WTM - Intrinsic Value and Financial Analysis - White Mountains Insurance Group, Ltd.

White Mountains Insurance Group, Ltd. WTM

Financial Services - Insurance - Property & Casualty - NYSE - BM

Watchlist

$ 1918.9

-0.235 %

$ 4.93 B

Market Cap

7.6

P/E

BALANCE SHEET

7.94 B ASSETS

Growth Rates

1Year 7.51%

3Years 18.03%

5Years 18.76%

7Years 2.81%

10Years -4.16%

3.38 B LIABILITIES

Growth Rates

1Year -2.08%

3Years 49.44%

5Years 39.32%

7Years 2.70%

10Years -7.95%

4.24 B EQUITY

Growth Rates

1Year 13.17%

3Years 2.78%

5Years 8.32%

7Years 2.35%

10Years 0.83%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition White Mountains Insurance Group, Ltd.

7.94 B ASSETS
3.38 B LIABILITIES

Current Assets	2.56 B
Cash & Short-Term Investments	1.61 B
Receivables	0
Other Current Assets	950 M
Non-Current Assets	292 M
Long-Term Investments	1.13 B
PP&E	20.3 M
Other Non-Current Assets	-857 M

Current Liabilities	67 M
Accounts Payable	81.1 M
Short-Term Debt	0
Other Current Liabilities	-14.1 M
Non-Current Liabilities	2.02 B
Long-Term Debt	565 M
Other Non-Current Liabilities	1.45 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996	Dec-1995	Dec-1994	Dec-1993	Dec-1992	Dec-1991	Dec-1990	Dec-1989	Dec-1988	Dec-1987	Dec-1986	Dec-1985
ASSETS
Cash & Cash Equivalents	122.4	255.0	259.3	211.2	161.0	110.3	97.1	149.8	179.3	373.2	382.8	462.4	66.5	434.8	366.0	409.6	171.3	159.0	187.7	243.1	89.9	121.5	67.4	4.4	3.9	22.4	7.0	4.8	2.7	1.5	0	0	0	0	0	0	0	0	0
Short Term Investments	1 802.9	924.1	465.9	142.9	201.2	214.2	176.1	287.0	211.3	871.7	635.9	630.6	355.2	1 106.3	2 098.4	2 244.5	1 327.3	1 344.9	1 315.9	1 058.2	1 785.8	1 790.6	2 545.8	735.9	117.5	79.0	62.8	67.5	103.6	276.5	0	0	0	0	0	0	0	0	0
Receivables	0	0	157.6	0	0	0	57.9	0	41.9	452.8	0	0	4.7	0	0	0	0	0	0	0	0	0	5 404.0	882.9	243.5	335.8	93.0	52.2	45.3	0	0	0	0	146.0	1 025.0	0	0	0	0
Inventory	0	0	(1 045.6)	(1 231.6)	(647.4)	(505.0)	(457.2)	(704.1)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	59.2	1 112.7	0	0	0	0	44.2	29.5	17.8	92.4	91.8	87.3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Current Assets	2 560.6	660.7	1 681.5	441.1	439.7	411.9	331.1	443.0	432.5	1 301.4	1 030.8	1 096.9	1 556.1	55.2	60.2	52.0	5.2	85.6	0.4	19 430.0	11.1	15.6	8 017.2	1 623.2	364.9	437.2	162.8	124.5	151.6	278.0	0	0	0	146.0	1 025.0	0	0	0	0
PP&E	20.3	25.2	28.1	37.6	22.6	0	0	0	0	0	(195.4)	(195.3)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	605.0	0	156.0	0	0	0	0
Intangible Assets	201.8	392.4	340.5	782.4	260.0	157.6	36.2	24.2	187.8	197.5	195.4	195.3	0	0	0	19.5	0	0	0	0	0	0	0	0	0	170.0	181.0	411.0	397.0	0	0	0	0	0	0	0	0	0	0
Goodwill	168.8	176.5	142.3	525.5	394.7	379.9	25.9	31.7	187.9	168.9	0	0	0	0	19.6	0	0	0	0	0	0	0	22.3	25.4	0	0	0	0	24.6	28.0	0	0	0	0	0	0	0	0	0
Long Term Investments	1 129.5	2 909.2	2 198.9	2 152.3	2 090.9	2 217.3	3 171.9	5 011.5	3 964.9	6 892.5	7 225.1	7 371.8	3 870.5	8 746.1	9 236.0	8 586.5	10 078.5	9 819.2	9 191.5	9 408.8	8 547.5	8 734.7	8 847.7	1 959.3	1 150.4	1 250.3	335.3	383.7	488.8	608.9	0	0	0	0	0	0	0	0	0
Other Long Term Assets	(1 227.9)	(3 301.6)	(3 264.8)	(2 934.7)	(2 745.6)	(2 754.8)	(3 215.9)	(5 011.5)	(3 964.9)	(6 478.1)	(6 903.7)	(6 983.9)	(3 595.2)	(4 317.1)	(4 963.3)	(5 753.7)	(5 104.0)	(5 333.0)	(5 521.8)	(9 408.8)	(5 526.5)	(8 734.7)	(8 870.0)	(1 984.7)	(1 150.4)	(1 420.3)	(516.3)	(794.7)	(513.4)	(636.9)	0	0	(605.0)	0	(156.0)	0	0	0	0
Other Assets	5 090.8	3 427.0	2 054.4	1 455.6	797.9	195.9	3 310.0	5 919.1	9 363.5	7 918.6	10 280.0	10 841.0	3 777.9	10 049.9	11 090.7	12 991.5	14 125.9	14 871.9	15 748.0	(9 823.7)	11 938.9	7 283.3	(1 090.4)	(183.7)	464.8	1 423.2	1 353.8	1 061.4	1 206.9	892.4	0	0	0	0	10 539.0	0	0	0	0
Total Assets	7 943.9	7 389.3	7 000.7	4 831.4	3 983.2	3 362.6	3 659.2	6 544.7	10 284.5	10 456.9	12 144.3	12 895.4	6 146.2	14 534.1	15 443.2	15 895.8	19 105.6	19 443.7	19 418.1	19 015.1	14 971.0	16 033.6	16 492.8	3 545.2	2 049.1	3 280.7	2 032.9	1 980.6	1 871.9	1 807.3	3 305.0	3 128.8	2 964.0	12 432.0	11 720.0	11 190.0	9 602.0	9 178.0	7 986.0
LIABILITIES
Accounts Payable	81.1	251.1	424.1	113.4	102.3	104.2	32.2	13.0	30.5	34.7	92.4	127.9	169.2	243.4	101.1	108.8	148.2	66.8	43.4	30.9	371.6	495.2	0	152.2	184.3	221.5	289.7	279.5	196.4	245.1	0	0	0	0	0	0	0	0	0
Short Term Debt	0	0	218.2	86.3	271.0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	4.0	748.5	571.4	407.9	445.4	254.1	1 536.8	1 513.4	1 013.0	2 372.0	1 291.0	0	0	0	0
Other Current Liabilities	(14.1)	(137.0)	(569.1)	(103.9)	(296.5)	(17.9)	60.0	95.7	110.2	(32.1)	(71.9)	(116.5)	(169.2)	(243.4)	(101.1)	(108.8)	(148.2)	(66.8)	(43.4)	(30.9)	(371.6)	(495.2)	0	(152.2)	1 043.7	(970.0)	149.9	138.6	79.2	(499.2)	(1 536.8)	(1 513.4)	(1 013.0)	(2 372.0)	(1 291.0)	0	0	0	0
Total Current Liabilities	67.0	251.1	778.2	471.0	102.3	111.4	32.2	108.7	30.5	2.6	20.5	11.4	34.6	221.0	92.0	108.8	46.4	66.8	43.4	30.9	371.6	495.2	13 753.0	2 403.0	1 232.0	2 174.0	1 011.0	826.0	721.0	499.2	1 536.8	1 513.4	1 013.0	2 372.0	1 291.0	0	0	0	0
Long Term Debt	564.6	575.2	420.9	290.1	12.5	192.7	23.8	12.7	337.6	343.1	676.4	751.2	677.5	818.8	1 050.7	1 362.0	1 192.9	1 106.7	779.1	783.3	743.0	793.2	1 125.4	96.0	202.8	186.3	304.3	424.2	407.3	547.0	601.3	422.5	324.0	7 693.0	701.0	659.0	378.0	392.0	250.0
Deferred Tax Income	0	0	0	0	0	0	0	(215.8)	7.0	282.8	356.2	341.3	365.5	373.2	355.3	306.0	353.2	311.5	274.3	316.3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	1 450.4	2 765.0	2 801.9	627.6	749.2	365.4	182.4	2 682.8	5 429.3	5 288.8	6 693.8	7 533.3	(1 043.0)	(1 192.0)	(1 406.0)	(1 468.0)	(1 546.1)	(1 098.2)	(1 053.4)	(799.6)	(743.0)	(788.1)	(1 125.4)	(96.0)	(202.8)	(186.3)	(0.3)	(424.2)	(0.3)	(547.0)	(601.3)	(422.5)	(324.0)	(7 693.0)	(701.0)	(659.0)	(378.0)	(392.0)	(250.0)
Total Liabilities	3 382.3	3 454.3	3 296.0	1 013.5	838.5	644.4	298.4	2 807.5	5 916.5	5 917.3	7 746.9	8 637.2	4 494.5	10 273.3	11 101.7	12 400.4	13 524.8	14 385.2	15 584.9	15 131.2	11 991.8	13 444.8	14 877.9	2 498.7	1 434.8	2 534.2	1 315.3	1 249.6	1 128.2	1 046.2	2 400.0	2 140.5	1 468.0	10 840.0	9 785.0	659.0	378.0	392.0	250.0
EQUITY
Common Stock	2.6	538.6	588.9	595.2	596.3	584.0	670.6	810.7	978.2	1 034.7	1 051.1	1 057.2	100 K	8.2	8.9	8.8	10.5	10.8	10.8	10.8	9.0	8.4	8.3	5.9	5.9	30.9	31.0	31.9	32.7	33.6	0	0	0	0	0	0	0	0	0
Retained Earnings	3 690.8	3 211.8	2 957.5	3 311.2	2 672.4	2 264.9	2 823.2	2 797.2	3 084.9	3 011.4	2 802.3	2 542.7	300.7	2 175.6	2 215.9	1 751.9	2 718.5	2 496.0	1 899.8	1 695.9	1 286.4	1 071.9	355.1	927.5	534.2	1 063.2	1 008.9	1 067.1	1 124.6	1 098.2	0	1 375.2	1 687.0	1 381.0	1 296.0	1 281.0	1 261.0	924.0	716.0
Other Accumulative Comprehensive Income/Loss	(1.6)	(3.5)	1.7	(0.4)	(7.2)	(5.8)	(1.3)	(4.6)	(149.9)	(49.5)	52.1	131.9	46.7	118.4	(3.5)	(198.4)	303.7	231.8	208.1	462.2	285.7	201.4	(17.1)	46.9	7.2	125.2	148.8	92.5	37.9	19.7	0	0	0	0	0	0	0	0	0
Total Equity	4 561.6	3 935.0	3 704.7	3 817.9	3 144.7	2 718.2	3 360.8	3 737.2	4 368.0	4 539.6	4 397.4	4 258.2	1 651.7	4 260.8	4 341.5	3 495.4	5 580.8	5 058.5	3 833.2	3 883.9	2 979.2	2 588.8	1 614.9	1 046.5	614.3	746.5	717.6	731.0	743.7	761.1	905.0	988.3	1 496.0	1 592.0	1 935.0	1 538.0	1 511.0	1 560.0	1 344.0
Total Liabilities and Equity	7 943.9	7 389.3	7 000.7	4 831.4	3 983.2	3 362.6	3 659.2	6 544.7	10 284.5	10 456.9	12 144.3	12 895.4	6 146.2	14 534.1	15 443.2	15 895.8	19 105.6	19 443.7	19 418.1	19 015.1	14 971.0	16 033.6	16 492.8	3 545.2	2 049.1	3 280.7	2 032.9	1 980.6	1 871.9	1 807.3	3 305.0	3 128.8	2 964.0	12 432.0	11 720.0	11 190.0	9 602.0	9 178.0	7 986.0
SHARES OUTSTANDING
Common Shares Outstanding	2.5	2.8	3.0	3.1	3.1	3.3	4.2	5.0	5.8	6.0	6.1	6.7	7.6	8.5	8.8	10.2	10.7	10.8	10.8	9.9	10.6	8.2	6.2	5.9	5.5	5.9	6.6	7.4	8.6	9.4	9.6	15.1	27.2	34.7	54.8	52.2	63.7	66.2	66.2

Balance Sheet

Premium Plan

Unlimited Plan