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Bank of South Carolina Corporation BKSC
Financial Services - Banks - Regional - OTC - US
Watchlist
$ 15.07
0.746 %
$ 83.6 M
Market Cap
13.78
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BKSC stock under the worst case scenario is HIDDEN Compared to the current market price of 15.1 USD, Bank of South Carolina Corporation is HIDDEN

BKSC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BKSC stock under the base case scenario is HIDDEN Compared to the current market price of 15.1 USD, Bank of South Carolina Corporation is HIDDEN

BKSC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one BKSC stock under the best case scenario is HIDDEN Compared to the current market price of 15.1 USD, Bank of South Carolina Corporation is HIDDEN

BKSC Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart BKSC

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1M 11%
6M 17%
1Y 25%
3Y 6%
5Y 15%
All
$15.5$15.5$15.0$15.0$14.5$14.5$14.0$14.0$13.5$13.5$13.0$13.0$12.5$12.515 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
22.4 M REVENUE
-14.29%
Growth Rates
1Year -14.29%
3Years 1.71%
5Years 1.95%
7Years 3.13%
10Years 3.67%
10.1 M OPERATING INCOME
46.49%
Growth Rates
1Year 46.49%
3Years 4.73%
5Years 1.30%
7Years 3.17%
10Years 4.70%
6.75 M NET INCOME
22.87%
Growth Rates
1Year 22.87%
3Years 0.02%
5Years -1.60%
7Years 4.68%
10Years 4.37%
5.35 M OPERATING CASH FLOW
-13.51%
Growth Rates
1Year -13.51%
3Years -32.61%
5Years 3.77%
7Years -5.90%
10Years 9.42%
69.8 M INVESTING CASH FLOW
233.36%
Growth Rates
1Year 233.36%
3Years 44.52%
5Years 28.54%
7Years 23.35%
10Years 14.80%
-86.1 M FINANCING CASH FLOW
-171.38%
Growth Rates
1Year -171.38%
3Years -17.02%
5Years -64.80%
7Years -22.28%
10Years -17.51%
7.22 M REVENUE
22.95%
Growth Rates
1Year -14.29%
3Years 1.71%
5Years 1.95%
7Years 3.13%
10Years 3.67%
2.35 M OPERATING INCOME
136.99%
Growth Rates
1Year 46.49%
3Years 4.73%
5Years 1.30%
7Years 3.17%
10Years 4.70%
1.82 M NET INCOME
0.91%
Growth Rates
1Year 22.87%
3Years 0.02%
5Years -1.60%
7Years 4.68%
10Years 4.37%
0 OPERATING CASH FLOW
0.00%
Growth Rates
1Year -13.51%
3Years -32.61%
5Years 3.77%
7Years -5.90%
10Years 9.42%
0 INVESTING CASH FLOW
0.00%
Growth Rates
1Year 233.36%
3Years 44.52%
5Years 28.54%
7Years 23.35%
10Years 14.80%
0 FINANCING CASH FLOW
0.00%
Growth Rates
1Year -171.38%
3Years -17.02%
5Years -64.80%
7Years -22.28%
10Years -17.51%
Balance Sheet Bank of South Carolina Corporation
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Current Assets 11 M
Cash & Short-Term Investments 11 M
Receivables 0
Other Current Assets 0
Non-Current Assets 546 M
Long-Term Investments 0
PP&E 15.9 M
Other Non-Current Assets 530 M
2.86 %95.16 %Total Assets$557.2m
Current Liabilities 433 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 433 M
Non-Current Liabilities 502 M
Long-Term Debt 0
Other Non-Current Liabilities 502 M
46.33 %53.67 %Total Liabilities$935.4m
EFFICIENCY
Earnings Waterfall Bank of South Carolina Corporation
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Revenue 22.4 M
Cost Of Revenue 0
Gross Profit 22.4 M
Operating Expenses 12.2 M
Operating Income 10.1 M
Other Expenses 3.38 M
Net Income 6.75 M
25m25m20m20m15m15m10m10m5m5m0022m022m(12m)10m(3m)7mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years -2024.60%
5Years -3741.37%
7Years -6355.43%
10Years -8640.67%
45.31% OPERATING MARGIN
45.31%
Averages
1Year 45.31%
3Years 38.15%
5Years 39.47%
7Years 41.29%
10Years 41.57%
30.20% NET MARGIN
30.20%
Averages
1Year 30.20%
3Years 27.67%
5Years 29.30%
7Years 31.17%
10Years 30.39%
12.91% ROE
12.91%
Averages
1Year 12.91%
3Years 13.91%
5Years 13.20%
7Years 13.64%
10Years 13.24%
1.21% ROA
1.21%
Averages
1Year 1.21%
3Years 1.03%
5Years 1.06%
7Years 1.22%
10Years 1.21%
6.31% ROIC
6.31%
Averages
1Year 6.31%
3Years 3.62%
5Years 2.79%
7Years 2.78%
10Years 1.94%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Bank of South Carolina Corporation
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18m18m16m16m14m14m12m12m10m10m8m8m6m6m4m4m2m2m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 6.75 M
Depreciation & Amortization 416 K
Capital Expenditures -141 K
Stock-Based Compensation 0
Change in Working Capital 832 K
Others -2.18 M
Free Cash Flow 5.2 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Bank of South Carolina Corporation
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BKSC has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.41% DIVIDEND YIELD
0.19 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.800000.800000.700000.700000.600000.600000.500000.500000.400000.400000.300000.300000.200000.200000.100000.100000.000000.000000.127270.136360.150.170.170.118180.118180.118180.127270.160.160.270.170.170.170.190.118180.130.127270.150.160.160.170.170.170.170.118180.480.118180.500.127270.520.136360.580.136360.630.250.570.260.700.160.500.170.510.170.510.170.360.170.170.170.170.170.170.170.170.190.190.190.192015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Bank of South Carolina Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Bank of South Carolina Corporation Announces Management Succession Plan CHARLESTON, S.C. , April 9, 2025 /PRNewswire/ -- At yesterday's Annual Meeting of Shareholders, Bank of South Carolina Corporation (OTCQX: BKSC) announced that Douglas H. prnewswire.com - 1 month ago
Bank of South Carolina Corporation Announces First Quarter Earnings CHARLESTON, S.C. , April 8, 2025 /PRNewswire/ -- The Bank of South Carolina Corporation (OTCQX: BKSC) announced unaudited earnings of $1,794,014 or $0.33 basic and $0.32 diluted earnings per share for the quarter ended March 31, 2025 – an increase of $418,218, or 30.40%, from earnings for the quarter ended March 31, 2024 of $1,375,796 or $0.25 basic and diluted earnings per share, respectively. prnewswire.com - 1 month ago
Bank of South Carolina Corporation Declares Dividend CHARLESTON, S.C. , March 27, 2025 /PRNewswire/ -- Today, the Board of Directors of Bank of South Carolina Corporation, (OTCQX: BKSC) the parent company for The Bank of South Carolina, declared a quarterly cash dividend of $0.19 per share to shareholders of record April 8, 2025, payable April 30, 2025. prnewswire.com - 1 month ago
Bank of South Carolina Corporation Announces Annual and Fourth Quarter Earnings CHARLESTON, S.C. , Jan. 9, 2025 /PRNewswire/ -- The Bank of South Carolina Corporation (OTCQX: BKSC) announced unaudited earnings of $6,749,736, or $1.24 and $1.23 basic and diluted earnings per share, respectively, for the year ended December 31, 2024 – an increase of $1,256,120, or 22.87%, from earnings for the year ended December 31, 2023 of $5,493,616, or $0.99 and $0.98 basic and diluted earnings per share, respectively. prnewswire.com - 4 months ago
Bank of South Carolina Corporation Declares Dividend CHARLESTON, S.C. , Dec. 19, 2024 /PRNewswire/ -- Today, the Board of Directors of Bank of South Carolina Corporation, (OTCQX: BKSC) the parent company for The Bank of South Carolina, declared a quarterly cash dividend of $0.19 per share to shareholders of record December 31, 2024, payable January 31, 2025. prnewswire.com - 4 months ago
Bank of South Carolina Corporation Announces Third Quarter Earnings CHARLESTON, S.C. , Oct. 10, 2024 /PRNewswire/ -- The Bank of South Carolina Corporation (OTCQX: BKSC) announced unaudited earnings of $1,801,863, or $0.33 basic and diluted earnings per share, for the quarter ended September 30, 2024 – an increase of $538,493, or 42.62%, from earnings for the quarter ended September 30, 2023 of $1,263,370, or $0.23 basic and diluted earnings per share. prnewswire.com - 7 months ago
Bank of South Carolina Corporation Declares Increased Dividend CHARLESTON, S.C. , Sept. 26, 2024 /PRNewswire/ -- Today, the Board of Directors of Bank of South Carolina Corporation, (OTCQX: BKSC) the parent company for The Bank of South Carolina, declared a quarterly cash dividend of $0.19 per share to shareholders of record October 8, 2024, payable October 31, 2024. prnewswire.com - 7 months ago
Bank of South Carolina Named to List of Top 100 Publicly Traded Community Banks CHARLESTON, S.C. , July 18, 2024 /PRNewswire/ -- The Bank of South Carolina Corporation (OTCQX: BKSC), parent company for The Bank of South Carolina, announced that the Bank has been included in American Banker magazine's annual ranking of the nation's top 100 publicly traded community banks with assets under $2 billion. prnewswire.com - 10 months ago
Bank of South Carolina Corporation Announces Second Quarter Earnings CHARLESTON, S.C. , July 11, 2024 /PRNewswire/ -- The Bank of South Carolina Corporation (OTCQX: BKSC) announced unaudited earnings of $1,753,798, or $0.32 basic and diluted earnings per share for the quarter ended June 30, 2024 – an increase of $476,081, or 37.26%, from earnings for the quarter ended June 30, 2023 of $1,277,717, or $0.23 basic and diluted earnings per share. prnewswire.com - 10 months ago
Bank of South Carolina Corporation Declares Dividend CHARLESTON, S.C. , June 27, 2024 /PRNewswire/ -- Today, the Board of Directors of Bank of South Carolina Corporation, (OTCQX: BKSC) the parent company for The Bank of South Carolina, declared a quarterly cash dividend of $0.17 per share to shareholders of record July 8, 2024, payable July 31, 2024. prnewswire.com - 10 months ago
Bank of South Carolina Corporation Announces First Quarter Earnings CHARLESTON, S.C. , April 9, 2024 /PRNewswire/ -- The Bank of South Carolina Corporation (OTCQX: BKSC) announced unaudited earnings of $1,375,796 or $0.25 basic and diluted earnings per share for the quarter ended March 31, 2024 – a decrease of $212,983, or 13.41%, from earnings for the quarter ended March 31, 2023 of $1,588,779 or $0.29 and $0.28 basic and diluted earnings per share, respectively. prnewswire.com - 1 year ago
Bank of South Carolina Corporation Declares Dividend CHARLESTON, S.C. , March 28, 2024 /PRNewswire/ -- Today, the Board of Directors of Bank of South Carolina Corporation, (OTCQX: BKSC) the parent company for The Bank of South Carolina, declared a quarterly cash dividend of $0.17 per share to shareholders of record April 9, 2024, payable April 30, 2024. prnewswire.com - 1 year ago
8. Profile Summary

Bank of South Carolina Corporation BKSC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 83.6 M
Dividend Yield 1.41%
Description Bank of South Carolina Corporation operates as a bank holding company for The Bank of South Carolina that provides a range of financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina. Its deposits include non-interest-bearing demand accounts, NOW accounts, money market accounts, time deposits, and savings accounts, as well as certificates of deposit. The company offers secured and unsecured commercial loans, commercial real estate construction loans, consumer construction loans, home equity lines of credit, and mortgage originations, as well as paycheck protection program loans. It operates five banking house locations. The company was founded in 1986 and is headquartered in Charleston, South Carolina.
Contact 256 Meeting Street, Charleston, SC, 29401 https://www.banksc.com
IPO Date Oct. 23, 1986
Employees 78
Officers Ms. Susanne K. Boyd Executive Vice President, Chief Operating Officer & Director Mr. Douglas Hutson Sass Executive Vice President, Senior Lender & Director Mr. Richard W. Hutson Jr. Secretary & Independent Non Employee Director Mr. Eugene H. Walpole IV Chief Executive Officer, President & Director Ms. Mignonne H. Buhrmaster Senior Vice President of Human Resources