nCino, Inc.
NASDAQ:NCNO · NASDAQ Global Select
-$0.28 today
Vol 3.73M · Avg 3.46M
Balance Sheet
Inspect the capital base behind the business
Review assets, liabilities, equity, cash, and debt to judge whether the company has the financial position to support future returns.
Balance Sheet
Assets, liabilities & equity
| Cash & Equivalents | $102.8M |
| Receivables | $124.7M |
| Other Current | $39.9M |
| Total Current Assets | $267.4M |
| PP&E (Net) | $86.7M |
| Goodwill | $1.1B |
| Intangible Assets | $126.2M |
| Long-term Investments | $7.3M |
| Other Non-current | $44.2M |
| Total Non-current Assets | $1.3B |
| Total Assets | $1.6B |
Analysis
Selected assets total $1.6B for Latest. The largest visible component is Goodwill at $1.1B, about 66.9% of the tab total. Use the mix to judge balance sheet concentration, liquidity, leverage, and how much of book value is supported by tangible operating assets.
Balance Sheet
Annual data · 5 periods
| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $88.4M -26.9% | $120.9M +7.9% | $112.1M +36.6% | $82.0M -6.8% | $88.0M | $1.2B | $1.0B | $841.8M |
| Short-term Investments | $0 | $0 | $0 | $0 | $0 | -$1.7B | -$1.6B | $445.6M |
| Net Receivables | $166.5M +13.5% | $146.8M +29.9% | $113.0M +13.5% | $99.5M +33.5% | $74.5M | $668.2M | $533.8M | $399.4M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $652.8M | $641.6M | $328.0M |
| Other Current Assets | $38.6M +11.7% | $34.5M +34.3% | $25.7M +0.2% | $25.7M +238.4% | $7.6M | -$1.7B | $1.5B | $966.4M |
| Total Current Assets | $293.5M -2.9% | $302.2M +20.5% | $250.8M +21.0% | $207.2M +12.9% | $183.5M | $3.6B | $12.5B | $10.5B |
| Property, Plant & Equipment (Net) | $88.3M -3.0% | $91.0M -7.5% | $98.4M +3.6% | $95.0M +28.6% | $73.8M | $575.8M | $1.2B | $1.5B |
| Goodwill | $1.1B +5.7% | $1.0B +21.5% | $838.9M -0.1% | $839.4M -0.2% | $841.5M | $1.4B | $925.8M | $466.6M |
| Intangible Assets | $135.7M -12.2% | $154.6M +33.7% | $115.6M -24.4% | $152.8M -15.2% | $180.1M | $1.4B | $568.8M | $860.0M |
| Long-term Investments | $7.3M -21.9% | $9.3M +0.0% | $9.3M +42.3% | $6.5M +62.0% | $4.0M | $1.2B | $524.0M | -$1.5B |
| Tax Assets | $0 | $0 | $0 | $0 -100.0% | $1.7M | $364.4M | $1.5B | $1.4B |
| Other Non-current Assets | $45.4M +34.0% | $33.9M +23.3% | $27.5M +4.5% | $26.3M +61.1% | $16.3M | $1.4B | $1.4B | $1.0B |
| Total Non-current Assets | $1.4B +3.6% | $1.3B +20.1% | $1.1B -2.7% | $1.1B +0.2% | $1.1B | $4.7B | -$15.3B | $14.8B |
| Total Assets | $1.6B +2.3% | $1.6B +20.1% | $1.3B +1.0% | $1.3B +2.0% | $1.3B | $14.6B | $13.3B | $11.9B |
| Account Payables | $14.5M +6.5% | $13.6M +15.2% | $11.8M -0.3% | $11.9M +4.5% | $11.4M | $1.2B | $1.3B | -$1.5B |
| Short-term Debt | $0 | $0 | $0 | $0 | $0 | $1.2B | -$1.6B | -$1.6B |
| Tax Payables | $0 | $0 | $0 | $0 | $0 | $708.8M | $574.4M | -$1.5B |
| Deferred Revenue | $210.6M +10.1% | $191.2M +11.8% | $170.9M +10.4% | $154.9M +26.3% | $122.6M | $340.6M | -$1.6B | $374.2M |
| Other Current Liabilities | $48.8M +106.6% | $23.6M +45.1% | $16.3M -28.0% | $22.6M +53.4% | $14.7M | $650.0M | $1.1B | $1.5B |
| Total Current Liabilities | $294.5M +17.1% | $251.5M +17.0% | $215.0M +4.8% | $205.2M +17.7% | $174.4M | $12.8B | $6.0B | $10.1B |
| Long-term Debt | $213.5M +28.6% | $166.0M | $0 -100.0% | $30.0M | $0 | $483.4M | $1.3B | $438.6M |
| Deferred Tax Liabilities | $7.0M -49.3% | $13.9M +275.7% | $3.7M | $0 -100.0% | $1.7M | $1.2B | $746.6M | $612.2M |
| Deferred Revenue (Non-current) | $170.0K -36.8% | $269.0K | $0 | $0 -100.0% | $44.0K | $1.0B | -$1.6B | $715.8M |
| Other Non-current Liabilities | $4.1M -76.0% | $17.2M | $0 -100.0% | $2.8M -71.3% | $9.7M | $1.2B | $489.0M | $1.1B |
| Total Non-current Liabilities | $285.0M +9.1% | $261.3M +258.9% | $72.8M -22.9% | $94.4M +68.3% | $56.1M | $11.3B | $3.9B | $7.5B |
| Total Liabilities | $579.5M +13.0% | $512.8M +78.2% | $287.8M -3.9% | $299.6M +30.0% | $230.5M | $8.8B | $14.7B | $3.7B |
| Common Stock | $59.0K +1.7% | $58.0K +1.8% | $57.0K +1.8% | $56.0K +1.8% | $55.0K | $785.8M | $651.4M | $517.0M |
| Retained Earnings | -$375.8M +2.5% | -$385.3M -9.2% | -$352.8M -13.7% | -$310.3M -48.1% | -$209.6M | $1.0B | -$1.6B | $519.8M |
| Accumulated OCI | $7.0M +3901.1% | $176.0K -82.3% | $996.0K +43.5% | $694.0K +1063.9% | -$72.0K | -$1.6B | $393.8M | $550.6M |
| Other Stockholders Equity | $0 | $0 | $0 | $0 | $0 | $486.2M | $351.8M | -$1.6B |
| Minority Interest | $12.7M +53.7% | $8.3M +141.7% | $3.4M -4.5% | $3.6M +24.5% | $2.9M | $853.0M | $1.4B | $337.8M |
| Total Equity | $1.1B -2.6% | $1.1B +4.3% | $1.1B +2.4% | $1.0B -4.0% | $1.1B | $10.4B | $9.1B | $7.7B |
| Total Debt | $278.7M +17.7% | $236.8M +219.1% | $74.2M -23.1% | $96.5M +97.6% | $48.8M | $735.4M | $724.2M | $410.6M |
| Net Debt | $190.3M +64.2% | $115.9M +406.1% | -$37.9M -361.1% | $14.5M +137.0% | -$39.2M | -$1.7B | $389.6M | $501.6M |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
Clear Secure, Inc.
NYSE:YOU
$5.13B
Dave Inc.
NASDAQ:DAVE
$4.13B
Pattern Group Inc. Series A Common Stock
NASDAQ:PTRN
$3.34B
Kingsoft Cloud Holdings Limited
NASDAQ:KC
$2.95B
Freshworks Inc.
NASDAQ:FRSH
$2.40B
Braze, Inc.
NASDAQ:BRZE
$2.27B
Vertex, Inc.
NASDAQ:VERX
$1.80B
Intapp, Inc.
NASDAQ:INTA
$1.70B
Asana, Inc.
NYSE:ASAN
$1.67B
Blackbaud, Inc.
NASDAQ:BLKB
$1.22B
SEC Filings
Recent regulatory filings
No filings found.
How much cash does NCNO have?
nCino, Inc. (NCNO) reported $88.37M in cash and equivalents in fiscal 2026.
How much debt does NCNO carry?
nCino, Inc. (NCNO) reported $278.69M of total debt, with net debt of $190.32M.
Explore More
Continue the stock analysis
Jump to another research area for this company.