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Financial Services - Financial - Credit Services - NYSE - US
$ 100.51
-0.426 %
$ 2.63 B
Market Cap
16.0
P/E
INCOME STATEMENT
2.12 B REVENUE
21.98%
422 M OPERATING INCOME
9.93%
175 M NET INCOME
-15.57%
EFFICIENCY
Earnings Waterfall Enova International, Inc.
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Revenue 2.12 B
Cost Of Revenue 1.08 B
Gross Profit 1.04 B
Operating Expenses 613 M
Operating Income 422 M
Other Expenses 247 M
Net Income 175 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009
REVENUE
Revenue 2 117.6 1 736.1 1 207.9 1 083.7 1 174.8 1 114.1 843.7 745.6 652.6 809.8 765.3 660.9 260.7 198.2 134.0
GROSS PROFIT
Cost Of Revenue 1 082.5 618.5 260.2 486.2 678.5 650.3 470.6 393.6 269.7 305.3 334.8 288.5 0 0 0
Gross Profit 1 035.1 1 117.6 947.8 597.5 496.3 463.7 373.1 352.0 382.9 504.6 430.5 372.5 260.7 198.2 134.0
OPERATING INCOME
Operating Expenses 613.0 733.6 611.2 326.4 323.7 360.0 312.7 296.1 311.4 328.0 307.7 258.3 16.7 21.3 15.0
Selling, General and Administrative Expenses 574.7 523.0 428.1 210.4 224.3 232.3 203.2 195.4 219.0 235.7 219.8 181.5 191.1 150.4 98.8
Research and Development Expenses 0 0.157 0.279 0.402 0.145 0.0708 0.0449 0.077 0 0 0 0 0 0 0
Operating Income 422.1 384.0 413.1 107.4 175.1 183.1 134.4 121.5 124.4 215.0 142.6 114.2 277.5 219.5 148.9
PRE-TAX INCOME
Interest Income Expense 194.8 115.9 76.5 86.7 75.6 79.3 74.0 65.6 52.9 38.5 19.8 21.0 219.1 180.5 121.0
Total Other Income (194.9) (111.4) (75.9) 77.6 (78.1) (106.7) (78.3) (64.0) (53.9) (38.5) (21.0) (0.3) (19.8) (15.4) (11.8)
Pre-Tax Income 227.2 272.6 337.2 435.4 170.1 76.4 37.9 57.4 70.5 176.5 121.6 92.8 58.4 39.0 27.9
NET INCOME
Tax Provision 52.1 65.2 80.1 57.2 42.1 6.3 8.7 22.8 26.5 64.8 43.6 34.0 21.4 14.2 10.2
Net Income 175.1 207.4 256.3 377.8 128.0 70.1 29.2 34.6 44.0 111.7 78.0 58.9 37.0 24.8 17.7
EPS 5.71 6.42 7.05 11.8 3.8 2.06 0.87 1.04 1.33 3.38 2.36 1.78 1.12 0.75 0.54