NASDAQ:CZWI · NASDAQ Global Market
+$0.04 today
Vol 0.10M · Avg 0.05M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Citizens Community Bancorp, Inc. earnings power becomes long-term shareholder value. Use this page to compare CZWI returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
7.7%
avg 6.9%
ROIC
2.0%
avg 3.2%
ROA
0.8%
avg 0.7%
Analysis
ROE is currently the strongest return metric at 7.7% versus its period average of 6.9%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Stephen Bianchi | Chairman of the Board, President & Chief Executive Officer | $644,682.00 | — | 63 | $92,604.00 | 0.96% |
James S. Broucek | Chief Financial Officer, Principal Accounting Officer, Executive Vice President, Treasurer & Secretary | $378,179.00 | — | 62 | $24,096.00 | 0.25% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
10
$195,995.69
Sells
7
$104,173.22
Net Sentiment
+$91,822.47
Net buying
Most Active
MOLL JAMES D
7 transactions
1–10 of 17
Analysis
Insiders reported 10 buys worth $195,995.69 and 7 sells worth $104,173.22 over the last 12 months. That adds up to net buying of $91,822.47. MOLL JAMES D was the most active insider with 7 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +132.1% | +13.2% (12yr)1 analysts |
| Revenue | N/A | N/A | -2.2% | +8.8% (12yr)1 analysts |
| Net Income | N/A | N/A | +138.8% | +18.5% (12yr)1 analysts |
| EBIT | N/A | N/A | +129.2% | +11.5% (12yr)1 analysts |
Analysis
Recent growth has been strongest in Net Income at +138.8% over three years. Forward estimates point to Net Income at +18.5% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
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Who manages CZWI?
Citizens Community Bancorp, Inc. (CZWI) lists 2 active executives. The top listed executive is James S. Broucek, Chief Financial Officer, Principal Accounting Officer, Executive Vice President, Treasurer & Secretary.
Are CZWI insiders buying or selling?
Recent insider activity shows net buying of $382,701.48.
Explore More
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