Financial Services - Financial - Credit Services - NYSE - US
$ 176.07
1.29 %
$ 44.2 B
Market Cap
14.19
P/E
INCOME STATEMENT
9.84 B
REVENUE
5.11 B
OPERATING INCOME
2.92 B
NET INCOME
EFFICIENCY
Earnings Waterfall
Discover Financial Services
| Revenue | 9.84 B |
| Cost Of Revenue | -10.8 B |
| Gross Profit | 20.6 B |
| Operating Expenses | 4.73 B |
| Operating Income | 5.11 B |
| Other Expenses | 2.19 B |
| Net Income | 2.92 B |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Nov-2012 | Nov-2011 | Nov-2010 | Nov-2009 | Nov-2008 | Nov-2007 | Nov-2006 | Nov-2005 | Nov-2004 | Nov-2003 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | |||||||||||||||||||||
| Revenue | 9 842.0 | 13 337.0 | 12 087.0 | 11 088.0 | 11 459.0 | 10 709.0 | 9 897.0 | 9 099.0 | 8 739.0 | 8 477.0 | 8 224.0 | 7 690.0 | 7 065.0 | 6 658.2 | 6 861.3 | 6 300.4 | 6 294.5 | 6 222.8 | 5 866.6 | 6 351.5 | 1 259.0 |
| GROSS PROFIT | |||||||||||||||||||||
| Cost Of Revenue | (10 764.0) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 37.0 | (0.8) | 0 | 126.9 | 1 495.1 | 1 242.6 | 0 | 0 | 0 | 0 |
| Gross Profit | 20 606.0 | 13 337.0 | 12 087.0 | 11 088.0 | 11 459.0 | 10 709.0 | 9 897.0 | 9 099.0 | 8 739.0 | 8 477.0 | 8 224.0 | 7 653.0 | 7 065.8 | 6 658.2 | 6 734.4 | 4 805.4 | 5 051.9 | 6 222.8 | 5 866.6 | 6 351.5 | 1 259.0 |
| OPERATING INCOME | |||||||||||||||||||||
| Operating Expenses | 4 728.0 | 1 906.0 | (5 023.0) | 1 957.0 | 2 118.0 | 9 251.0 | 8 008.0 | 6 841.0 | 6 390.0 | 5 917.0 | 1 393.0 | 5 231.0 | 5 039.0 | 6 972.0 | 5 865.0 | 5 299.0 | 4 435.0 | (2 302.9) | (3 141.2) | (3 793.4) | 557.5 |
| Selling, General and Administrative Expenses | 4 728.0 | 3 174.0 | 2 796.0 | 2 553.0 | 2 621.0 | 2 484.0 | 2 288.0 | 2 110.0 | 2 072.0 | 1 977.0 | 1 881.0 | 1 664.0 | 1 451.0 | 1 523.8 | 1 233.7 | 1 376.3 | 1 532.3 | 1 536.8 | 1 456.4 | 1 333.9 | 0 |
| Research and Development Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 5 114.0 | 7 607.0 | 7 064.0 | 1 435.0 | 3 835.0 | 5 736.0 | 5 185.0 | 5 054.0 | 4 875.0 | 4 828.0 | 5 090.0 | 5 084.0 | 4 995.8 | 2 851.8 | 3 372.2 | 2 810.4 | 2 327.6 | 3 919.9 | 2 725.4 | 2 558.1 | 1 816.6 |
| PRE-TAX INCOME | |||||||||||||||||||||
| Interest Income Expense | 4 746.0 | 1 865.0 | 1 134.0 | 1 865.0 | 2 530.0 | 2 139.0 | 1 648.0 | 1 398.0 | 1 263.0 | 1 134.0 | 1 146.0 | 1 314.0 | 1 485.0 | 1 583.0 | 1 648.4 | 2 356.9 | 2 975.8 | 2 337.6 | 1 801.1 | 1 339.2 | 789.7 |
| Total Other Income | (1 288.0) | (149.0) | (1 084.0) | (155.0) | (96.0) | (83.0) | (89.0) | (98.0) | (112.0) | (134.0) | (98.0) | 333.0 | (0.2) | 0 | 844.7 | 594.7 | (257.1) | (492.5) | (214.3) | (325.8) | 325.4 |
| Pre-Tax Income | 3 826.0 | 5 742.0 | 7 064.0 | 1 435.0 | 3 835.0 | 3 597.0 | 3 537.0 | 3 656.0 | 3 612.0 | 3 694.0 | 3 944.0 | 3 764.0 | 3 511.0 | 1 268.9 | 2 120.9 | 1 657.6 | 945.2 | 1 582.3 | 924.3 | 1 218.9 | 1 026.9 |
| NET INCOME | |||||||||||||||||||||
| Tax Provision | 886.0 | 1 350.0 | 1 615.0 | 294.0 | 878.0 | 855.0 | 1 438.0 | 1 263.0 | 1 315.0 | 1 371.0 | 1 474.0 | 1 413.0 | 1 284.0 | 504.1 | 844.7 | 594.7 | 356.6 | 505.7 | 346.3 | 442.7 | 378.3 |
| Net Income | 2 940.0 | 4 374.0 | 5 422.0 | 1 141.0 | 2 957.0 | 2 742.0 | 2 099.0 | 2 393.0 | 2 297.0 | 2 323.0 | 2 470.0 | 2 351.0 | 2 227.0 | 764.8 | 1 276.2 | 927.8 | 588.6 | 1 076.6 | 577.9 | 776.3 | 648.6 |
| EPS | 11.3 | 15.5 | 17.8 | 3.6 | 9.09 | 7.97 | 5.43 | 5.77 | 5.14 | 4.91 | 4.97 | 4.51 | 4.06 | 1.23 | 2.39 | 1.9 | 1.23 | 2.26 | 1.21 | 1.63 | 1.36 |