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KB Financial Group Inc. KB
Financial Services - Banks - Regional - NYSE - KR
Watchlist
$ 77.96
-2.61 %
$ 28.7 B
Market Cap
6.8
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one KB stock under the worst case scenario is HIDDEN Compared to the current market price of 78 USD, KB Financial Group Inc. is HIDDEN

KB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one KB stock under the base case scenario is HIDDEN Compared to the current market price of 78 USD, KB Financial Group Inc. is HIDDEN

KB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one KB stock under the best case scenario is HIDDEN Compared to the current market price of 78 USD, KB Financial Group Inc. is HIDDEN

KB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart KB

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1M 16%
6M 32%
1Y 40%
3Y 117%
5Y 232.0%
All
$85.0$85.0$80.0$80.0$75.0$75.0$70.0$70.0$65.0$65.0$60.0$60.0$55.0$55.0$50.0$50.0$45.0$45.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
15 REVENUE
14.70%
Growth Rates
1Year 14.70%
3Years -4.14%
5Years 3.73%
7Years 3.93%
10Years 4.59%
8.39 OPERATING INCOME
24.52%
Growth Rates
1Year 24.52%
3Years 11.19%
5Years 13.12%
7Years 10.75%
10Years 16.10%
5.08 NET INCOME
9.64%
Growth Rates
1Year 9.64%
3Years 5.02%
5Years 8.92%
7Years 6.15%
10Years 13.63%
(19.8) OPERATING CASH FLOW
-481.91%
Growth Rates
1Year -481.91%
3Years -43.50%
5Years -25.44%
7Years -22.31%
10Years -21.56%
(3.83) INVESTING CASH FLOW
-8.68%
Growth Rates
1Year -8.68%
3Years 0.27%
5Years 20.88%
7Years 11.12%
10Years -8.55%
21.8 FINANCING CASH FLOW
1862.39%
Growth Rates
1Year 1862.39%
3Years -20.41%
5Years -6.62%
7Years 5.83%
10Years 40.94%
3.12 REVENUE
-38.96%
Growth Rates
1Year 14.70%
3Years -4.14%
5Years 3.73%
7Years 3.93%
10Years 4.59%
1.13 OPERATING INCOME
0.00%
Growth Rates
1Year 24.52%
3Years 11.19%
5Years 13.12%
7Years 10.75%
10Years 16.10%
683 B NET INCOME
-57.69%
Growth Rates
1Year 9.64%
3Years 5.02%
5Years 8.92%
7Years 6.15%
10Years 13.63%
(8.59) OPERATING CASH FLOW
-10.86%
Growth Rates
1Year -481.91%
3Years -43.50%
5Years -25.44%
7Years -22.31%
10Years -21.56%
-392 B INVESTING CASH FLOW
-13.35%
Growth Rates
1Year -8.68%
3Years 0.27%
5Years 20.88%
7Years 11.12%
10Years -8.55%
11.1 FINANCING CASH FLOW
100652.11%
Growth Rates
1Year 1862.39%
3Years -20.41%
5Years -6.62%
7Years 5.83%
10Years 40.94%
Balance Sheet KB Financial Group Inc.
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Current Assets 24.6
Cash & Short-Term Investments 24.6
Receivables 0
Other Current Assets 0
Non-Current Assets 733
Long-Term Investments 0
PP&E 5.39
Other Non-Current Assets 728
3.25 %96.04 %Total Assets$757.8t
Current Liabilities 7.02
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 7.02
Non-Current Liabilities 691
Long-Term Debt 137
Other Non-Current Liabilities 554
19.60 %79.39 %Total Liabilities$698.0t
EFFICIENCY
Earnings Waterfall KB Financial Group Inc.
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Revenue 15
Cost Of Revenue 0
Gross Profit 15
Operating Expenses 6.61
Operating Income 8.39
Other Expenses 3.32
Net Income 5.08
16t16t14t14t12t12t10t10t8t8t6t6t4t4t2t2t0015t015t(7t)8t(3t)5tRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 99.87%
5Years 99.92%
7Years 99.94%
10Years 99.96%
55.93% OPERATING MARGIN
55.93%
Averages
1Year 55.93%
3Years 33.79%
5Years 33.71%
7Years 39.67%
10Years 36.11%
33.84% NET MARGIN
33.84%
Averages
1Year 33.84%
3Years 31.38%
5Years 28.61%
7Years 27.71%
10Years 26.17%
8.77% ROE
8.77%
Averages
1Year 8.77%
3Years 8.50%
5Years 8.59%
7Years 8.59%
10Years 8.27%
0.67% ROA
0.67%
Averages
1Year 0.67%
3Years 0.64%
5Years 0.63%
7Years 0.63%
10Years 0.63%
0.80% ROIC
0.80%
Averages
1Year 0.80%
3Years 0.34%
5Years -7.62%
7Years -4.51%
10Years 2805.06%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis KB Financial Group Inc.
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10t10t5t5t00(5t)(5t)(10t)(10t)(15t)(15t)(20t)(20t)(25t)(25t)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 5.08
Depreciation & Amortization 916 B
Capital Expenditures -337 B
Stock-Based Compensation 140 B
Change in Working Capital (20.7)
Others (25.9)
Free Cash Flow (20.1)
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets KB Financial Group Inc.
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KB has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.02% DIVIDEND YIELD
0.53 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
4.000004.000003.500003.500003.000003.000002.500002.500002.000002.000001.500001.500001.000001.000000.500000.500000.000000.000000.385171.1210.572660.453310.655590.299970.387660.460.530.364630.390480.450.849292.251.792383.601.677153.091.785142.701.570962.101.7751.781.09571.100.000.000.0020152015201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership KB Financial Group Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Recent Price Trend in KB Financial (KB) is Your Friend, Here's Why KB Financial (KB) could be a solid choice for shorter-term investors looking to capitalize on the recent price trend in fundamentally sound stocks. It is one of the many stocks that passed through our shorter-term trading strategy-based screen. zacks.com - 1 week ago
KB vs. NU: Which Stock Is the Better Value Option? Investors interested in Banks - Foreign stocks are likely familiar with KB Financial (KB) and Nu Holdings Ltd. (NU). But which of these two companies is the best option for those looking for undervalued stocks? zacks.com - 2 weeks ago
Should Value Investors Buy KB Financial Group (KB) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 weeks ago
KB Financial (KB) Is Up 8.41% in One Week: What You Should Know Does KB Financial (KB) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 1 month ago
KB Financial: Q1 Net Profit And Updated Dividend Guidance Surpassed Expectations I am still bullish on KB Financial, taking into account positive surprises related to its first quarter results and full-year shareholder return prospects. The company's recent quarterly net income came in +6% better than the consensus forecasts, thanks to NIM expansion and cost optimization. It raised its full-year dividend guide by 8%, and disclosed a new KRW 0.3T share repurchase plan. seekingalpha.com - 1 month ago
KB Financial Group, Inc. (KB) Q1 2025 Earnings Call Transcript KB Financial Group, Inc. (NYSE:KB ) Q1 2025 Earnings Conference Call April 24, 2025 3:00 AM ET Company Participants Peter Kwon - Head, IR Sang-Rok Na - CFO Choi Yunsun - CFO, KB Securities Jong-Min Lee - CFO, Kookmin Bank Conference Call Participants Jun-Sup Jung - NH Securities Park Hye-jin - Daishin Securities Do-Ha Kim - Hanwha Investment Securities Peter Kwon Greetings. I am Peter Kwon, Head of the KBFG IR Division. seekingalpha.com - 1 month ago
KB Financial Group Inc. (KB) Q4 2024 Earnings Call Transcript KB Financial Group Inc. (NYSE:KB ) Q4 2024 Earnings Conference Call February 5, 2025 2:00 AM ET Company Participants Bong Joong Kwon - Senior Managing Director & Head-IR Na Sang Rok - Group CFO Conference Call Participants Do-Ha Kim - Hanwha Investment Securities Jaewoong Won - HSBC Tae Joon Jeong - Mirae Asset Yong-Jin Seol - SK Securities Sinyoung Park - Goldman Sachs Jun-Sup Jung - NH Securities Bong Joong Kwon We will now begin the 2024 full year business presentation. Thank you very much for participating in today's earnings release. seekingalpha.com - 4 months ago
KB Financial Group: Not A Value Trap, I'm Staying Long KB Financial Group is South Korea's largest bank conglomerate, with subsidiaries in banking, credit cards, financial advisory, and insurance. The article focuses on KB Financial Group's 3Q24 results and their newly disclosed Value-Up program. The Value-Up program aims to enhance shareholder value through strategic initiatives and operational improvements. seekingalpha.com - 6 months ago
KB Financial Group Inc. (KB) Q3 2024 Earnings Call Transcript KB Financial Group Inc. (NYSE:KB ) Q3 2024 Earnings Conference Call October 24, 2024 3:00 AM ET Company Participants Jong-Hee Yang - Group CEO and Chairman Jae Kwan Kim - Group CFO and SEVP Conference Call Participants Kim Jae-Woo - Samsung Securities Do-Ha Kim - Hanwha Investment Securities Yong-Jin Seol - SK Securities Doosan Baek - Korea Investment Securities Miseon Lee - Citi Securities Jun-Sup Jung - NH Securities Jihyun Cho - JPMorgan Operator Greetings. We will now begin the 2024 Q3 business results presentation, and thank you very much for participating in today's earnings release. seekingalpha.com - 7 months ago
KB or CM: Which Is the Better Value Stock Right Now? Investors interested in stocks from the Banks - Foreign sector have probably already heard of KB Financial (KB) and Canadian Imperial Bank (CM). But which of these two stocks offers value investors a better bang for their buck right now? zacks.com - 7 months ago
Recent Price Trend in KB Financial (KB) is Your Friend, Here's Why KB Financial (KB) could be a great choice for investors looking to make a profit from fundamentally strong stocks that are currently on the move. It is one of the several stocks that made it through our "Recent Price Strength" screen. zacks.com - 7 months ago
KB Financial: 'Value Up' Disappointment Is An Opportunity KB Financial Group Inc. may have suffered an initial “value up” setback. But for patient investors, there remain many ways to win. The group's upcoming earnings report could be a catalyst. seekingalpha.com - 8 months ago
8. Profile Summary

KB Financial Group Inc. KB

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COUNTRY KR
INDUSTRY Banks - Regional
MARKET CAP $ 28.7 B
Dividend Yield 1.02%
Description KB Financial Group Inc. provides a range of banking and related financial services to consumers and corporations in South Korea and internationally. The company operates through Corporate Banking, Retail Banking, Other Banking Services, Securities Business, Non-life Insurance Business, Credit Card Business, and Life Insurance Business segments. It offers loans, deposit products, and other related financial products and services to large, small, and medium-sized enterprises, as well as small and home office, and individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products; and credit sale, cash service, card loan, and other supporting services. The company also engages in securities and derivatives trading, funding, and other supporting activities. In addition, it offers foreign exchange transaction; financial investment; credit card and installment financing; financial leasing; real estate trust management; capital investment; collection of receivables or credit investigation; software advisory, development, and supply; investment advisory; claim; management; savings banking; information and communication; and general advisory services. The company was incorporated in 2008 and is headquartered in Seoul, South Korea.
Contact 26, Gukjegeumyung-ro 8-gil, Seoul, 07331 https://www.kbfg.com
IPO Date Nov. 13, 2001
Employees 141
Officers Mr. Hyo Sung Jeon MD & Chief Human Resources Officer Mr. Cheal Soo Choi Senior EVice President & Chief Risk Management Officer Mr. Sang-Rok Na MD & Chief Financial Officer Mr. Chang Kwon Lee Senior EVice President, Chief Digital & IT Officer Mr. Shindong Jeung Senior MD & Head of KB Research Mr. Dae Hwan Lim EVice President & Chief Compliance Officer Mr. Bong Joong Kwon Senior MD & Head of IR Department Jong Hoon Lee Head of the Legal Affairs Unit Mr. Jae Keun Lee SEVice President & Chief Business Officer of Global Mr. Jong Hee Yang Chief Executive Officer & Chairman