Civista Bancshares, Inc.
Civista Bancshares, Inc.
Financial Services

NASDAQ:CIVB · NASDAQ Capital Market

Market Cap $579.44M Beta 0.67 P/E (TTM) 10.9
$27.88 +1.28%

+$0.34 today

52W Low $18.95High $28.31

Vol 0.15M · Avg 0.09M

EPS (TTM) $2.46 Div Yield 2.61%Banks - Regional

Management

Put operating results in leadership context

Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.

Management quality matters because capital allocation choices determine how much of Civista Bancshares, Inc. earnings power becomes long-term shareholder value. Use this page to compare CIVB returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.

Return Metrics

ROE, ROIC & ROA over time

Management
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ROE

8.5%

avg 9.7%

ROIC

5.3%

avg 5.1%

ROA

1.1%

avg 1.1%

Analysis

ROE is currently the strongest return metric at 8.5% versus its period average of 9.7%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.

Management

Key executives, compensation & ownership

Management
NameTitleCompensationTenureAgeShares OwnedOwnership %

Dennis G. Shaffer

President, Chief Executive Officer & Chairman$894,610.0063$51,022.830.25%

Charles A. Parcher

Executive VP & Director$595,040.0061$25,914.180.12%

Richard J. Dutton

Senior Vice President$473,360.0063$4,217.620.02%

Robert L. Curry Jr.

Senior Vice President$473,360.0057$8,463.000.04%

Donna Waltz-Jaskolski

Senior Vice President$473,360.0059$6,074.810.03%

Ian Whinnem

Senior VP, Treasurer & CFO$383,598.0050$6,067.000.03%

Lance A. Morrison

Senior Vice President, General Counsel & Corporate Secretary$341,401.0058$25,914.180.12%

Harry Singer

Independent Director$24,150.0071$13,646.420.07%

Carl A. Kessler

Senior Vice President & Chief Information Officer57$7,248.000.03%

Russell L. Edwards

Senior Vice President & Chief Retail Officer$4,855.000.02%

Insider Trading

SEC Form 4 transactions — last 12 months

Management

Buys

7

$129,304.12

Sells

0

$0.00

Net Sentiment

+$129,304.12

Net buying

Most Active

Weaks Nathan E

6 transactions

DateInsiderTypeSharesPriceValue
Nov 18, 2025

Weaks Nathan E

Indirect

Buy1.0K$21.49$21,490.00
Aug 21, 2025

Weaks Nathan E

Indirect

Buy500$19.85$9,925.00
Aug 18, 2025

Weaks Nathan E

Indirect

Buy500$19.95$9,975.00
Aug 5, 2025

Whinnem Ian

Direct

Buy1.5K$19.20$28,800.00
Jul 31, 2025

Weaks Nathan E

Indirect

Buy1.0K$19.35$19,350.00
Jul 30, 2025

Weaks Nathan E

Indirect

Buy206$19.90$4,099.40
Jul 30, 2025

Weaks Nathan E

Indirect

Buy1.8K$19.88$35,664.72

Analysis

Insiders reported 7 buys worth $129,304.12 and 0 sells worth $0.00 over the last 12 months. That adds up to net buying of $129,304.12. Weaks Nathan E was the most active insider with 6 transactions.

Growth Analysis

Historical CAGR & forward analyst estimates

Metric 10yr 5yr3yr Fwd Est.
EPSN/AN/A+27.1%
+7.9% (12yr)5 analysts
RevenueN/AN/A+3.9%
+10.1% (12yr)3 analysts
Net IncomeN/AN/A+31.7%
+12.2% (12yr)3 analysts
EBITN/AN/A+33.9%
+9.5% (12yr)3 analysts

Analysis

Recent growth has been strongest in EBIT at +33.9% over three years. Forward estimates point to Net Income at +12.2% (12yr), giving you a quick check on whether expectations are accelerating or cooling.

Who manages CIVB?

Civista Bancshares, Inc. (CIVB) lists 10 active executives. The top listed executive is Charles A. Parcher, Executive VP & Director.

Are CIVB insiders buying or selling?

Recent insider activity shows net buying of $307,763.34.

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