
NASDAQ:UMBF · NASDAQ Global Select
-$2.75 today
Vol 0.54M · Avg 0.65M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of UMB Financial Corporation earnings power becomes long-term shareholder value. Use this page to compare UMBF returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
9.1%
avg 10.3%
ROIC
-1.2%
avg 4.5%
ROA
1.0%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 9.1% versus its period average of 10.3%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
J. Mariner Kemper | Chairman & Chief Executive Officer | $4.85M | — | 53 | $1,821.00 | <0.01% |
James D. Rine | President & Vice Chairman | $2.78M | — | 55 | $61,446.18 | 0.08% |
Ram Shankar | Executive Vice President & Chief Financial Officer | $1.68M | — | 53 | $32,389.14 | 0.04% |
Shannon Andresen Johnson | Executive VP, Chief Administrative Officer & Chief Risk Officer | $1.68M | — | 46 | $34,775.13 | 0.05% |
Uma Wilson | Executive VP and Chief Information, Bank Product & Operations Officer | $1.48M | — | 47 | $25,336.92 | 0.03% |
Thomas S. Terry | Executive Vice President & Chief Credit Officer | $1.08M | — | 62 | $36,402.31 | 0.05% |
Nikki Farentino Newton | President of Private Wealth Management - UMB Bank, National Association | $847,583.00 | — | 54 | $13,980.81 | 0.02% |
Brian Nelson Kaufman | Managing Director of Prairie Capital Management | — | — | — | $10,543.35 | 0.01% |
David Carl Odgers | Senior Vice President, Chief Accounting Officer & Controller | — | — | 56 | $6,648.41 | <0.01% |
James A. Sangster | Executive Vice President | — | — | 71 | $61,446.18 | 0.08% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
8
$191,251.13
Sells
26
$9.18M
Net Sentiment
$8.99M
Net selling
Most Active
KEMPER J MARINER
10 transactions
1–10 of 34
Analysis
Insiders reported 8 buys worth $191,251.13 and 26 sells worth $9.18M over the last 12 months. That adds up to net selling of $8.99M. KEMPER J MARINER was the most active insider with 10 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -7.1% | +15.2% (13yr)1 analysts |
| Revenue | N/A | N/A | +0.7% | +12.4% (13yr)3 analysts |
| Net Income | N/A | N/A | -1.8% | +19.4% (13yr)3 analysts |
| EBIT | N/A | N/A | -9.0% | +15.9% (13yr)3 analysts |
Analysis
Recent growth has been strongest in Revenue at +0.7% over three years. Forward estimates point to Net Income at +19.4% (13yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
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Who manages UMBF?
UMB Financial Corporation (UMBF) lists 10 active executives. The top listed executive is Brian Nelson Kaufman, Managing Director of Prairie Capital Management.
Are UMBF insiders buying or selling?
Recent insider activity shows net selling of $13.72M.
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