Red River Bancshares, Inc.
NASDAQ:RRBI · NASDAQ Global Select
+$0.41 today
Vol 0.26M · Avg 0.08M
Income Statement
Follow revenue through to earnings
Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.
Stock Ticker Earnings Waterfall
NASDAQ:RRBI · Revenue to Net Income
Key Ratios
Analysis
$171.7M of revenue converted into $44.4M of net income for the selected period. Gross margin is 72.9% and net margin is 25.8%, showing how much revenue survives after costs and taxes. EPS is $6.68, tying the income statement back to per-share earnings.
Income Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $169.8M +8.3% | $156.8M +13.0% | $138.7M +23.3% | $112.5M +11.6% | $100.8M | $809.6M | $921.6M | $731.2M |
| Cost of Revenue | $46.6M -5.1% | $49.1M +49.5% | $32.9M +246.5% | $9.5M +26.2% | $7.5M | $725.6M | $804.0M | $882.4M |
| Gross Profit | $123.2M +14.5% | $107.6M +1.7% | $105.8M +2.8% | $103.0M +10.4% | $93.3M | $8.9B | $7.6B | $6.2B |
| Gross Margin | 72.5% +3.9pp | 68.7% -7.6pp | 76.3% -15.3pp | 91.6% -1.0pp | 92.5% | 9.8% | 28.9% | 38.3% |
| Research & Development | $0 | $0 | $0 | $0 | $0 | $983.2M | $1.3B | $490.4M |
| Selling, General & Admin | $48.8M +22.1% | $40.0M +3.8% | $38.5M +8.0% | $35.7M +7.0% | $33.4M | $620.6M | $923.0M | -$1.5B |
| Operating Expenses | $70.1M +7.4% | $65.3M +3.8% | $62.9M +8.4% | $58.0M +8.9% | $53.2M | $5.3B | $7.0B | $8.7B |
| Depreciation & Amortization | $3.5M +10.2% | $3.2M +17.2% | $2.7M +5.3% | $2.6M +2.2% | $2.6M | $374.2M | $1.2B | $631.8M |
| EBITDA | $56.7M +24.3% | $45.6M -0.2% | $45.7M -4.0% | $47.6M +11.7% | $42.6M | -$15.2B | $6.8B | $9.3B |
| EBITDA Margin | 33.4% +4.3pp | 29.1% -3.9pp | 32.9% -9.4pp | 42.3% +0.0pp | 42.3% | 5.6% | 46.3% | 42.0% |
| Operating Income | $53.1M +25.4% | $42.4M -1.3% | $42.9M -4.5% | $45.0M +12.3% | $40.1M | $12.3B | $14.0B | -$15.7B |
| Operating Margin | 31.3% +4.2pp | 27.0% -3.9pp | 31.0% -9.0pp | 40.0% +0.3pp | 39.7% | 16.6% | 24.1% | 22.0% |
| Interest Income | $149.9M +9.3% | $137.1M +15.8% | $118.4M +25.5% | $94.3M +22.0% | $77.3M | -$1.5B | -$1.6B | $405.0M |
| Interest Expense | $44.3M -7.5% | $47.9M +49.2% | $32.1M +315.3% | $7.7M +37.7% | $5.6M | $1.1B | $1.0B | $1.2B |
| Other Income / Expenses | $0 | $0 | $0 | $0 | $0 | -$1.5B | $1.4B | $1.2B |
| Income Before Tax | $53.1M +25.4% | $42.4M -1.3% | $42.9M -4.5% | $45.0M +12.3% | $40.1M | $3.3B | $4.9B | $3.6B |
| Pre-Tax Margin | 31.3% +4.2pp | 27.0% -3.9pp | 31.0% -9.0pp | 40.0% +0.3pp | 39.7% | 20.8% | 18.7% | 26.2% |
| Income Tax Expense | $10.4M +27.2% | $8.1M +1.0% | $8.1M +0.0% | $8.1M +13.5% | $7.1M | $1.3B | -$1.6B | $745.2M |
| Net Income | $42.8M +24.9% | $34.2M -1.8% | $34.9M -5.5% | $36.9M +12.0% | $33.0M | $4.9B | $4.8B | $4.7B |
| Net Margin | 25.2% +3.3pp | 21.8% -3.3pp | 25.1% -7.7pp | 32.8% +0.1pp | 32.7% | 12.4% | 17.5% | 22.5% |
| EPS (Basic) | $6 +29.0% | $5 +1.8% | $5 -5.3% | $5 +13.5% | $5 | $400.8M | $703.2M | $1.3B |
| EPS (Diluted) | $6 +28.9% | $5 +1.9% | $5 -5.3% | $5 +13.7% | $5 | $766.2M | $609.4M | $452.6M |
| Weighted Avg Shares | $6.7M -3.2% | $6.9M -3.7% | $7.2M -0.2% | $7.2M -1.4% | $7.3M | $757.8M | $925.8M | $1.1B |
| Weighted Avg Shares (Diluted) | $6.7M -3.1% | $6.9M -3.7% | $7.2M -0.2% | $7.2M -1.4% | $7.3M | $1.2B | $924.4M | $678.0M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Peapack-Gladstone Financial Corporation
NASDAQ:PGC
$788.82M
Peoples Financial Services Corp.
NASDAQ:PFIS
$623.68M
Northfield Bancorp, Inc.
NASDAQ:NFBK
$601.19M
Unity Bancorp, Inc.
NASDAQ:UNTY
$553.50M
Bridgewater Bancshares, Inc.
NASDAQ:BWB
$547.35M
Capital Bancorp, Inc.
NASDAQ:CBNK
$539.14M
Home Bancorp, Inc.
NASDAQ:HBCP
$516.91M
First Business Financial Services, Inc.
NASDAQ:FBIZ
$499.72M
ChoiceOne Financial Services, Inc.
NASDAQ:COFS
$480.40M
Community West Bancshares
NASDAQ:CWBC
$480.11M
SEC Filings
Recent regulatory filings
No filings found.
How much revenue does RRBI generate?
Red River Bancshares, Inc. (RRBI) reported $169.85M of revenue in fiscal 2025.
Is RRBI profitable?
Red River Bancshares, Inc. (RRBI) reported $42.76M of net income, with a net margin of 25.2%.
Explore More
Continue the stock analysis
Jump to another research area for this company.