.25% |
Jonathan Jay Gould | Executive Vice President & Senior Commercial Loan Officer of Union Bank | $390,306.00 | — | 66 | $14,829.72 | 0.32% |
Timothy Willis Sargent | Independent Vice Chairman, Secretary & Lead Independent Director | $52,850.00 | — | 50 | $4,758.00 | 0.10% |
Jeffery F. Weidley | President & Director | — | — | 42 | $3,000.00 | 0.07% |
Kristy Adams Alfieri | Assistant Secretary | — | — | — | — | — |
Patricia N. Hogan | Executive Vice President & Senior Risk Officer of Union Bank | — | — | 63 | $9,440.67 | 0.20% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
2
$424.03
Sells
0
$0.00
Net Sentiment
+$424.03
Net buying
Most Active
Hogan Patricia N
2 transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| Nov 6, 2025 | Hogan Patricia N Direct | Buy | 9.241 | $23.09 | $213.37 | |
| Aug 7, 2025 | Hogan Patricia N Direct | Buy | 7.799 | $27.01 | $210.65 |
Analysis
Insiders reported 2 buys worth $424.03 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $424.03. Hogan Patricia N was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +4.7% | +5.1% (12yr)1 analysts |
| Revenue | N/A | N/A | -0.6% | +10.5% (12yr)1 analysts |
| Net Income | N/A | N/A | +4.8% | +5.3% (12yr)1 analysts |
| EBIT | N/A | N/A | +7.4% | +6.9% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EBIT at +7.4% over three years. Forward estimates point to Revenue at +10.5% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
First Guaranty Bancshares, Inc.
NASDAQ:FGBI
$164.64M
Patriot National Bancorp, Inc.
NASDAQ:PNBK
$158.75M
SB Financial Group, Inc.
NASDAQ:SBFG
$157.38M
SR Bancorp, Inc. Common stock
NASDAQ:SRBK
$145.94M
Affinity Bancshares, Inc.
NASDAQ:AFBI
$137.62M
Lake Shore Bancorp, Inc.
NASDAQ:LSBK
$132.09M
Magyar Bancorp, Inc.
NASDAQ:MGYR
$113.94M
Riverview Bancorp, Inc.
NASDAQ:RVSB
$109.74M
Provident Financial Holdings, Inc.
NASDAQ:PROV
$107.63M
Sound Financial Bancorp, Inc.
NASDAQ:SFBC
$106.27M
Who manages UNB?
Union Bankshares, Inc. (UNB) lists 7 active executives. The top listed executive is David Scott Silverman, CEO & Chairman of the Board.
Are UNB insiders buying or selling?
Recent insider activity shows net selling of $64,705.04.
Explore More
Continue the stock analysis
Jump to another research area for this company.