Financial Services - Banks - Regional - NYSE - US
$ 30.6
-0.326 %
$ 1.32 B
Market Cap
32.55
P/E
INCOME STATEMENT
576 M
REVENUE
318 M
OPERATING INCOME
69.6 M
NET INCOME
EFFICIENCY
Earnings Waterfall
Berkshire Hills Bancorp, Inc.
| Revenue | 576 M |
| Cost Of Revenue | 211 M |
| Gross Profit | 365 M |
| Operating Expenses | 5.38 M |
| Operating Income | 318 M |
| Other Expenses | 248 M |
| Net Income | 69.6 M |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | Dec-2008 | Dec-2007 | Dec-2006 | Dec-2005 | Dec-2004 | Dec-2003 | Dec-2002 | Dec-2001 | Dec-2000 | Dec-1999 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | |||||||||||||||||||||||||
| Revenue | 576.3 | 413.5 | 381.5 | 381.8 | 447.9 | 468.8 | 420.2 | 297.0 | 268.1 | 226.5 | 227.0 | 197.4 | 142.3 | 108.1 | 98.6 | 107.3 | 89.7 | 72.3 | 66.5 | 48.1 | 51.3 | 54.1 | 50.6 | 42.3 | 35.8 |
| GROSS PROFIT | |||||||||||||||||||||||||
| Cost Of Revenue | 211.1 | 241.8 | 247.3 | 0 | 0 | 248.3 | 227.0 | 161.5 | 0 | 0 | 119.2 | 104.4 | 78.2 | 65.0 | 63.8 | 62.1 | 55.6 | 41.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit | 365.2 | 171.8 | 134.2 | 381.8 | 447.9 | 220.5 | 193.2 | 135.5 | 268.1 | 226.5 | 107.8 | 93.0 | 64.2 | 43.1 | 34.7 | 45.2 | 34.1 | 31.2 | 66.5 | 48.1 | 51.3 | 54.1 | 50.6 | 42.3 | 35.8 |
| OPERATING INCOME | |||||||||||||||||||||||||
| Operating Expenses | 5.4 | 5.1 | (232.5) | (934.7) | (328.0) | (223.5) | 11.9 | 3.2 | (171.8) | (144.3) | 2.6 | 2.0 | 6.2 | 5.2 | (12.7) | 48.9 | 19.4 | 66.1 | (67.0) | (10.2) | (18.5) | (28.6) | (3.8) | (1.9) | (1.3) |
| Selling, General and Administrative Expenses | 171.7 | 152.7 | 184.4 | 189.8 | 175.8 | 207.5 | 197.2 | 132.7 | 122.2 | 103.4 | 90.1 | 79.0 | 68.5 | 60.4 | 49.0 | 38.3 | 34.0 | 24.7 | 20.3 | 17.9 | 21.9 | 29.1 | 18.2 | 14.2 | 14.4 |
| Research and Development Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 317.6 | 156.5 | 149.0 | (552.9) | 119.9 | 245.2 | 121.4 | 115.8 | 96.4 | 82.2 | 41.1 | 33.8 | 16.7 | 42.1 | 22.0 | 22.2 | 13.5 | 10.9 | (0.4) | 37.9 | 32.8 | 25.6 | 46.8 | 40.4 | 34.5 |
| PRE-TAX INCOME | |||||||||||||||||||||||||
| Interest Income Expense | 207.3 | 42.7 | 37.9 | 93.0 | 144.3 | 111.8 | 65.5 | 48.2 | 33.2 | 28.4 | 35.0 | 32.6 | 31.7 | 35.3 | 45.9 | 57.5 | 68.0 | 57.8 | 36.1 | 20.7 | 18.7 | 23.4 | 33.6 | 33.5 | 26.9 |
| Total Other Income | (239.2) | 627.0 | (41.1) | (19.9) | 22.5 | (56.8) | (21.6) | (38.3) | (36.8) | (35.8) | (41.6) | (24.9) | (17.8) | (24.2) | (27.7) | 8.8 | 5.2 | 4.7 | (11.0) | 0 | (18.7) | (23.4) | (33.6) | (33.5) | (26.9) |
| Pre-Tax Income | 78.3 | 113.8 | 149.0 | (533.0) | 124.0 | 133.4 | 99.7 | 77.5 | 54.6 | 45.5 | 58.2 | 47.0 | 18.7 | 17.9 | (27.7) | 31.1 | 18.8 | 15.6 | 16.2 | 17.6 | 14.0 | 2.1 | 13.3 | 6.9 | 7.6 |
| NET INCOME | |||||||||||||||||||||||||
| Tax Provision | 8.7 | 21.3 | 30.4 | (19.9) | 22.5 | 27.6 | 44.5 | 18.8 | 5.1 | 11.8 | 17.1 | 13.2 | 2.0 | 4.1 | (11.6) | 8.8 | 5.2 | 4.7 | 8.0 | 5.6 | 5.1 | 0.4 | 4.3 | 2.4 | 2.0 |
| Net Income | 69.6 | 92.5 | 118.7 | (513.2) | 97.5 | 105.8 | 55.2 | 58.7 | 49.5 | 33.7 | 41.1 | 33.2 | 17.6 | 13.7 | (16.1) | 22.2 | 13.5 | 11.3 | 8.2 | 11.5 | 9.0 | 1.8 | 8.9 | 4.6 | 5.6 |
| EPS | 1.61 | 2.03 | 2.41 | 10.2 | 1.96 | 2.3 | 1.4 | 1.89 | 1.74 | 1.36 | 1.66 | 1.49 | 0.98 | 0.99 | 1.22 | 2.08 | 1.47 | 1.32 | 1.16 | 2.18 | 1.7 | 0.33 | 1.42 | 0.7 | 1.03 |