Fidelity D & D Bancorp, Inc.

Fidelity D & D Bancorp, Inc.

Financial Services

NASDAQ:FDBC · NASDAQ Global Market

Market Cap $276.85M Beta 0.84 P/E (TTM) 9.5
$49.67 +2.45%

+$1.17 today

52W Low $39.00High $51.26

Vol 0.02M · Avg 0.01M

EPS (TTM) $5.13 Div Yield 3.46%Banks - Regional

Income Statement

Follow revenue through to earnings

Review sales, margins, expenses, and profit trends to see what is actually driving reported earnings over time.

Fidelity D & D Bancorp, Inc.

Stock Ticker Earnings Waterfall

NASDAQ:FDBC · Revenue to Net Income

Key Ratios

EPS$5.12
Gross Margin66.0%
Net Margin20.8%
P/E Ratio8.6
P/S Ratio7.2

Analysis

$142.3M of revenue converted into $29.7M of net income for the selected period. Gross margin is 66.0% and net margin is 20.8%, showing how much revenue survives after costs and taxes. EPS is $5.12, tying the income statement back to per-share earnings.

Income Statement

Annual data · 5 periods

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue
$140.4M
+12.3%
$125.1M
+19.6%
$104.6M
+11.4%
$93.9M
+17.7%
$79.8M
$809.6M$921.6M$731.2M
Cost of Revenue
$48.4M
+6.1%
$45.6M
+41.7%
$32.2M
+369.5%
$6.9M
+367.8%
$1.5M
$725.6M$804.0M$882.4M
Gross Profit
$92.0M
+15.8%
$79.4M
+9.8%
$72.3M
-16.9%
$87.0M
+11.1%
$78.3M
$8.9B$7.6B$6.2B
Gross Margin
65.5%
+2.0pp
63.5%
-5.7pp
69.2%
-23.5pp
92.7%
-5.5pp
98.2%
9.8%28.9%38.3%
Research & Development
$0
$0
$0
$0
$0
$983.2M$1.3B$490.4M
Selling, General & Admin
$35.4M
+7.4%
$33.0M
+10.1%
$29.9M
-3.6%
$31.1M
+10.7%
$28.0M
$620.6M$923.0M-$1.5B
Operating Expenses
$58.8M
+5.9%
$55.6M
+6.7%
$52.1M
+1.0%
$51.6M
+2.5%
$50.3M
$5.3B$7.0B$8.7B
Depreciation & Amortization
$5.5M
-3.1%
$5.7M
-0.6%
$5.7M
+8.5%
$5.3M
-3.1%
$5.4M
$374.2M$1.2B$631.8M
EBITDA
$38.6M
+30.8%
$29.5M
+13.8%
$26.0M
-36.3%
$40.7M
+21.8%
$33.4M
-$15.2B$6.8B$9.3B
EBITDA Margin
27.5%
+3.9pp
23.6%
-1.2pp
24.8%
-18.5pp
43.4%
+1.5pp
41.9%
5.6%46.3%42.0%
Operating Income
$33.1M
+38.8%
$23.9M
+17.9%
$20.3M
-42.9%
$35.5M
+26.6%
$28.0M
$12.3B$14.0B-$15.7B
Operating Margin
23.6%
+4.5pp
19.1%
-0.3pp
19.4%
-18.4pp
37.8%
+2.7pp
35.1%
16.6%24.1%22.0%
Interest Income
$119.8M
+12.0%
$107.0M
+14.1%
$93.8M
+19.3%
$78.7M
+20.2%
$65.5M
-$1.5B-$1.6B$405.0M
Interest Expense
$47.2M
+4.5%
$45.2M
+42.1%
$31.8M
+396.8%
$6.4M
+75.8%
$3.6M
$1.1B$1.0B$1.2B
Other Income / Expenses
$0
+100.0%
-$12.0K
$0
$0
$0
-$1.5B$1.4B$1.2B
Income Before Tax
$33.1M
+38.8%
$23.9M
+17.9%
$20.3M
-42.9%
$35.5M
+26.6%
$28.0M
$3.3B$4.9B$3.6B
Pre-Tax Margin
23.6%
+4.5pp
19.1%
-0.3pp
19.4%
-18.4pp
37.8%
+2.7pp
35.1%
20.8%18.7%26.2%
Income Tax Expense
$4.9M
+60.7%
$3.1M
+50.4%
$2.0M
-62.4%
$5.4M
+36.1%
$4.0M
$1.3B-$1.6B$745.2M
Net Income
$28.2M
+35.6%
$20.8M
+14.2%
$18.2M
-39.3%
$30.0M
+25.0%
$24.0M
$4.9B$4.8B$4.7B
Net Margin
20.1%
+3.5pp
16.6%
-0.8pp
17.4%
-14.6pp
32.0%
+1.9pp
30.1%
12.4%17.5%22.5%
EPS (Basic)
$5
+34.4%
$4
+13.1%
$3
-39.7%
$5
+18.0%
$5
$400.8M$703.2M$1.3B
EPS (Diluted)
$5
+35.6%
$4
+12.9%
$3
-39.7%
$5
+18.1%
$4
$766.2M$609.4M$452.6M
Weighted Avg Shares
$5.8M
+0.9%
$5.7M
+1.1%
$5.7M
+0.5%
$5.6M
+6.1%
$5.3M
$757.8M$925.8M$1.1B
Weighted Avg Shares (Diluted)
$5.8M
+0.2%
$5.8M
+1.0%
$5.7M
+0.7%
$5.7M
+5.9%
$5.4M
$1.2B$924.4M$678.0M

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SEC Filings

Recent regulatory filings

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How much revenue does FDBC generate?

Fidelity D & D Bancorp, Inc. (FDBC) reported $140.40M of revenue in fiscal 2025.

Is FDBC profitable?

Fidelity D & D Bancorp, Inc. (FDBC) reported $28.20M of net income, with a net margin of 20.1%.

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