ChoiceOne Financial Services, Inc.
NASDAQ:COFS · NASDAQ Capital Market
-$0.12 today
Vol 0.22M · Avg 0.07M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
6.1%
avg 8.7%
ROIC
3.5%
avg 5.9%
ROA
0.6%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 6.1% versus its period average of 8.7%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Kelly J. Potes | Chief Executive Officer & Director | $921,000.00 | — | 64 | $13,511.50 | 0.09% |
Michael J. Burke Jr. | President & Director | $661,477.00 | — | 56 | $13,511.50 | 0.09% |
Adom J. Greenland | Chief Financial Officer, Executive Vice President, Secretary & Treasurer | $457,601.00 | — | 45 | $17,800.47 | 0.12% |
Bradley A. Henion | Executive Vice President & Chief Lending Officer | $443,529.00 | — | 56 | $6,313.46 | 0.04% |
Lee A. Braford | Senior Vice President & Chief Credit Officer of ChoiceOne Bank | $141,055.00 | — | 65 | $0.00 | <0.01% |
Steven DeVolder | Senior Vice President & Senior Trust Officer | — | — | 66 | $17,038.91 | 0.11% |
Shelly Childers | Senior Vice President & Chief Information Officer | — | — | 63 | $0.00 | <0.01% |
Bart E. Jonker | SVP of Risk Management & Compliance Officer | — | — | — | — | — |
Ryan Wolthuis | SVP of West Michigan & Senior Lender | — | — | — | — | — |
Trenton J. Hancock | SVP & Head of Retail Banking | — | — | — | $13,511.50 | 0.09% |
Peter Batistoni | Senior VP of Senior Lender East Market Mortgage Sales Executive | — | — | 60 | $0.00 | <0.01% |
Robert G. Michel | SVP & Operations Officer | — | — | — | $0.00 | <0.01% |
Danielle Chateauvert | Vice President of Marketing | — | — | — | — | — |
Heather D. Brolick | EVP Human Resources | — | — | 66 | $13,098.91 | 0.09% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
8
$404,337.00
Sells
1
$443,400.00
Net Sentiment
$39,063.00
Net selling
Most Active
McConnell Gregory A
3 transactions
Analysis
Insiders reported 8 buys worth $404,337.00 and 1 sells worth $443,400.00 over the last 12 months. That adds up to net selling of $39,063.00. McConnell Gregory A was the most active insider with 3 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +10.5% | +7.3% (12yr)2 analysts |
| Revenue | N/A | N/A | -0.1% | +17.2% (12yr)1 analysts |
| Net Income | N/A | N/A | +10.5% | +20.1% (12yr)1 analysts |
| EBIT | N/A | N/A | +11.1% | +16.1% (12yr)1 analysts |
Analysis
Recent growth has been strongest in EBIT at +11.1% over three years. Forward estimates point to Net Income at +20.1% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages COFS?
ChoiceOne Financial Services, Inc. (COFS) lists 14 active executives. The top listed executive is Michael J. Burke Jr., President & Director.
Are COFS insiders buying or selling?
Recent insider activity shows net buying of $2.71M.
Explore More
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