NASDAQ:FNWD · NASDAQ Capital Market
-$0.29 today
Vol 0.00M · Avg 0.01M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Finward Bancorp earnings power becomes long-term shareholder value. Use this page to compare FNWD returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
4.6%
avg 8.9%
ROIC
0.9%
avg 5.9%
ROA
0.4%
avg 0.8%
Analysis
ROE is currently the strongest return metric at 4.6% versus its period average of 8.9%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Benjamin J. Bochnowski | President, Chief Executive Officer & Director | $480,686.00 | — | 45 | $1,868.36 | 0.04% |
Todd Scheub | Executive President & Chief Revenue Officer | $365,388.00 | — | 58 | $11,726.68 | 0.27% |
Robert T. Lowry | Executive Vice President & Chief Operating Officer | $321,545.00 | — | 64 | $15,244.19 | 0.35% |
Benjamin L. Schmitt | Executive Vice President, Chief Financial Officer & Treasurer | $284,826.00 | — | 45 | $1,868.36 | 0.04% |
John J. Diederich | Executive Advisor | $248,233.00 | — | 73 | $0.00 | <0.01% |
David J. Kwait | Senior Vice President, General Counsel, Corporate Secretary & Chief Risk Officer | — | — | — | $252,962.00 | 5.84% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
12
$10,869.94
Sells
0
$0.00
Net Sentiment
+$10,869.94
Net buying
Most Active
Lowry Robert T
3 transactions
1–10 of 12
Analysis
Insiders reported 12 buys worth $10,869.94 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $10,869.94. Lowry Robert T was the most active insider with 3 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +4.5% | +1.0% (12yr)2 analysts |
| Revenue | N/A | N/A | +2.5% | +7.0% (12yr)2 analysts |
| Net Income | N/A | N/A | +4.6% | +4.5% (12yr)2 analysts |
| EBIT | N/A | N/A | +3.1% | +1.7% (12yr)2 analysts |
Analysis
Recent growth has been strongest in Net Income at +4.6% over three years. Forward estimates point to Revenue at +7.0% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
Peoples Bancorp of North Carolina, Inc.
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$236.76M
Citizens Community Bancorp, Inc.
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$228.28M
First Capital, Inc.
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$216.42M
CF Bankshares Inc.
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$204.86M
Landmark Bancorp, Inc.
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$189.88M
BV Financial, Inc.
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$187.38M
ECB Bancorp, Inc.
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$176.83M
MainStreet Bancshares, Inc.
NASDAQ:MNSB
$175.37M
Hanover Bancorp, Inc.
NASDAQ:HNVR
$167.04M
Who manages FNWD?
Finward Bancorp (FNWD) lists 6 active executives. The top listed executive is Benjamin L. Schmitt, Executive Vice President, Chief Financial Officer & Treasurer.
Are FNWD insiders buying or selling?
Recent insider activity shows net buying of $2.19M.
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