International Bancshares Corporation
NASDAQ:IBOC · NASDAQ Global Select
+$0.36 today
Vol 1.04M · Avg 0.38M
Cash Flow
Check whether earnings turn into cash
Use operating cash flow, capital spending, free cash flow, and financing activity to see how much value is left for reinvestment or owners.
Free Cash Flow
Net Income to FCF bridge
Analysis
Analysis will appear once cash flow data is available for this period.
Cash Flow Statement
Annual data · 5 periods
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $412.3M +0.8% | $409.2M -0.6% | $411.8M +37.1% | $300.2M +18.2% | $253.9M | $487.6M | $476.4M | $465.2M |
| Depreciation & Amortization | $23.3M +3.7% | $22.5M +2.6% | $21.9M +0.6% | $21.8M -12.8% | $25.0M | $374.2M | $1.2B | $631.8M |
| Deferred Income Tax | $14.1M +222.7% | -$11.5M -150.0% | $22.9M +116.1% | $10.6M +199.8% | $3.5M | $1.4B | -$1.5B | $304.2M |
| Stock-Based Compensation | $104.0K -51.4% | $214.0K -35.2% | $330.0K -26.5% | $449.0K -11.3% | $506.0K | $489.0M | $354.6M | -$1.6B |
| Change in Working Capital | $30.1M +15.5% | $26.1M +262.4% | -$16.1M -140.3% | $39.8M +47.5% | $27.0M | $350.4M | -$1.6B | $1.5B |
| Accounts Receivables | -$255.0K +96.3% | -$6.9M +64.8% | -$19.5M -28.4% | -$15.2M -308.5% | $7.3M | $592.6M | $1.3B | $626.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $1.0B | $1.2B | $1.1B |
| Accounts Payables | $0 | $0 | $0 | $0 | $0 | $948.2M | -$1.5B | $433.0M |
| Other Working Capital | $30.4M -7.9% | $32.9M +852.3% | $3.5M -93.7% | $55.0M +179.1% | $19.7M | $567.4M | $1.3B | $601.0M |
| Other Non-Cash Items | $11.1M -59.4% | $27.4M -18.1% | $33.5M +123.0% | $15.0M +182.1% | -$18.3M | $1.4B | -$1.5B | $300.0M |
| Operating Cash Flow | $491.1M +3.6% | $473.9M -0.1% | $474.4M +22.3% | $387.9M +33.0% | $291.7M | $7.2B | $8.9B | $10.5B |
| Capital Expenditures | -$18.1M -28.1% | -$14.1M +48.6% | -$27.5M -43.1% | -$19.2M -84.9% | -$10.4M | $664.0M | $1.4B | $697.6M |
| Acquisitions (Net) | $0 | $0 | $0 | $0 | $0 | $937.0M | $1.1B | $1.3B |
| Purchases of Investments | -$944.1M +8.6% | -$1.0B +7.0% | -$1.1B +27.7% | -$1.5B +47.4% | -$2.9B | $444.2M | $1.4B | $1.3B |
| Sales of Investments | $1.0B +19.6% | $839.5M +23.0% | $682.4M -10.1% | $759.1M -53.1% | $1.6B | $822.2M | $318.2M | -$1.5B |
| Other Investing Activities | -$633.8M +18.5% | -$777.8M -27.2% | -$611.6M -210.5% | -$197.0M -150.2% | $392.6M | $616.4M | $370.0M | $1.2B |
| Investing Cash Flow | -$591.7M +39.9% | -$985.1M +7.7% | -$1.1B -7.6% | -$992.0M -8.3% | -$915.9M | $4.8B | $6.4B | $5.1B |
| Debt Repayment | -$209.0K -2.5% | -$204.0K +99.2% | -$26.0M +93.9% | -$425.2M -224870.4% | -$189.0K | $680.8M | $759.2M | $1.1B |
| Common Stock Issued | $1.5M -61.0% | $3.8M +222.0% | $1.2M -24.1% | $1.5M -36.3% | $2.4M | $778.8M | $946.8M | $812.4M |
| Common Stock Repurchased | -$4.6M -378.5% | -$963.0K +79.1% | -$4.6M +91.1% | -$52.0M -7169.3% | -$716.0K | $351.8M | -$1.6B | $1.5B |
| Dividends Paid | -$87.1M -6.1% | -$82.1M -4.9% | -$78.2M -3.8% | -$75.4M -3.5% | -$72.8M | $535.2M | $613.6M | $692.0M |
| Other Financing Activities | $374.9M +28.3% | $292.2M +139.7% | -$736.2M -2288.0% | $33.6M -98.2% | $1.9B | -$1.6B | $1.3B | $1.1B |
| Financing Cash Flow | $284.5M +33.7% | $212.7M +125.2% | -$843.9M -63.1% | -$517.4M -128.2% | $1.8B | $12.2B | $13.9B | -$15.5B |
| Effect of Forex Changes | $0 | $0 | $0 | $0 | $0 | $1.3B | $1.1B | $990.2M |
| Net Change in Cash | $183.8M +161.6% | -$298.4M +79.2% | -$1.4B -28.1% | -$1.1B -192.5% | $1.2B | $3.2B | $4.9B | $6.5B |
| Free Cash Flow | $472.9M +2.9% | $459.8M +2.9% | $446.9M +21.2% | $368.7M +31.1% | $281.3M | $8.6B | -$16.8B | $11.1B |
Older periods hidden.
Sign in to unlockCompetitors
Peer companies in the same sector
M&T Bank Corporation
NYSE:MTB
$33.19B
Webster Financial Corporation
NYSE:WBS
$12.26B
Cadence Bank
CADE
$7.85B
Hancock Whitney Corporation
NASDAQ:HWC
$5.72B
Axos Financial, Inc.
NYSE:AX
$5.00B
Associated Banc-Corp
NYSE:ASB
$4.85B
First Financial Bankshares, Inc.
NASDAQ:FFIN
$4.71B
ServisFirst Bancshares, Inc.
NYSE:SFBS
$4.41B
Texas Capital Bancshares, Inc.
NASDAQ:TCBI
$4.36B
Inter & Co, Inc.
NASDAQ:INTR
$2.46B
SEC Filings
Recent regulatory filings
No filings found.
Does IBOC generate free cash flow?
International Bancshares Corporation (IBOC) generated $472.94M of free cash flow in fiscal 2025.
How much operating cash flow does IBOC produce?
Operating cash flow was $491.06M, before capital expenditures of $18.12M.
Explore More
Continue the stock analysis
Jump to another research area for this company.