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Regional Management Corp. RM
Financial Services - Financial - Credit Services - NYSE - US
Watchlist
$ 28.68
3.57 %
$ 288 M
Market Cap
7.24
P/E
INCOME STATEMENT
589 M REVENUE
6.73%
Growth Rates
1Year 6.73%
3Years 14.02%
5Years 13.27%
7Years 13.10%
10Years 11.98%
296 M OPERATING INCOME
316.43%
Growth Rates
1Year 316.43%
3Years 38.06%
5Years 38.07%
7Years 24.41%
10Years 22.50%
41.2 M NET INCOME
158.35%
Growth Rates
1Year 158.35%
3Years -22.53%
5Years -1.62%
7Years 4.66%
10Years 10.79%
EFFICIENCY
Earnings Waterfall Regional Management Corp.
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Revenue 589 M
Cost Of Revenue 25.8 M
Gross Profit 563 M
Operating Expenses 267 M
Operating Income 296 M
Other Expenses 255 M
Net Income 41.2 M
600m600m500m500m400m400m300m300m200m200m100m100m00589m(26m)563m(267m)296m(255m)41mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income

Income Statement

Millions
Dec-2024 Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009
REVENUE
Revenue 588.5 551.4 473.0 397.0 336.1 315.6 273.2 248.6 220.6 201.1 189.8 156.5 124.4 92.9 76.9 64.1
GROSS PROFIT
Cost Of Revenue 25.8 220.0 165.1 11.7 7.2 6.5 5.7 7.4 6.4 47.3 67.0 39.2 27.8 0 0 0
Gross Profit 562.7 331.4 307.9 385.3 328.9 309.1 267.5 241.2 214.2 153.7 122.8 117.3 96.7 92.9 76.9 64.1
OPERATING INCOME
Operating Expenses 266.7 243.1 237.9 (284.5) (300.1) (256.6) 227.0 208.0 182.0 163.0 166.0 110.0 85.0 (47.1) (41.4) (41.1)
Selling, General and Administrative Expenses 266.7 243.1 198.7 171.4 153.7 132.4 117.8 109.4 98.6 97.8 81.3 59.4 46.6 34.1 23.9 24.6
Research and Development Expenses 0 0 0.129 0.263 0.0961 0.166 0.15 0.148 0.162 0 0 0 0 0 0 0
Operating Income 296.0 71.1 99.5 112.5 35.9 59.0 79.4 64.2 58.9 54.4 38.9 60.4 51.5 45.8 35.5 23.0
PRE-TAX INCOME
Interest Income Expense 74.5 67.5 34.2 31.3 37.9 40.1 33.5 23.9 19.9 16.2 14.9 14.1 11.6 12.3 9.9 8.7
Total Other Income (241.9) (50.3) (180.2) (21.0) (38.8) (39.9) (21.7) 37.2 35.3 (6.4) 0 42.9 0 0 (1.4) (1.1)
Pre-Tax Income 54.1 20.8 65.3 112.5 35.9 59.0 45.9 40.3 38.9 38.1 23.9 46.3 39.9 33.4 25.6 14.3
NET INCOME
Tax Provision 12.8 4.8 14.1 23.8 9.2 14.3 10.6 10.3 14.9 14.8 9.1 17.5 14.6 12.2 9.2 4.5
Net Income 41.2 16.0 51.2 88.7 26.7 44.7 35.3 30.0 24.0 23.4 14.8 28.8 25.4 21.2 16.4 9.9
EPS 4.28 1.7 5.51 8.84 2.45 3.92 3.03 2.59 2.03 1.82 1.17 2.29 2.17 2.25 1.76 1.06