NASDAQ:EFSI · NASDAQ Capital Market
+$0.52 today
Vol 0.09M · Avg 0.02M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Eagle Financial Services, Inc. earnings power becomes long-term shareholder value. Use this page to compare EFSI returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
4.3%
avg 9.8%
ROIC
2.9%
avg 6.7%
ROA
0.4%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 4.3% versus its period average of 9.8%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Brandon Craig Lorey | President, Chief Executive Officer & Director | $895,239.00 | — | 57 | $44,204.00 | 0.82% |
Joseph T. Zmitrovich | President & Chief Banking Officer of Bank of Clarke | $622,190.00 | — | 56 | $25,981.47 | 0.48% |
Kathleen J. Chappell | Executive Vice President & Chief Financial Officer | $526,696.00 | — | 59 | $6,306.00 | 0.12% |
Nicholas Peter Smith | Executive Vice President & Deputy Chief Financial Officer | — | — | — | $7,971.00 | 0.15% |
Kaley Crosen | Secretary | — | — | 60 | $23,845.64 | 0.44% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
6
$141,289.71
Sells
4
$232,586.80
Net Sentiment
$91,297.09
Net selling
Most Active
HAMBERGER SCOTT M
3 transactions
Analysis
Insiders reported 6 buys worth $141,289.71 and 4 sells worth $232,586.80 over the last 12 months. That adds up to net selling of $91,297.09. HAMBERGER SCOTT M was the most active insider with 3 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +0.2% | +5.1% (14yr)1 analysts |
| Revenue | N/A | N/A | -2.5% | +11.7% (14yr)1 analysts |
| Net Income | N/A | N/A | +1.7% | +8.4% (14yr)1 analysts |
| EBIT | N/A | N/A | +0.8% | +7.3% (14yr)1 analysts |
Analysis
Recent growth has been strongest in Net Income at +1.7% over three years. Forward estimates point to Revenue at +11.7% (14yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages EFSI?
Eagle Financial Services, Inc. (EFSI) lists 5 active executives. The top listed executive is Joseph T. Zmitrovich, President & Chief Banking Officer of Bank of Clarke.
Are EFSI insiders buying or selling?
Recent insider activity shows net selling of $262,479.99.
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