NASDAQ:RBKB · NASDAQ Capital Market
+$0.51 today
Vol 0.03M · Avg 0.01M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Rhinebeck Bancorp, Inc. earnings power becomes long-term shareholder value. Use this page to compare RBKB returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
7.3%
avg 4.5%
ROIC
4.9%
avg 2.8%
ROA
0.8%
avg 0.4%
Analysis
ROE is currently the strongest return metric at 7.3% versus its period average of 4.5%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Matthew J. Smith | President, Chief Executive Officer & Director | $638,047.00 | — | 42 | $10,522.00 | 0.09% |
Jamie J. Bloom | Executive VP & COO | $577,151.00 | — | 59 | $10,522.00 | 0.09% |
Kevin Nihill | Executive VP, CFO & Treasurer | $516,772.00 | — | 50 | $25,164.00 | 0.23% |
James T. McCardle | Executive VP and Chief Credit & Risk Officer | $241,590.00 | — | 60 | $11,762.00 | 0.11% |
Jeanine Borko | Senior Vice President of Human Resources | — | — | — | — | — |
Megan Bourgoin | Vice President, Compliance Officer & Assistant Secretary | — | — | — | — | — |
Phillip Lekanides | Vice President, Controller & Principal Accounting Officer | — | — | 45 | $5,715.00 | 0.05% |
Richard Kolosky | Senior Vice President of Commercial & Team Leader - Hudson Valley West | — | — | — | — | — |
Dawn Scherer | Senior Vice President of Information Technology | — | — | — | — | — |
Peter Saridakis | Senior Vice President of Marketing | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
1
$9,670.00
Sells
6
$186,729.43
Net Sentiment
$177,059.43
Net selling
Most Active
Bronzi Philip J
4 transactions
Analysis
Insiders reported 1 buys worth $9,670.00 and 6 sells worth $186,729.43 over the last 12 months. That adds up to net selling of $177,059.43. Bronzi Philip J was the most active insider with 4 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +48.5% | N/A — |
| Revenue | N/A | N/A | +6.6% | N/A — |
| Net Income | N/A | N/A | +48.1% | N/A — |
| EBIT | N/A | N/A | -9.7% | N/A — |
Analysis
Recent growth has been strongest in EPS at +48.5% over three years.
Competitors
Peer companies in the same sector
First Guaranty Bancshares, Inc.
NASDAQ:FGBI
$164.64M
SB Financial Group, Inc.
NASDAQ:SBFG
$157.38M
SR Bancorp, Inc. Common stock
NASDAQ:SRBK
$145.94M
Affinity Bancshares, Inc.
NASDAQ:AFBI
$137.62M
Lake Shore Bancorp, Inc.
NASDAQ:LSBK
$132.09M
Union Bankshares, Inc.
NASDAQ:UNB
$117.98M
Magyar Bancorp, Inc.
NASDAQ:MGYR
$113.94M
Riverview Bancorp, Inc.
NASDAQ:RVSB
$109.74M
Provident Financial Holdings, Inc.
NASDAQ:PROV
$107.63M
Sound Financial Bancorp, Inc.
NASDAQ:SFBC
$106.27M
Who manages RBKB?
Rhinebeck Bancorp, Inc. (RBKB) lists 10 active executives. The top listed executive is Kevin Nihill, Executive VP, CFO & Treasurer.
Are RBKB insiders buying or selling?
Recent insider activity shows net buying of $3.59M.
Explore More
Continue the stock analysis
Jump to another research area for this company.