NASDAQ:FXNC · NASDAQ Capital Market
+$0.27 today
Vol 0.04M · Avg 0.08M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of First National Corporation earnings power becomes long-term shareholder value. Use this page to compare FXNC returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
9.5%
avg 10.2%
ROIC
7.4%
avg 8.3%
ROA
0.9%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 9.5% versus its period average of 10.2%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Scott C. Harvard | President, Chief Executive Officer & Director | $785,560.00 | — | 71 | $71,565.00 | 0.79% |
Dennis A. Dysart | Senior EVP & COO | $452,934.00 | — | 54 | $44,282.00 | 0.49% |
Brad E. Schwartz | Executive Vice President & Chief Financial Officer | $385,695.00 | — | 63 | $6,470.00 | 0.07% |
Gerald F. Smith Jr. | Independent Chair of the Board & Secretary | $33,754.00 | — | 64 | $41,655.00 | 0.46% |
Chris Layne | SVP of Regional Market Executive | — | — | — | — | — |
Joe A. Shearin | President of Greater Richmond Market | — | — | 70 | — | — |
Paul K. Martin | Senior Vice President and Market President of Staunton, Waynesboro, Augusta, Harrisonburg & Rockingham County | — | — | — | $1,516.00 | 0.02% |
W. Todd Ross | Market President | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
2
$47,930.00
Sells
0
$0.00
Net Sentiment
+$47,930.00
Net buying
Most Active
Schwartz Brad E
2 transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| Mar 4, 2026 | Schwartz Brad E Direct | Buy | 1.0K | $26.91 | $26,910.00 | |
| Aug 7, 2025 | Schwartz Brad E Direct | Buy | 1.0K | $21.02 | $21,020.00 |
Analysis
Insiders reported 2 buys worth $47,930.00 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $47,930.00. Schwartz Brad E was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | -14.2% | +19.1% (12yr)1 analysts |
| Revenue | N/A | N/A | -0.5% | +10.6% (12yr)1 analysts |
| Net Income | N/A | N/A | -1.8% | +19.6% (12yr)1 analysts |
| EBIT | N/A | N/A | -1.4% | +15.9% (12yr)1 analysts |
Analysis
Recent growth has been strongest in Revenue at -0.5% over three years. Forward estimates point to Net Income at +19.6% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages FXNC?
First National Corporation (FXNC) lists 8 active executives. The top listed executive is Scott C. Harvard, President, Chief Executive Officer & Director.
Are FXNC insiders buying or selling?
Recent insider activity shows net buying of $3.07M.
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