Oportun Financial Corporation
NASDAQ:OPRT · NASDAQ Global Select
+$0.24 today
Vol 1.10M · Avg 0.48M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.5%
avg -0.9%
ROIC
13.9%
avg 23.5%
ROA
0.8%
avg 0.4%
Analysis
ROIC is currently the strongest return metric at 13.9% versus its period average of 23.5%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Raul Vazquez | Advisor | $1.47M | — | 54 | $1.40M | 3.06% |
Patrick Kirscht | Chief Credit Officer | $873,523.00 | — | 58 | $514,665.00 | 1.13% |
Kathleen I. Layton | Chief Legal Officer & Corporate Secretary | $647,510.00 | — | 46 | $296,229.00 | 0.65% |
Ezra C. Garrett | Senior Vice President of Public Affairs & Impact | — | — | — | — | — |
Gaurav Rana | Senior VP & GM of Lending | — | — | 45 | $0.00 | <0.01% |
Gonzalo Palacio | Chief Marketing Officer | — | — | — | — | — |
Joseph A. Schueller | Principal Financial Officer & Principal Accounting Officer | — | — | 48 | $73,980.00 | 0.16% |
Deepak Rao | Chief Technology Officer | — | — | — | — | — |
Dorian Hare | Senior Vice President of Investor Relations | — | — | — | — | — |
Doug Bland | CEO & Director | — | — | 58 | $463,822.00 | 1.01% |
Paul Appleton | Treasurer & Head of Capital Markets | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
8
$388,885.56
Net Sentiment
$388,885.56
Net selling
Most Active
Kirscht Patrick
4 transactions
Analysis
Insiders reported 0 buys worth $0.00 and 8 sells worth $388,885.56 over the last 12 months. That adds up to net selling of $388,885.56. Kirscht Patrick was the most active insider with 4 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -43.3% | +21.5% (9yr)1 analysts |
| Revenue | N/A | N/A | +21.9% | +8.5% (9yr)1 analysts |
| Net Income | N/A | N/A | +6.6% | +6.7% (9yr)1 analysts |
| EBIT | N/A | N/A | +73.9% | N/A1 analysts |
Analysis
Recent growth has been strongest in EBIT at +73.9% over three years. Forward estimates point to EPS at +21.5% (9yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages OPRT?
Oportun Financial Corporation (OPRT) lists 11 active executives. The top listed executive is Ezra C. Garrett, Senior Vice President of Public Affairs & Impact.
Are OPRT insiders buying or selling?
Recent insider activity shows net selling of $2.94M.
Explore More
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