Credit Acceptance Corporation
NASDAQ:CACC · NASDAQ Global Select
+$6.79 today
Vol 0.78M · Avg 0.15M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
27.8%
avg 28.2%
ROIC
8.6%
avg 67.7%
ROA
4.4%
avg 7.3%
Analysis
ROE is currently the strongest return metric at 27.8% versus its period average of 28.2%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Ravi Mohan | Chief Technology Officer | $1.75M | — | 53 | $25,984.60 | 0.25% |
Douglas W. Busk | Chief Treasury Officer | $1.28M | — | 66 | $35,500.00 | 0.34% |
Kenneth S. Booth | Executive Director | $1.04M | — | 59 | $23,189.90 | 0.22% |
Vinayak R. | Chief Executive Officer, President & Director | $934,047.00 | — | 56 | $140,502.00 | 1.34% |
Arthur L. Smith | Advisor | $780,686.00 | — | 53 | $27,893.50 | 0.27% |
Daniel A. Ulatowski | Advisor | $780,686.00 | — | 54 | $27,338.40 | 0.26% |
Jay D. Martin | Chief Financial Officer | $623,458.00 | — | 52 | $7,500.00 | 0.07% |
Andrew Rostami | Chief Marketing & Product Officer | $617,886.00 | — | 46 | $23,090.90 | 0.22% |
Jonathan L. Lum | Chief Operating Officer | $578,241.00 | — | 49 | $36,608.60 | 0.35% |
Wendy A. Rummler | Chief People Officer | $427,312.00 | — | 49 | $21,541.10 | 0.21% |
Erin J. Kerber | Chief Legal Officer, Chief Compliance Officer & Secretary | — | — | 46 | $25,712.70 | 0.25% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
121
$33.44M
Net Sentiment
$33.44M
Net selling
Most Active
KERBER ERIN J
30 transactions
1–10 of 121
Analysis
Insiders reported 0 buys worth $0.00 and 121 sells worth $33.44M over the last 12 months. That adds up to net selling of $33.44M. KERBER ERIN J was the most active insider with 30 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +18.5% | +13.5% (13yr)1 analysts |
| Revenue | N/A | N/A | +10.6% | +9.7% (13yr)1 analysts |
| Net Income | N/A | N/A | +10.9% | +8.2% (13yr)1 analysts |
| EBIT | N/A | N/A | +11.4% | +6.1% (13yr)1 analysts |
Analysis
Recent growth has been strongest in EPS at +18.5% over three years. Forward estimates point to EPS at +13.5% (13yr), giving you a quick check on whether expectations are accelerating or cooling.
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Who manages CACC?
Credit Acceptance Corporation (CACC) lists 11 active executives. The top listed executive is Ravi Mohan, Chief Technology Officer.
Are CACC insiders buying or selling?
Recent insider activity shows net selling of $37.59M.
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