Southern First Bancshares, Inc.
Financial ServicesNASDAQ:SFST · NASDAQ Global Market
-$0.83 today
Vol 0.19M · Avg 0.13M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
8.2%
avg 10.0%
ROIC
4.4%
avg 5.7%
ROA
0.7%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 8.2% versus its period average of 10.0%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
R. Arthur Seaver Jr. | Chief Executive Officer & Director | $740,243.00 | — | 62 | $102,597.00 | 1.09% |
Calvin C. Hurst | President & Chief Banking Officer | $543,889.00 | — | 44 | $18,383.00 | 0.19% |
Chris Zych | Executive Vice President & Chief Financial Officer | $462,326.00 | — | 54 | $7,078.00 | 0.07% |
Wesley C. Wilbanks | Executive VP & Chief Credit Officer of Southern First Bank | $328,672.00 | — | — | $6,496.00 | 0.07% |
Julie A. Fairchild | Chief Accounting Officer & Principal Accounting Officer | $296,792.00 | — | 51 | $6,835.00 | 0.07% |
Silvia T. King | Chief Human Resources Officer | $256,424.00 | — | 48 | $6,588.00 | 0.07% |
Frederick Gilmer | Executive Vice President of Southern First Bank and Senior Lending Officer of Southern First Bank | $21,600.00 | — | 61 | $46,290.00 | 0.49% |
Brandon Rich | Senior Vice President & Executive Director of Market Support | — | — | — | — | — |
Brian Kornahrens | Team Leader & SVP | — | — | — | — | — |
Carl Francois | Executive Director and SVP of BSA, Fraud & Compliance | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
4
$43,952.24
Sells
7
$913,023.18
Net Sentiment
$869,070.95
Net selling
Most Active
CUBBAGE LEIGHTON M
3 transactions
1–10 of 11
Analysis
Insiders reported 4 buys worth $43,952.24 and 7 sells worth $913,023.18 over the last 12 months. That adds up to net selling of $869,070.95. CUBBAGE LEIGHTON M was the most active insider with 3 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +34.3% | +12.8% (12yr)1 analysts |
| Revenue | N/A | N/A | +12.3% | +10.3% (12yr)1 analysts |
| Net Income | N/A | N/A | +38.1% | +14.8% (12yr)1 analysts |
| EBIT | N/A | N/A | +39.7% | +8.8% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EBIT at +39.7% over three years. Forward estimates point to Net Income at +14.8% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages SFST?
Southern First Bancshares, Inc. (SFST) lists 10 active executives. The top listed executive is Silvia T. King, Chief Human Resources Officer.
Are SFST insiders buying or selling?
Recent insider activity shows net selling of $992,723.29.
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