NASDAQ:FRME · NASDAQ Global Select
+$0.32 today
Vol 0.46M · Avg 0.35M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of First Merchants Corporation earnings power becomes long-term shareholder value. Use this page to compare FRME returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
9.2%
avg 9.3%
ROIC
-4.3%
avg 4.9%
ROA
1.2%
avg 1.2%
Analysis
ROE is currently the strongest return metric at 9.2% versus its period average of 9.3%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Mark K. Hardwick | Chief Executive Officer & Director | $1.60M | — | 55 | $3,354.70 | <0.01% |
Michael J. Stewart | President | $1.15M | — | 60 | $19,029.02 | 0.03% |
Michele Kawiecki | Executive Vice President, Chief Financial Officer & Principal Accounting Officer | $882,280.00 | — | 53 | $61,221.29 | 0.10% |
John J. Martin | Executive Vice President & Chief Credit Officer | $745,995.00 | — | 59 | $64,877.69 | 0.10% |
Joseph C. Peterson | Executive Vice President & Chief Commercial Officer | $683,256.00 | — | 50 | $38,025.27 | 0.06% |
Stephan H. Fluhler | Senior Vice President & Chief Information Officer | $532,394.00 | — | 57 | $1,652.90 | <0.01% |
Michael C. Rechin | Advisor & Vice Chair | $69,161.00 | — | 67 | $19,029.02 | 0.03% |
Eva D. Scurlock | Senior Vice President & Chief Risk Officer | — | — | 48 | $25,506.13 | 0.04% |
Brian T. Hunt | Secretary & Legal Counsel | — | — | 66 | — | — |
Marcos Nogues | Chief Investment Officer | — | — | — | — | — |
Nicole Weaver | Vice President & Director of Corporate Administration | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
7
$1.56M
Net Sentiment
$1.56M
Net selling
Most Active
Myers Larry W
4 transactions
Analysis
Insiders reported 0 buys worth $0.00 and 7 sells worth $1.56M over the last 12 months. That adds up to net selling of $1.56M. Myers Larry W was the most active insider with 4 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +6.8% | +8.6% (12yr)5 analysts |
| Revenue | N/A | N/A | +5.4% | +9.7% (12yr)4 analysts |
| Net Income | N/A | N/A | +13.2% | +12.4% (12yr)4 analysts |
| EBIT | N/A | N/A | +14.3% | +9.1% (12yr)4 analysts |
Analysis
Recent growth has been strongest in EBIT at +14.3% over three years. Forward estimates point to Net Income at +12.4% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
First Financial Bancorp.
NASDAQ:FFBC
$3.61B
Trustmark Corporation
NASDAQ:TRMK
$2.72B
First Bancorp
NASDAQ:FBNC
$2.64B
Customers Bancorp, Inc.
NYSE:CUBI
$2.63B
NBT Bancorp Inc.
NASDAQ:NBTB
$2.60B
First Busey Corporation
NASDAQ:BUSE
$2.51B
Enterprise Financial Services Corp
NASDAQ:EFSC
$2.41B
Stock Yards Bancorp, Inc.
NASDAQ:SYBT
$2.31B
Banner Corporation
NASDAQ:BANR
$2.28B
Hilltop Holdings Inc.
NYSE:HTH
$2.27B
Who manages FRME?
First Merchants Corporation (FRME) lists 11 active executives. The top listed executive is Michele Kawiecki, Executive Vice President, Chief Financial Officer & Principal Accounting Officer.
Are FRME insiders buying or selling?
Recent insider activity shows net buying of $2.53M.
Explore More
Continue the stock analysis
Jump to another research area for this company.