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Financial Services - Banks - Regional - NYSE - US
$ 20.74
-1.29 %
$ 27.1 B
Market Cap
4.63
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one TFC-PO stock under the worst case scenario is HIDDEN Compared to the current market price of 20.7 USD, Truist Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one TFC-PO stock under the base case scenario is HIDDEN Compared to the current market price of 20.7 USD, Truist Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one TFC-PO stock under the best case scenario is HIDDEN Compared to the current market price of 20.7 USD, Truist Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart TFC-PO

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$24.0$24.0$23.5$23.5$23.0$23.0$22.5$22.5$22.0$22.0$21.5$21.5$21.0$21.0$20.5$20.515 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
25.1 B REVENUE
7.17%
-481 M OPERATING INCOME
-160.00%
4.84 B NET INCOME
543.63%
2.16 B OPERATING CASH FLOW
-74.93%
18.6 B INVESTING CASH FLOW
-18.64%
-11.6 B FINANCING CASH FLOW
47.73%
5.06 B REVENUE
-0.49%
1.56 B OPERATING INCOME
-8.48%
1.28 B NET INCOME
-58.98%
775 M OPERATING CASH FLOW
-9.86%
-7.96 B INVESTING CASH FLOW
-153.10%
7.31 B FINANCING CASH FLOW
914.29%
Balance Sheet Truist Financial Corporation
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Current Assets 47.5 B
Cash & Short-Term Investments 4.56 B
Receivables 0
Other Current Assets 42.9 B
Non-Current Assets 0
Long-Term Investments 0
PP&E 3.22 B
Other Non-Current Assets -3.22 B
9.60 %90.40 %6.79 %Total Assets$47.5b
Current Liabilities 137 B
Accounts Payable 0
Short-Term Debt 29.2 B
Other Current Liabilities 107 B
Non-Current Liabilities 0
Long-Term Debt 35 B
Other Non-Current Liabilities -35 B
21.37 %78.63 %25.58 %Total Liabilities$136.7b
EFFICIENCY
Earnings Waterfall Truist Financial Corporation
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Revenue 25.1 B
Cost Of Revenue 24.3 B
Gross Profit 813 M
Operating Expenses 13.3 B
Operating Income -481 M
Other Expenses -5.32 B
Net Income 4.84 B
30b30b25b25b20b20b15b15b10b10b5b5b00(5b)(5b)(10b)(10b)(15b)(15b)25b(24b)813m(13b)(481m)5b5bRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
3.24% GROSS MARGIN
3.24%
-1.92% OPERATING MARGIN
-1.92%
19.22% NET MARGIN
19.22%
7.57% ROE
7.57%
0.91% ROA
0.91%
0.06% ROIC
0.06%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Truist Financial Corporation
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12b12b10b10b8b8b6b6b4b4b2b2b00(2b)(2b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 4.84 B
Depreciation & Amortization 979 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -8.15 B
Others -3.66 B
Free Cash Flow 2.16 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Truist Financial Corporation
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TFC-PO has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.33% DIVIDEND YIELD
0.328 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.328130.328130.328130.328130.328130.328130.328130.328130.328130.342710.328130.328130.328130.328130.328131.330.328131.310.328131.310.328131.310.328130.980.00202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Truist Financial Corporation
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Sold
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0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

Truist Financial Corporation TFC-PO

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 27.1 B
Dividend Yield 1.33%
Description Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
Contact 214 North Tryon Street, Charlotte, NC, 28202 https://www.truist.com
IPO Date May 20, 2020
Employees 36769
Officers Mr. Donta L. Wilson Senior EVice President and Chief Consumer & Small Business Banking Officer Mr. Steve Hagerman Chief Information Officer Mr. Scott A. Stengel J.D. Senior EVice President, Chief Legal Officer, Head of Government Affairs & Corporate Secretary Mr. Ankur Vyas Head of Corporate Finance & Strategy Mr. William Henry Rogers Jr. Executive Chairman & Chief Executive Officer Mr. Michael Baron Maguire Senior EVice President & Chief Financial Officer Ms. Kristin Lesher Senior EVice President & Chief Wholesale Banking Officer Mr. Jodie E. Hughes Director of Regional Commercial Real Estate & President of Washington Region Mr. William J. Toomey II Regional President of Houston & Central Texas Mr. Travis Matthew Rhodes Regional President of Pennsylvania & New Jersey