NASDAQ:PBFS · NASDAQ Capital Market
+$0.35 today
Vol 0.01M · Avg 0.02M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Pioneer Bancorp, Inc. earnings power becomes long-term shareholder value. Use this page to compare PBFS returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.1%
avg 5.3%
ROIC
7.4%
avg 5.0%
ROA
0.9%
avg 0.6%
Analysis
ROIC is currently the strongest return metric at 7.4% versus its period average of 5.0%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Thomas L. Amell | President, Chief Executive Officer & Director | $1.09M | — | 58 | $17,116.00 | 0.07% |
Patrick J. Hughes | Executive Vice President & Chief Financial Officer | $542,150.00 | — | 52 | $100,000.00 | 0.40% |
Jesse A. Tomczak | Executive Vice President & Chief Banking Officer | $517,967.00 | — | 52 | $37,395.00 | 0.15% |
Susan Hollister | Executive Vice President, Chief Human Resources Officer & Corporate Secretary | — | — | 59 | $29,463.00 | 0.12% |
Gary Christopher Galarpe | Chief Compliance Officer of Pioneer Capital Markets, Inc. | — | — | — | — | — |
Robert Kursar | Senior Vice President of Pioneer Capital Markets, Inc. | — | — | — | $0.00 | <0.01% |
Thomas Harry Signor | Executive Vice President & Chief Administration Officer | — | — | 58 | $17,116.00 | 0.07% |
Peter Brandel Jr. | President of Pioneer Capital Markets, Inc. | — | — | — | — | — |
Thomas E. Ratsep | Executive Vice President & Chief Credit Officer | — | — | 57 | $17,116.00 | 0.07% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
22
$79,244.23
Net Sentiment
$79,244.23
Net selling
Most Active
Tomczak Jesse
22 transactions
1–10 of 22
Analysis
Insiders reported 0 buys worth $0.00 and 22 sells worth $79,244.23 over the last 12 months. That adds up to net selling of $79,244.23. Tomczak Jesse was the most active insider with 22 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -65.3% | N/A — |
| Revenue | N/A | N/A | +0.2% | N/A — |
| Net Income | N/A | N/A | -54.6% | N/A — |
| EBIT | N/A | N/A | -46.9% | N/A — |
Analysis
Recent growth has been strongest in Revenue at +0.2% over three years.
Competitors
Peer companies in the same sector
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MVB Financial Corp.
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USCB Financial Holdings, Inc.
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Who manages PBFS?
Pioneer Bancorp, Inc. (PBFS) lists 9 active executives. The top listed executive is Susan Hollister, Executive Vice President, Chief Human Resources Officer & Corporate Secretary.
Are PBFS insiders buying or selling?
Recent insider activity shows net buying of $76,447.81.
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