Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Management quality matters because capital allocation choices determine how much of SoFi Technologies, Inc. earnings power becomes long-term shareholder value. Use this page to compare SOFI returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.

Return Metrics

ROE, ROIC & ROA over time

Management

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ROE

4.6%

avg -4.7%

ROIC

3.8%

avg -1.6%

ROA

1.0%

avg -1.6%

Analysis

ROE is currently the strongest return metric at 4.6% versus its period average of -4.7%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management

Name	Title	Compensation	Tenure	Age	Shares Owned	Ownership %
Anthony J. Noto	Chief Executive Officer & Director	$4.97M	—	57	$11.96M	0.93%
Christopher Lapointe	Chief Financial Officer	$1.17M	—	42	$1.88M	0.15%
Arun Pinto	Chief Risk Officer	$1.14M	—	47	$199,016.00	0.02%
Jeremy Rishel	Chief Technology Officer	$1.12M	—	53	$895,089.44	0.07%
Kelli Keough	Executive Vice President of Group Business Unit Leader for Spend, Invest, Protect & Save	$1.10M	—	56	$378,682.00	0.03%
Stephen Simcock	Advisor	$819,614.00	—	62	$235,833.00	0.02%
Eric J. Schuppenhauer	Executive Vice President & Group Business Unit Leader of Borrow	$569,260.00	—	54	$298,588.81	0.02%
George Thompson Hutton	Independent Non Executive Chairman	$177,500.00	—	70	$0.00	<0.01%
Tom Karinshak	EVP & Head of Global Operations	—	—	—	—	—
William F. Tanona	Senior Vice President of Corporate Development & Strategic Partnerships	—	—	53	$1,016.00	<0.01%
Robert Steven Lavet	General Counsel	—	—	77	$88,200.00	<0.01%
Paulina Gutierrez	Investor Relations	—	—	—	—	—
Diane Tucker	Senior Vice President of Global Operations	—	—	—	—	—
Lauren Stafford Webb	Chief Marketing Officer	—	—	40	$315,675.00	0.02%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

$2.46M

Sells

$13.93M

Net Sentiment

$11.47M

Net selling

Most Active

Keough Kelli

10 transactions

Date	Insider	Type	Shares	Price	Value
Jun 22, 2026	Keough Kelli Direct	Sell	11.0K	$17.35	$190,058.47
Jun 18, 2026	Lavet Robert S Direct	Sell	1.2K	$17.55	$20,844.65
Jun 17, 2026	Rishel Jeremy Direct	Sell	102.1K	$17.78	$1,815,746.94
Jun 16, 2026	Noto Anthony Direct	Buy	13.9K	$18.06	$250,786.73
May 20, 2026	Keough Kelli Direct	Sell	10.0K	$15.53	$155,920.78
May 11, 2026	Noto Anthony Direct	Buy	15.5K	$16.00	$248,780.63
May 8, 2026	Noto Anthony Direct	Buy	15.9K	$15.73	$249,768.88
Apr 21, 2026	Keough Kelli Direct	Sell	9.7K	$19.25	$187,551.04
Mar 20, 2026	Keough Kelli Direct	Sell	9.7K	$16.94	$165,066.50
Mar 18, 2026	Rishel Jeremy Direct	Sell	95.0K	$17.43	$1,655,117.94

1–10 of 24

Analysis

Insiders reported 7 buys worth $2.46M and 17 sells worth $13.93M over the last 12 months. That adds up to net selling of $11.47M. Keough Kelli was the most active insider with 10 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Growth

Metric	10yr	5yr	3yr	Fwd Est.
EPS	N/A	N/A	N/A	N/A4 analysts
Revenue	N/A	N/A	+21.9%	+28.6% (8yr)4 analysts
Net Income	N/A	N/A	N/A	N/A4 analysts
EBIT	N/A	N/A	N/A	N/A4 analysts

Analysis

Recent growth has been strongest in Revenue at +21.9% over three years. Forward estimates point to Revenue at +28.6% (8yr), giving you a quick check on whether expectations are accelerating or cooling.