Southern First Bancshares, Inc.
NASDAQ:SFST · NASDAQ Global Market
-$0.09 today
Vol 0.37M · Avg 0.14M
Balance Sheet
Inspect the capital base behind the business
Review assets, liabilities, equity, cash, and debt to judge whether the company has the financial position to support future returns.
Balance Sheet
Assets, liabilities & equity
| Cash & Equivalents | $114.5M |
| Short-term Investments | $35.0K |
| Total Current Assets | $114.6M |
| PP&E (Net) | $88.6M |
| Long-term Investments | $4.0B |
| Tax Assets | $13.8M |
| Other Non-current | $319.1M |
| Total Non-current Assets | $4.5B |
| Total Assets | $4.6B |
Analysis
Selected assets total $4.6B for Latest. The largest visible component is Long-term Investments at $4.0B, about 88.3% of the tab total. Use the mix to judge balance sheet concentration, liquidity, leverage, and how much of book value is supported by tangible operating assets.
Balance Sheet
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $86.1M +150.2% | $34.4M -6.5% | $36.8M -47.1% | $69.6M -13.4% | $80.3M | $1.0B | $841.8M | $673.8M |
| Short-term Investments | $19.0K -95.9% | $461.0K -95.1% | $9.5M -89.9% | $93.3M -22.4% | $120.3M | -$1.6B | $445.6M | $378.4M |
| Net Receivables | $0 | $0 | $0 | $0 | $0 | $533.8M | $399.4M | -$1.7B |
| Inventory | $0 | $0 | $0 | $0 | $0 | $641.6M | $328.0M | $316.8M |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 | $1.5B | $966.4M | $764.8M |
| Total Current Assets | $86.1M +147.0% | $34.9M -24.7% | $46.3M -71.6% | $162.9M -18.8% | $200.6M | $12.5B | $10.5B | $5.5B |
| Property, Plant & Equipment (Net) | $83.5M -6.0% | $88.8M -5.8% | $94.3M -4.9% | $99.2M +7.4% | $92.4M | $1.2B | $1.5B | $687.8M |
| Goodwill | $0 | $0 | $0 | $0 | $0 | $925.8M | $466.6M | $309.8M |
| Intangible Assets | $0 | $0 | $0 | $0 | $0 | $568.8M | $860.0M | $1.5B |
| Long-term Investments | $3.9B +5.7% | $3.7B +0.9% | $3.7B +14.1% | $3.2B +30.9% | $2.5B | $524.0M | -$1.5B | $860.0M |
| Tax Assets | $13.7M +1.7% | $13.5M +10.4% | $12.2M -2.6% | $12.5M +49.1% | $8.4M | $1.5B | $1.4B | $1.4B |
| Other Non-current Assets | $272.6M +25.4% | $217.4M +6.2% | $204.8M +15.6% | $177.1M +19.4% | $148.4M | $1.4B | $1.0B | $679.4M |
| Total Non-current Assets | $4.3B +6.5% | $4.1B +1.1% | $4.0B +13.6% | $3.5B +29.5% | $2.7B | -$15.3B | $14.8B | $11.3B |
| Total Assets | $4.4B +7.7% | $4.1B +0.8% | $4.1B +9.9% | $3.7B +26.2% | $2.9B | $13.3B | $11.9B | $10.6B |
| Account Payables | $0 | $0 | $0 | $0 | $0 | $1.3B | -$1.5B | $1.4B |
| Short-term Debt | $0 | $0 | $0 | $0 | $0 | -$1.6B | -$1.6B | $326.6M |
| Tax Payables | $0 | $0 | $0 | $0 | $0 | $574.4M | -$1.5B | $1.4B |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 | -$1.6B | $374.2M | $542.2M |
| Other Current Liabilities | $3.7B +8.2% | $3.4B +1.7% | $3.4B +7.8% | $3.1B +22.2% | $2.6B | $1.1B | $1.5B | $493.2M |
| Total Current Liabilities | $3.7B +8.2% | $3.4B +1.7% | $3.4B +7.8% | $3.1B +22.2% | $2.6B | $6.0B | $10.1B | $14.3B |
| Long-term Debt | $264.9M +0.0% | $264.9M -14.9% | $311.3M +47.4% | $211.2M +485.0% | $36.1M | $1.3B | $438.6M | $1.3B |
| Deferred Tax Liabilities | $0 | $0 | $0 | $0 | $0 | $746.6M | $612.2M | $477.8M |
| Deferred Revenue (Non-current) | $0 | $0 | $0 | $0 | $0 | -$1.6B | $715.8M | $1.3B |
| Other Non-current Liabilities | $53.1M -5.9% | $56.5M +7.7% | $52.4M +0.1% | $52.4M +9.8% | $47.7M | $489.0M | $1.1B | -$1.5B |
| Total Non-current Liabilities | $318.0M -1.0% | $321.4M -11.6% | $363.8M +38.0% | $263.6M +214.5% | $83.8M | $3.9B | $7.5B | $14.1B |
| Total Liabilities | $4.0B +7.4% | $3.8B +0.4% | $3.7B +10.2% | $3.4B +28.3% | $2.6B | $14.7B | $3.7B | $9.6B |
| Common Stock | $82.0K +0.0% | $82.0K +1.2% | $81.0K +1.3% | $80.0K +1.3% | $79.0K | $651.4M | $517.0M | $382.6M |
| Retained Earnings | $251.4M +13.7% | $221.1M +7.6% | $205.5M +7.0% | $192.1M +15.9% | $165.8M | -$1.6B | $519.8M | $1.1B |
| Accumulated OCI | -$7.5M +35.0% | -$11.5M -1.1% | -$11.3M +15.4% | -$13.4M -1712.2% | -$740.0K | $393.8M | $550.6M | $707.4M |
| Other Stockholders Equity | -$1.3M +65.6% | -$3.9M -8.0% | -$3.6M -8.8% | -$3.3M -130.4% | -$1.4M | $351.8M | -$1.6B | $1.5B |
| Minority Interest | $0 | $0 | $0 | $0 | $0 | $1.4B | $337.8M | $931.4M |
| Total Equity | $368.7M +11.6% | $330.4M +5.8% | $312.5M +6.1% | $294.5M +6.0% | $277.9M | $9.1B | $7.7B | $3.3B |
| Total Debt | $264.9M +0.0% | $264.9M -14.9% | $311.3M +47.4% | $211.2M +485.0% | $36.1M | $724.2M | $410.6M | $399.4M |
| Net Debt | $178.8M -22.4% | $230.5M -16.0% | $274.5M +93.8% | $141.6M +420.2% | -$44.2M | $389.6M | $501.6M | $311.2M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Carter Bankshares, Inc.
NASDAQ:CARE
$681.10M
VersaBank
NASDAQ:VBNK
$624.27M
Kearny Financial Corp.
NASDAQ:KRNY
$528.95M
Greene County Bancorp, Inc.
NASDAQ:GCBC
$494.59M
Ponce Financial Group, Inc.
NASDAQ:PDLB
$464.17M
Bankwell Financial Group, Inc.
NASDAQ:BWFG
$440.52M
Pioneer Bancorp, Inc.
NASDAQ:PBFS
$424.30M
West Bancorporation, Inc.
NASDAQ:WTBA
$420.42M
First Bank
NASDAQ:FRBA
$416.60M
USCB Financial Holdings, Inc.
NASDAQ:USCB
$349.94M
SEC Filings
Recent regulatory filings
No filings found.
How much cash does SFST have?
Southern First Bancshares, Inc. (SFST) reported $86.11M in cash and equivalents in fiscal 2025.
How much debt does SFST carry?
Southern First Bancshares, Inc. (SFST) reported $264.90M of total debt, with net debt of $178.79M.
Explore More
Continue the stock analysis
Jump to another research area for this company.