NASDAQ:SSBI · NASDAQ Global Market
-$0.12 today
Vol 0.00M · Avg 0.00M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Summit State Bank earnings power becomes long-term shareholder value. Use this page to compare SSBI returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.7%
avg 9.8%
ROIC
0.7%
avg 5.5%
ROA
0.7%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 6.7% versus its period average of 9.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Brian J. Reed | President, Chief Executive Officer & Director | $556,873.00 | — | 67 | — | — |
Genie Del Secco | Executive Vice President & Chief Operating Officer | $358,595.00 | — | 57 | — | — |
Brandy A. Lee Seppi | Executive Vice President & Chief Banking Officer | $348,364.00 | — | 51 | — | — |
Camille D. Kazarian | Executive Vice President & Chief Financial Officer | $156,483.00 | — | 47 | — | — |
Janet Connors | Senior Vice President & Relationship Manager | — | — | — | — | — |
Michael J. Floyd | Executive Vice President & Chief Credit Officer | — | — | 64 | — | — |
Wayne Hoffer | Senior Vice President | — | — | — | — | — |
Karen Holloway | Senior Vice President | — | — | — | — | — |
Elaina Hunt | Vice President of Marketing & Community Relations | — | — | — | — | — |
John Osborne | Senior Vice President & Relationship Manager | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
No insider transactions in the last 12 months.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +25.5% | +3.6% (8yr)20 analysts |
| Revenue | N/A | N/A | +1.3% | +22.9% (8yr)20 analysts |
| Net Income | N/A | N/A | +20.5% | +5.2% (8yr)20 analysts |
| EBIT | N/A | N/A | +20.5% | +5.2% (8yr)20 analysts |
Analysis
Recent growth has been strongest in EPS at +25.5% over three years. Forward estimates point to Revenue at +22.9% (8yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages SSBI?
Summit State Bank (SSBI) lists 10 active executives. The top listed executive is Janet Connors, Senior Vice President & Relationship Manager.
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