Southern California Bancorp
Financial ServicesNASDAQ:BCAL · NASDAQ Capital Market
-$0.05 today
Vol 0.18M · Avg 0.19M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Return Metrics
ROE, ROIC & ROA over time
ROE
10.9%
avg 5.9%
ROIC
-8.8%
avg 1.6%
ROA
1.6%
avg 0.7%
Analysis
ROE is currently the strongest return metric at 10.9% versus its period average of 5.9%. 0 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Steven E. Shelton | Advisor | $2.37M | — | 65 | $128,261.00 | 0.40% |
David I. Rainer | Chief Executive Officer & Executive Chairman | $1.10M | — | 69 | $31,391.00 | 0.10% |
Thomas G. Dolan | Executive Vice President & Chief Financial Officer | $705,974.00 | — | 66 | $35,539.43 | 0.11% |
Richard Hernandez | President | $681,040.00 | — | 51 | $72,935.20 | 0.23% |
Michele Wirfel | Executive Vice President & Chief Operating Officer | — | — | 58 | $87,882.93 | 0.27% |
Christopher D. Maggio | Senior Vice President & Credit Team Manager | — | — | — | — | — |
Jeffery T. Hurtik | Executive Vice President & Chief Information Officer | — | — | — | — | — |
Joann Yeung | Executive Vice President & Principal Accounting Officer | — | — | 51 | $34,128.05 | 0.11% |
Manisha K. Merchant | Executive Vice President, Chief Legal Officer & Corporate Secretary | — | — | 50 | $37,051.82 | 0.12% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
1
$503,280.00
Sells
4
$46.35M
Net Sentiment
$45.85M
Net selling
Most Active
Volk David J.
2 transactions
Analysis
Insiders reported 1 buys worth $503,280.00 and 4 sells worth $46.35M over the last 12 months. That adds up to net selling of $45.85M. Volk David J. was the most active insider with 2 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +10.9% | +12.4% (12yr)2 analysts |
| Revenue | N/A | N/A | +17.4% | +23.6% (12yr)3 analysts |
| Net Income | N/A | N/A | +18.9% | +33.3% (12yr)3 analysts |
| EBIT | N/A | N/A | +65.7% | +31.0% (12yr)3 analysts |
Analysis
Recent growth has been strongest in EBIT at +65.7% over three years. Forward estimates point to Net Income at +33.3% (12yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
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Who manages BCAL?
Southern California Bancorp (BCAL) lists 9 active executives. The top listed executive is Thomas G. Dolan, Executive Vice President & Chief Financial Officer.
Are BCAL insiders buying or selling?
Recent insider activity shows net selling of $49.05M.
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