Financial Services - Financial - Credit Services - NYSE - US
$ 29.67
-0.202 %
$ 302 M
Market Cap
12.52
P/E
INCOME STATEMENT
551 M
REVENUE
267 M
OPERATING INCOME
16 M
NET INCOME
EFFICIENCY
Earnings Waterfall
Regional Management Corp.
| Revenue | 551 M |
| Cost Of Revenue | 220 M |
| Gross Profit | 331 M |
| Operating Expenses | 243 M |
| Operating Income | 267 M |
| Other Expenses | 252 M |
| Net Income | 16 M |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | |||||||||||||||
| Revenue | 551.4 | 473.0 | 397.0 | 336.1 | 315.6 | 273.2 | 248.6 | 220.6 | 201.1 | 189.8 | 156.5 | 124.4 | 92.9 | 76.9 | 64.1 |
| GROSS PROFIT | |||||||||||||||
| Cost Of Revenue | 220.0 | 165.1 | 11.7 | 7.2 | 6.5 | 5.7 | 7.4 | 6.4 | 47.3 | 67.0 | 39.2 | 27.8 | 0 | 0 | 0 |
| Gross Profit | 331.4 | 307.9 | 385.3 | 328.9 | 309.1 | 267.5 | 241.2 | 214.2 | 153.7 | 122.8 | 117.3 | 96.7 | 92.9 | 76.9 | 64.1 |
| OPERATING INCOME | |||||||||||||||
| Operating Expenses | 243.1 | 237.9 | (284.5) | (300.1) | (256.6) | 227.0 | 208.0 | 182.0 | 163.0 | 166.0 | 110.0 | 85.0 | (47.1) | (41.4) | (41.1) |
| Selling, General and Administrative Expenses | 218.1 | 198.7 | 171.4 | 153.7 | 132.4 | 117.8 | 109.4 | 98.6 | 97.8 | 81.3 | 59.4 | 46.6 | 34.1 | 23.9 | 24.6 |
| Research and Development Expenses | 0 | 0.129 | 0.263 | 0.0961 | 0.166 | 0.15 | 0.148 | 0.162 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 267.5 | 99.5 | 112.5 | 35.9 | 59.0 | 79.4 | 64.2 | 58.9 | 54.4 | 38.9 | 60.4 | 51.5 | 45.8 | 35.5 | 23.0 |
| PRE-TAX INCOME | |||||||||||||||
| Interest Income Expense | 67.5 | 34.2 | 31.3 | 37.9 | 40.1 | 33.5 | 23.9 | 19.9 | 16.2 | 14.9 | 14.1 | 11.6 | 12.3 | 9.9 | 8.7 |
| Total Other Income | (246.7) | (180.2) | (21.0) | (38.8) | (39.9) | (21.7) | 37.2 | 35.3 | (6.4) | 0 | 42.9 | 0 | 0 | (1.4) | (1.1) |
| Pre-Tax Income | 20.8 | 65.3 | 112.5 | 35.9 | 59.0 | 45.9 | 40.3 | 38.9 | 38.1 | 23.9 | 46.3 | 39.9 | 33.4 | 25.6 | 14.3 |
| NET INCOME | |||||||||||||||
| Tax Provision | 4.8 | 14.1 | 23.8 | 9.2 | 14.3 | 10.6 | 10.3 | 14.9 | 14.8 | 9.1 | 17.5 | 14.6 | 12.2 | 9.2 | 4.5 |
| Net Income | 16.0 | 51.2 | 88.7 | 26.7 | 44.7 | 35.3 | 30.0 | 24.0 | 23.4 | 14.8 | 28.8 | 25.4 | 21.2 | 16.4 | 9.9 |
| EPS | 1.7 | 5.51 | 8.84 | 2.45 | 3.92 | 3.03 | 2.59 | 2.03 | 1.82 | 1.17 | 2.29 | 2.17 | 2.25 | 1.76 | 1.06 |