Mechanics Bank
NASDAQ:MCHB · NASDAQ Global Select
+$0.00 today
Vol 0.70M · Avg 0.47M
Cash Flow
Check whether earnings turn into cash
Use operating cash flow, capital spending, free cash flow, and financing activity to see how much value is left for reinvestment or owners.
Free Cash Flow
Net Income to FCF bridge
Analysis
Analysis will appear once cash flow data is available for this period.
Cash Flow Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $265.7M +816.4% | $29.0M +205.4% | -$27.5M -141.3% | $66.5M -42.4% | $115.4M | $487.6M | $476.4M | $465.2M |
| Depreciation & Amortization | $27.8M | $0 | $0 | $0 | $0 | $374.2M | $1.2B | $631.8M |
| Deferred Income Tax | $11.0M | $0 | $0 | $0 | $0 | $1.4B | -$1.5B | $304.2M |
| Stock-Based Compensation | $5.6M | $0 | $0 | $0 | $0 | $489.0M | $354.6M | -$1.6B |
| Change in Working Capital | -$16.4M -1424.9% | $1.2M +112.6% | -$9.8M -148.5% | $20.3M +354.5% | -$8.0M | $350.4M | -$1.6B | $1.5B |
| Accounts Receivables | $77.3M | $0 | $0 | $0 | $0 | $592.6M | $1.3B | $626.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $1.0B | $1.2B | $1.1B |
| Accounts Payables | -$93.8M | $0 | $0 | $0 | $0 | $948.2M | -$1.5B | $433.0M |
| Other Working Capital | $0 -100.0% | $1.2M +112.6% | -$9.8M -148.5% | $20.3M +354.5% | -$8.0M | $567.4M | $1.3B | $601.0M |
| Other Non-Cash Items | -$100.1M -138.2% | $262.0M +413.2% | $51.1M -66.1% | $150.5M +129.5% | $65.6M | $1.4B | -$1.5B | $300.0M |
| Operating Cash Flow | $193.6M -33.8% | $292.3M +2030.4% | $13.7M -94.2% | $237.3M +37.1% | $173.0M | $7.2B | $8.9B | $10.5B |
| Capital Expenditures | -$6.5M -2.2% | -$6.4M -67.2% | -$3.8M +43.8% | -$6.8M -130.7% | -$2.9M | $664.0M | $1.4B | $697.6M |
| Acquisitions (Net) | $156.9M +5885.9% | $2.6M -99.2% | $327.9M | $0 | $0 | $937.0M | $1.1B | $1.3B |
| Purchases of Investments | -$1.2B +54.6% | -$2.7B -4411.7% | -$58.9M +92.4% | -$778.5M -333.9% | -$179.4M | $444.2M | $1.4B | $1.3B |
| Sales of Investments | $1.5B -29.6% | $2.1B +930.6% | $200.2M -11.3% | $225.7M -0.1% | $226.0M | $822.2M | $318.2M | -$1.5B |
| Other Investing Activities | $1.2B +7.1% | $1.1B +8189.5% | $13.0M +100.6% | -$2.1B -1148.6% | -$169.3M | $616.4M | $370.0M | $1.2B |
| Investing Cash Flow | $1.5B +224.6% | $476.2M -0.4% | $478.4M +117.9% | -$2.7B -2027.7% | -$125.6M | $4.8B | $6.4B | $5.1B |
| Debt Repayment | -$1.0B -29.0% | -$775.0M -206.3% | $729.0M -32.1% | $1.1B +480.8% | -$281.8M | $680.8M | $759.2M | $1.1B |
| Common Stock Issued | $0 | $0 | $0 | $0 -100.0% | $263.0K | $778.8M | $946.8M | $812.4M |
| Common Stock Repurchased | $0 | $0 | $0 +100.0% | -$75.0M +10.9% | -$84.2M | $351.8M | -$1.6B | $1.5B |
| Dividends Paid | -$48.6M +48.9% | -$95.0M -671.2% | -$12.3M +54.1% | -$26.8M -25.8% | -$21.3M | $535.2M | $613.6M | $692.0M |
| Other Financing Activities | -$660.4M -85.3% | -$356.3M +66.6% | -$1.1B -172.4% | $1.5B +324.5% | $346.8M | -$1.6B | $1.3B | $1.1B |
| Financing Cash Flow | -$1.7B -39.4% | -$1.2B -251.1% | -$349.2M -114.3% | $2.4B +6173.4% | -$40.2M | $12.2B | $13.9B | -$15.5B |
| Effect of Forex Changes | -$30.3M -106.6% | $457.9M +420.5% | -$142.8M -1776.0% | -$7.6M -6.3% | -$7.2M | $1.3B | $1.1B | $990.2M |
| Net Change in Cash | $30.3M | $0 | $0 | $0 | $0 | $3.2B | $4.9B | $6.5B |
| Free Cash Flow | $187.1M -34.6% | $285.9M +2785.5% | $9.9M -95.7% | $230.5M +35.5% | $170.1M | $8.6B | -$16.8B | $11.1B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
First Republic Bank
FRC
$653.63M
Silvergate Capital Corporation
SI-PA
$315.09M
The First of Long Island Corporation
FLIC
$269.21M
Sterling Bancorp, Inc.
SBT
$253.13M
Central Valley Community Bancorp
CVCY
$235.33M
Codorus Valley Bancorp, Inc.
CVLY
$232.28M
Penns Woods Bancorp, Inc.
PWOD
$228.43M
Evans Bancorp, Inc.
EVBN
$220.08M
SEC Filings
Recent regulatory filings
No filings found.
Does MCHB generate free cash flow?
Mechanics Bank (MCHB) generated $187.08M of free cash flow in fiscal 2025.
How much operating cash flow does MCHB produce?
Operating cash flow was $193.59M, before capital expenditures of $6.51M.
Explore More
Continue the stock analysis
Jump to another research area for this company.