THG - Intrinsic Value and Financial Analysis - The Hanover Insurance Group, Inc.

The Hanover Insurance Group, Inc. THG

Financial Services - Insurance - Property & Casualty - NYSE - US

Watchlist

$ 163.48

0.858 %

$ 5.89 B

Market Cap

16.22

P/E

BALANCE SHEET

14.6 B ASSETS

Growth Rates

1Year 4.40%

3Years 2.82%

5Years 3.34%

7Years 0.39%

10Years 0.89%

12.1 B LIABILITIES

Growth Rates

1Year 4.07%

3Years 5.85%

5Years 5.16%

7Years 0.96%

10Years 1.20%

2.47 B EQUITY

Growth Rates

1Year 6.02%

3Years -8.34%

5Years -3.55%

7Years -2.09%

10Years -0.51%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition The Hanover Insurance Group, Inc.

14.6 B ASSETS
12.1 B LIABILITIES

Current Assets	2.02 B
Cash & Short-Term Investments	316 M
Receivables	1.71 B
Other Current Assets	0
Non-Current Assets	778 M
Long-Term Investments	426 M
PP&E	0
Other Non-Current Assets	352 M

Current Liabilities	6.09 B
Accounts Payable	64.3 M
Short-Term Debt	0
Other Current Liabilities	6.03 B
Non-Current Liabilities	11.4 B
Long-Term Debt	783 M
Other Non-Current Liabilities	10.6 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998	Dec-1997	Dec-1996	Dec-1995
ASSETS
Cash & Cash Equivalents	316.1	305.0	230.9	120.6	215.7	1 020.7	376.4	282.6	338.8	373.3	486.2	564.8	820.4	290.4	316.5	416.9	275.4	372.7	701.5	486.5	380.5	389.8	350.2	279.2	442.2	550.3	215.1	178.5	0
Short Term Investments	468.6	786.1	767.4	7 454.4	6 687.1	6 161.5	7 779.7	7 331.3	6 983.4	7 378.1	6 970.6	6 952.2	190.2	39.4	32.3	49.5	157.2	125.7	139.9	371.2	443.1	621.2	701.2	189.6	170.5	154.3	141.9	132.4	0
Receivables	1 705.6	1 601.4	0	3 213.6	3 074.4	2 825.3	1 567.6	1 438.1	1 391.7	1 360.9	1 324.6	1 308.8	1 168.1	772.0	590.8	578.5	629.5	584.7	493.2	485.4	480.9	2 640.5	2 055.2	2 040.5	1 863.4	1 646.5	1 594.7	533.0	526.7
Inventory	0	786.1	(2 044.4)	(1 850.2)	(1 868.3)	3 702.4	(5 289.9)	(4 771.1)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	0	0	0	2 459.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Current Assets	2 021.7	2 692.5	3 607.7	3 334.2	3 290.1	10 007.5	1 944.0	1 720.7	1 730.5	1 734.2	1 810.8	1 873.6	1 988.5	1 062.4	907.3	995.4	904.9	957.4	1 194.7	971.9	861.4	3 030.3	2 405.4	2 319.7	2 305.6	2 196.8	1 809.8	711.5	526.7
PP&E	0	0	8 503.2	8 134.4	7 389.8	6 754.1	0	0	0	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	178.8	178.8	178.8	178.8	450.8	430.0	517.5	508.8	525.7	506.0	489.5	0	0	0	169.9	0	0	0	0	0	0	0	0	0	0	0	0	0
Goodwill	178.8	178.8	178.8	178.8	178.8	178.8	192.6	184.8	186.0	184.6	184.9	184.9	185.5	179.2	171.4	169.9	126.0	121.4	128.2	128.2	128.2	131.2	0	0	0	0	0	0	0
Long Term Investments	425.5	7 723.7	8 385.2	8 052.9	7 262.8	6 625.9	8 356.2	7 915.7	7 560.0	7 958.9	7 400.8	7 268.0	6 531.1	4 926.5	4 684.8	4 253.5	5 766.9	5 646.2	5 726.2	7 839.2	7 661.8	8 055.9	9 463.8	7 806.0	7 017.0	8 177.9	7 792.7	7 961.4	0
Other Long Term Assets	(777.6)	(7 723.7)	(8 564.0)	(8 231.7)	(7 441.6)	(6 804.7)	(8 356.2)	(7 915.7)	(7 560.0)	(7 958.9)	(7 400.8)	(7 268.0)	(6 716.6)	(4 926.5)	(4 684.8)	(4 253.5)	(5 766.9)	(5 646.2)	(5 726.2)	(7 839.2)	(7 661.8)	(8 187.1)	(9 463.8)	(7 806.0)	(7 017.0)	(8 177.9)	(7 792.7)	(7 961.4)	0
Other Assets	11 813.3	10 926.7	2 082.6	1 877.8	1 758.8	(4 412.5)	13 303.8	12 199.8	11 736.5	11 709.7	11 143.3	11 158.8	3 919.3	7 150.9	6 735.4	7 779.1	8 454.2	8 392.8	8 845.8	22 204.0	23 741.9	15 361.5	18 466.9	21 462.3	21 447.0	17 233.2	12 946.5	10 324.8	0
Total Assets	14 612.6	13 997.2	14 254.3	13 443.7	12 490.5	12 399.7	15 469.6	14 220.4	13 790.9	13 759.7	13 378.7	13 484.9	12 624.4	8 569.9	8 042.7	9 230.2	9 815.6	9 856.6	10 634.0	23 719.2	25 112.5	26 578.9	30 336.1	31 588.0	30 769.6	27 607.9	22 549.0	18 997.7	17 757.7
LIABILITIES
Accounts Payable	64.3	70.3	55.1	48.4	53.4	37.3	51.5	251.9	205.2	226.8	374.7	466.2	378.9	34.4	58.5	61.3	44.9	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	83.3	56.6	45.0	221.3	33.0	38.4	31.2
Other Current Liabilities	(840.2)	(70.3)	(962.8)	(735.9)	(681.1)	(947.1)	(767.7)	(979.9)	(205.2)	(922.2)	(1 011.9)	(466.2)	(378.9)	(34.4)	(58.5)	3 243.8	3 280.9	0	0	0	0	0	(83.3)	(56.6)	(45.0)	(221.3)	(33.0)	(38.4)	(31.2)
Total Current Liabilities	6 092.2	731.7	55.1	48.4	53.4	37.3	716.2	728.0	724.9	695.4	637.2	775.8	22.3	541.7	603.2	630.8	696.4	928.0	1 062.0	1 152.8	822.7	0	27 745.0	28 979.0	28 329.0	24 949.0	19 966.0	17 071.0	31.2
Long Term Debt	783.2	782.4	781.6	780.8	653.4	777.9	786.9	786.4	803.1	903.5	903.9	849.4	911.1	605.9	433.9	531.4	511.9	508.8	508.8	508.8	499.5	199.5	199.5	199.5	199.5	199.5	202.1	202.2	202.3
Deferred Tax Income	0	146.4	60.8	97.3	51.8	113.9	151.8	262.7	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	12.9	0	0
Other Liabilities	10 587.9	10 157.5	0	9 460.7	8 920.9	8 667.1	10 968.8	9 848.5	10 133.7	9 316.8	9 243.1	9 264.3	8 560.6	4 961.8	4 647.0	2 875.7	6 308.3	6 420.6	7 111.9	19 718.1	21 570.1	(199.5)	(199.5)	(199.5)	(199.5)	(199.5)	(215.0)	(202.2)	(202.3)
Total Liabilities	12 147.0	11 671.6	11 109.4	10 241.5	9 574.3	9 445.0	12 471.9	11 362.9	10 946.5	10 915.7	10 784.2	10 889.5	10 114.6	6 109.4	5 684.1	7 343.0	7 516.6	7 857.4	8 682.7	21 379.7	22 892.3	24 206.7	27 645.0	28 878.9	28 229.4	24 849.3	19 714.8	16 489.0	15 425.0
EQUITY
Common Stock	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.5	0
Retained Earnings	2 909.4	2 988.8	2 983.2	2 668.0	2 410.9	2 182.3	1 975.0	1 875.6	1 803.5	1 558.7	1 349.1	1 211.6	1 237.1	1 246.8	1 141.1	949.8	946.9	712.0	589.8	943.4	833.1	746.2	1 052.3	1 068.7	882.2	599.9	407.8	210.1	38.2
Other Accumulative Comprehensive Income/Loss	(517.2)	(705.5)	122.2	372.5	152.6	(116.5)	107.6	62.8	53.9	206.4	177.6	325.8	210.4	136.7	29.0	(384.8)	(20.4)	(39.9)	(59.5)	3.0	16.1	(37.4)	(13.7)	(5.2)	(75.3)	180.5	217.9	131.6	0
Total Equity	2 465.6	2 325.6	3 144.9	3 202.2	2 916.2	2 954.7	2 997.7	2 857.5	2 844.4	2 844.0	2 594.5	2 595.4	2 509.8	2 460.5	2 358.6	1 887.2	2 299.0	1 999.2	1 951.3	2 339.5	2 220.2	2 372.2	2 691.1	2 709.1	2 540.2	2 758.6	2 834.2	2 508.7	2 332.7
Total Liabilities and Equity	14 612.6	13 997.2	14 254.3	13 443.7	12 490.5	12 399.7	15 469.6	14 220.4	13 790.9	13 759.7	13 378.7	13 484.9	12 624.4	8 569.9	8 042.7	9 230.2	9 815.6	9 856.6	10 634.0	23 719.2	25 112.5	26 578.9	30 336.1	31 588.0	30 769.6	27 607.9	22 549.0	18 997.7	17 757.7
SHARES OUTSTANDING
Common Shares Outstanding	35.7	35.6	35.9	37.7	40.0	42.3	42.5	42.8	43.0	43.9	43.7	44.3	44.6	46.3	50.6	51.3	51.7	51.5	53.5	53.2	52.9	52.9	52.6	53.5	55.3	60.0	54.6	50.1	51.3

Balance Sheet

Premium Plan

Unlimited Plan