UMB Financial Corporation

UMB Financial Corporation

Financial Services

NASDAQ:UMBF · NASDAQ Global Select

Market Cap $10.25B Beta 0.80 P/E (TTM) 11.6
$134.89 +1.80%

+$2.38 today

52W Low $98.16High $136.11

Vol 0.25M · Avg 0.65M

EPS (TTM)$11.60
Div Yield1.25%
Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Return Metrics

ROE, ROIC & ROA over time

Management

ROE

9.1%

avg 10.3%

ROIC

-1.2%

avg 4.5%

ROA

1.0%

avg 0.9%

Analysis

ROE is currently the strongest return metric at 9.1% versus its period average of 10.3%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

J. Mariner Kemper

Chairman & Chief Executive Officer$4.85M53$1,821.00<0.01%

James D. Rine

President & Vice Chairman$2.78M55$61,446.180.08%

Ram Shankar

Executive Vice President & Chief Financial Officer$1.68M53$32,389.140.04%

Shannon Andresen Johnson

Executive VP, Chief Administrative Officer & Chief Risk Officer$1.68M46$34,775.130.05%

Uma Wilson

Executive VP and Chief Information, Bank Product & Operations Officer$1.48M47$25,336.920.03%

Thomas S. Terry

Executive Vice President & Chief Credit Officer$1.08M62$36,402.310.05%

Nikki Farentino Newton

President of Private Wealth Management - UMB Bank, National Association$847,583.0054$13,980.810.02%

Brian Nelson Kaufman

Managing Director of Prairie Capital Management$10,543.350.01%

David Carl Odgers

Senior Vice President, Chief Accounting Officer & Controller56$6,648.41<0.01%

James A. Sangster

Executive Vice President71$61,446.180.08%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

8

$191,251.13

Sells

26

$9.18M

Net Sentiment

$8.99M

Net selling

Most Active

KEMPER J MARINER

10 transactions

DateInsiderTypeSharesPriceValue
Jun 10, 2026

Wilson Uma

Direct

Sell922$133.05$122,672.10
Jun 10, 2026

Gallagher Kevin Charles

Direct

Sell381$132.88$50,627.28
Jun 9, 2026

Rine James D

Direct

Sell7.2K$132.49$950,218.28
Jun 9, 2026

Rine James D

Direct

Sell1.1K$133.22$143,078.28
Feb 3, 2026

Gallagher Kevin Charles

Direct

Sell388$129.30$50,168.40
Feb 2, 2026

KEMPER J MARINER

Direct

Sell3.5K$129.06$451,695.30
Feb 2, 2026

GRAVES GREG M

Direct

Buy220.01$127.84$28,125.00
Feb 2, 2026

Peterman Tamara

Direct

Buy154.007$127.84$19,687.50
Feb 2, 2026

KEMPER J MARINER

Indirect

Sell8.0K$128.04$1,020,764.38
Feb 2, 2026

KEMPER J MARINER

Indirect

Sell7.2K$129.19$935,564.29

1–10 of 34

Analysis

Insiders reported 8 buys worth $191,251.13 and 26 sells worth $9.18M over the last 12 months. That adds up to net selling of $8.99M. KEMPER J MARINER was the most active insider with 10 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr5yr3yr Fwd Est.
EPSN/AN/A-7.1%
+15.3% (13yr)1 analysts
RevenueN/AN/A+0.7%
+12.4% (13yr)3 analysts
Net IncomeN/AN/A-1.8%
+19.7% (13yr)3 analysts
EBITN/AN/A-9.0%
+15.9% (13yr)3 analysts

Analysis

Recent growth has been strongest in Revenue at +0.7% over three years. Forward estimates point to Net Income at +19.7% (13yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages UMBF?

UMB Financial Corporation (UMBF) lists 10 active executives. The top listed executive is Ram Shankar, Executive Vice President & Chief Financial Officer.

Are UMBF insiders buying or selling?

Recent insider activity shows net selling of $13.72M.

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