Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Management quality matters because capital allocation choices determine how much of OceanFirst Financial Corp. earnings power becomes long-term shareholder value. Use this page to compare OCFC returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.

Return Metrics

ROE, ROIC & ROA over time

Management

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ROE

4.3%

avg 6.5%

ROIC

2.0%

avg 3.6%

ROA

0.5%

avg 0.8%

Analysis

ROE is currently the strongest return metric at 4.3% versus its period average of 6.5%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management

Name	Title	Compensation	Tenure	Age	Shares Owned	Ownership %
Christopher D. Maher	CEO & Director	$2.08M	—	59	$368,621.00	0.64%
Joseph J. Lebel	President, Chief Operating Officer & Director	$1.23M	—	64	$320,152.00	0.56%
Patrick S. Barrett	Senior EVP & CFO	$1.21M	—	62	$147,350.00	0.26%
Michele Estep	Senior EVP & Chief Administrative Officer of OceanFirst Bank, National Association.	$792,352.00	—	56	$177,682.00	0.31%
Steven J. Tsimbinos	Senior EVP, General Counsel & Corporate Secretary	$791,456.00	—	56	$52,190.00	0.09%
Patrick Chong	Principal Accounting Officer	—	—	37	$147,350.00	0.26%
Kevin Georgetti	Senior Vice President & Chief Compliance Officer	—	—	—	—	—
Chad Dally	President for Greater Washington and Head of Aerospace, Defense & Government Services,	—	—	—	—	—
Anthony Giordano	Executive Vice President & Chief of Banking Operations	—	—	60	$60,489.00	0.11%
David L. Berninger	Senior EVP & Chief Risk Officer	—	—	58	$99,708.00	0.17%
Alfred Goon	Senior Vice President of Corporate Development, Strategy & Investor Relations	—	—	—	$52,262.00	0.09%
Brian E. Schaeffer CISA CISSP	Senior EVP & Chief Information Officer of OceanFirst Bank, National Association	—	—	55	$88,568.00	0.15%
David R. Howard	Executive VP & Treasurer	—	—	—	$99,708.00	0.17%
Jill Apito Hewitt	SVP Director of Corporate Communications and Community Impact	—	—	61	—	—

Insider Trading

SEC Form 4 transactions — last 12 months

Management

No insider transactions in the last 12 months.

Growth Analysis

Historical CAGR & forward analyst estimates

Growth

Metric	10yr	5yr	3yr	Fwd Est.
EPS	N/A	N/A	+2.6%	+6.5% (13yr)1 analysts
Revenue	N/A	N/A	-1.1%	+10.6% (13yr)1 analysts
Net Income	N/A	N/A	+0.5%	+17.1% (13yr)1 analysts
EBIT	N/A	N/A	+0.3%	+9.1% (13yr)1 analysts

Analysis

Recent growth has been strongest in EPS at +2.6% over three years. Forward estimates point to Net Income at +17.1% (13yr), giving you a quick check on whether expectations are accelerating or cooling.