NASDAQ:FNLC · NASDAQ Global Select
+$0.25 today
Vol 0.02M · Avg 0.02M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of The First Bancorp, Inc. earnings power becomes long-term shareholder value. Use this page to compare FNLC returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
12.1%
avg 12.2%
ROIC
6.9%
avg 6.4%
ROA
1.1%
avg 1.1%
Analysis
ROE is currently the strongest return metric at 12.1% versus its period average of 12.2%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Tony C. McKim | President, Chief Executive Officer & Director | $1.33M | — | 59 | $130,100.00 | 1.15% |
Richard Elder | Executive Vice President, Chief Financial Officer & Treasurer | $497,599.00 | — | 61 | $20,521.00 | 0.18% |
Brad A. Martin | Executive VP & Chief Information Officer | — | — | 42 | $500.00 | <0.01% |
Christopher J. Austin | Chief Legal Counsel & Executive Vice President | — | — | 52 | $2,294.00 | 0.02% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
2
$43,030.00
Sells
1
$4,555.25
Net Sentiment
+$38,474.75
Net buying
Most Active
Swan Kimberly
2 transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| Apr 30, 2026 | Swan Kimberly Direct | Buy | 500 | $28.64 | $14,320.00 | |
| Apr 30, 2026 | Swan Kimberly Direct | Buy | 1.0K | $28.71 | $28,710.00 | |
| Aug 19, 2025 | Tolman Sarah Indirect | Sell | 175 | $26.03 | $4,555.25 |
Analysis
Insiders reported 2 buys worth $43,030.00 and 1 sells worth $4,555.25 over the last 12 months. That adds up to net buying of $38,474.75. Swan Kimberly was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +7.4% | +11.9% (8yr)18 analysts |
| Revenue | N/A | N/A | -0.0% | +15.3% (8yr)18 analysts |
| Net Income | N/A | N/A | +8.5% | +13.1% (8yr)18 analysts |
| EBIT | N/A | N/A | +10.6% | +14.8% (8yr)18 analysts |
Analysis
Recent growth has been strongest in EBIT at +10.6% over three years. Forward estimates point to Revenue at +15.3% (8yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
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John Marshall Bancorp, Inc.
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Who manages FNLC?
The First Bancorp, Inc. (FNLC) lists 4 active executives. The top listed executive is Brad A. Martin, Executive VP & Chief Information Officer.
Are FNLC insiders buying or selling?
Recent insider activity shows net selling of $384,710.64.
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