NASDAQ:CARE · NASDAQ Global Select
-$0.20 today
Vol 0.37M · Avg 0.32M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Carter Bankshares, Inc. earnings power becomes long-term shareholder value. Use this page to compare CARE returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
7.5%
avg 4.9%
ROIC
4.9%
avg 3.6%
ROA
0.6%
avg 0.4%
Analysis
ROE is currently the strongest return metric at 7.5% versus its period average of 4.9%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Litz H. Van Dyke | Chief Executive Officer & Director | $1.06M | — | 62 | $79,767.00 | 0.36% |
Wendy S. Bell | Senior EVP and Chief Financial Officer | $624,697.00 | — | 62 | $46,651.00 | 0.21% |
Phyllis Q. Karavatakis | Vice Chairman | $42,000.00 | — | 70 | $21,695.00 | 0.10% |
A. Loran Adams | Executive Vice President & Director of Regulatory Risk Management | — | — | 64 | $16,302.00 | 0.07% |
Brad Wilson | Senior Vice President & Commercial Market Executive | — | — | — | — | — |
Jayson Philbeck | Senior Vice President of Commercial Banking | — | — | — | — | — |
Joyce A. Parker | Secretary | — | — | — | $72,484.00 | 0.33% |
Kimberly Dempsey Schaufenbuel | Executive VP & Chief Human Resources Officer | — | — | — | — | — |
Misty Powell | Assistant Vice President | — | — | — | — | — |
Bill Hubble | Vice President and Managing Officer of Blacksburg Office | — | — | — | — | — |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
1
$119,865.00
Sells
7
$549,189.34
Net Sentiment
$429,324.33
Net selling
Most Active
Haskins James W.
2 transactions
Analysis
Insiders reported 1 buys worth $119,865.00 and 7 sells worth $549,189.34 over the last 12 months. That adds up to net selling of $429,324.33. Haskins James W. was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +8.7% | +5.3% (14yr)1 analysts |
| Revenue | N/A | N/A | -0.7% | -0.1% (14yr)1 analysts |
| Net Income | N/A | N/A | +8.9% | +4.2% (14yr)1 analysts |
| EBIT | N/A | N/A | +6.3% | -3.0% (14yr)1 analysts |
Analysis
Recent growth has been strongest in Net Income at +8.9% over three years. Forward estimates point to EPS at +5.3% (14yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
VersaBank
NASDAQ:VBNK
$705.09M
Greene County Bancorp, Inc.
NASDAQ:GCBC
$590.10M
Kearny Financial Corp.
NASDAQ:KRNY
$589.68M
Southern First Bancshares, Inc.
NASDAQ:SFST
$578.56M
Sierra Bancorp
NASDAQ:BSRR
$537.42M
Community West Bancshares
NASDAQ:CWBC
$513.22M
Bank7 Corp.
NASDAQ:BSVN
$472.06M
West Bancorporation, Inc.
NASDAQ:WTBA
$461.29M
First Bank
NASDAQ:FRBA
$443.12M
USCB Financial Holdings, Inc.
NASDAQ:USCB
$373.50M
Who manages CARE?
Carter Bankshares, Inc. (CARE) lists 10 active executives. The top listed executive is Litz H. Van Dyke, Chief Executive Officer & Director.
Are CARE insiders buying or selling?
Recent insider activity shows net selling of $945,605.75.
Explore More
Continue the stock analysis
Jump to another research area for this company.