Financial Services -
Financial - Credit Services - NYSE - US
$ 100.05
-3.18 %
$ 2.58 B
Market Cap
13.92
P/E
INCOME STATEMENT
EFFICIENCY
Earnings Waterfall
Enova International, Inc.
| Revenue | 2.66 B |
| Cost Of Revenue | 1.42 B |
| Gross Profit | 1.24 B |
| Operating Expenses | 945 M |
| Operating Income | 585 M |
| Other Expenses | 375 M |
| Net Income | 209 M |
Income Statement
Millions
| Dec-2024 | Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||||||
| Revenue | 2 657.8 | 2 117.6 | 1 736.1 | 1 207.9 | 1 083.7 | 1 174.8 | 1 114.1 | 843.7 | 745.6 | 652.6 | 809.8 | 765.3 | 660.9 | 260.7 | 198.2 | 134.0 |
| GROSS PROFIT | ||||||||||||||||
| Cost Of Revenue | 1 418.8 | 1 082.5 | 618.5 | 260.2 | 486.2 | 678.5 | 650.3 | 470.6 | 393.6 | 269.7 | 305.3 | 334.8 | 288.5 | 0 | 0 | 0 |
| Gross Profit | 1 239.0 | 1 035.1 | 1 117.6 | 947.8 | 597.5 | 496.3 | 463.7 | 373.1 | 352.0 | 382.9 | 504.6 | 430.5 | 372.5 | 260.7 | 198.2 | 134.0 |
| OPERATING INCOME | ||||||||||||||||
| Operating Expenses | 944.7 | 613.0 | 733.6 | 611.2 | 326.4 | 323.7 | 360.0 | 312.7 | 296.1 | 311.4 | 328.0 | 307.7 | 258.3 | 16.7 | 21.3 | 15.0 |
| Selling, General and Administrative Expenses | 680.1 | 574.7 | 523.0 | 428.1 | 210.4 | 224.3 | 232.3 | 203.2 | 195.4 | 219.0 | 235.7 | 219.8 | 181.5 | 191.1 | 150.4 | 98.8 |
| Research and Development Expenses | 0 | 0 | 0.157 | 0.279 | 0.402 | 0.145 | 0.0708 | 0.0449 | 0.077 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 584.8 | 422.1 | 384.0 | 413.1 | 107.4 | 175.1 | 183.1 | 134.4 | 121.5 | 124.4 | 215.0 | 142.6 | 114.2 | 277.5 | 219.5 | 148.9 |
| PRE-TAX INCOME | ||||||||||||||||
| Interest Income Expense | (290.4) | 194.8 | 115.9 | 76.5 | 86.7 | 75.6 | 79.3 | 74.0 | 65.6 | 52.9 | 38.5 | 19.8 | 21.0 | 219.1 | 180.5 | 121.0 |
| Total Other Income | (313.7) | (194.9) | (111.4) | (75.9) | 77.6 | (78.1) | (106.7) | (78.3) | (64.0) | (53.9) | (38.5) | (21.0) | (0.3) | (19.8) | (15.4) | (11.8) |
| Pre-Tax Income | 271.1 | 227.2 | 272.6 | 337.2 | 435.4 | 170.1 | 76.4 | 37.9 | 57.4 | 70.5 | 176.5 | 121.6 | 92.8 | 58.4 | 39.0 | 27.9 |
| NET INCOME | ||||||||||||||||
| Tax Provision | 61.7 | 52.1 | 65.2 | 80.1 | 57.2 | 42.1 | 6.3 | 8.7 | 22.8 | 26.5 | 64.8 | 43.6 | 34.0 | 21.4 | 14.2 | 10.2 |
| Net Income | 209.4 | 175.1 | 207.4 | 256.3 | 377.8 | 128.0 | 70.1 | 29.2 | 34.6 | 44.0 | 111.7 | 78.0 | 58.9 | 37.0 | 24.8 | 17.7 |
| EPS | 7.78 | 5.71 | 6.42 | 7.05 | 11.8 | 3.8 | 2.06 | 0.87 | 1.04 | 1.33 | 3.38 | 2.36 | 1.78 | 1.12 | 0.75 | 0.54 |