Financial Services - Banks - Regional - NYSE - US
$ 30.6
-0.326 %
$ 1.32 B
Market Cap
32.55
P/E
CASH FLOW STATEMENT
155 M
OPERATING CASH FLOW
-282 M
INVESTING CASH FLOW
645 M
FINANCING CASH FLOW
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Berkshire Hills Bancorp, Inc.
| Net Income | 69.6 M |
| Depreciation & Amortization | 13.3 M |
| Capital Expenditures | -1.82 M |
| Stock-Based Compensation | 7.5 M |
| Change in Working Capital | 14.4 M |
| Others | 64.7 M |
| Free Cash Flow | 153 M |
Cash Flow
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | Dec-2008 | Dec-2007 | Dec-2006 | Dec-2005 | Dec-2004 | Dec-2003 | Dec-2002 | Dec-2001 | Dec-2000 | Dec-1999 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OPERATING CASH FLOW | |||||||||||||||||||||||||
| Net Income | 69.6 | 92.5 | 118.7 | (513.2) | 101.5 | 105.8 | 55.2 | 58.7 | 49.5 | 33.7 | 41.1 | 33.2 | 17.6 | 13.7 | (16.1) | 22.2 | 13.5 | 10.9 | 8.2 | 11.9 | 9.0 | 1.8 | 8.9 | 4.6 | 5.6 |
| Depreciation & Amortization | 13.3 | 14.7 | 16.2 | 18.1 | 16.7 | 15.7 | 13.4 | 11.3 | 12.2 | 13.1 | 12.4 | 11.4 | 9.2 | 6.8 | 7.1 | 7.7 | 7.8 | 8.8 | 4.8 | 3.2 | 4.1 | 4.2 | 3.2 | 2.4 | 2.8 |
| Deferred Income Tax | 0 | 0 | (47.0) | 743.7 | 18.0 | 32.2 | 11.0 | 23.6 | 21.5 | 20.9 | 11.2 | 10.9 | 3.3 | (4.5) | (5.2) | 0.9 | 1.0 | (1.8) | 1.7 | 1.5 | 1.1 | (0.4) | 0.6 | (2.8) | (0.3) |
| Stock Based Compensation | 7.5 | 7.3 | 4.2 | 4.7 | 4.8 | 4.8 | 5.1 | 4.6 | 4.7 | 3.8 | 3.0 | 2.3 | 1.4 | 1.6 | 1.4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Operating Activities | 50.3 | 20.7 | (4.8) | 5.5 | (6.1) | 30.8 | (25.9) | (3.4) | (6.0) | (15.7) | 37.3 | (48.7) | (1.8) | 11.0 | 49.5 | 8.4 | (0.3) | 7.5 | 9.8 | 1.5 | 3.2 | 20.8 | 8.5 | 9.4 | 0.6 |
| Change in Working Capital | 14.4 | (12.1) | 18.3 | (31.2) | (23.4) | 33.1 | 19.3 | 3.3 | 4.5 | (0.1) | 22.4 | 19.6 | 10.4 | 13.5 | (23.2) | 0 | (1.1) | (3.5) | (0.2) | 2.9 | (1.3) | 6.0 | (1.0) | (11.1) | (0.8) |
| Cash From Operations | 155.1 | 123.2 | 105.5 | 227.6 | 111.5 | 222.3 | 78.1 | 98.1 | 86.3 | 55.8 | 127.4 | 28.7 | 40.2 | 42.2 | 13.6 | 39.2 | 23.4 | 25.0 | 20.0 | 19.6 | 15.1 | 19.5 | 19.9 | 2.2 | 7.5 |
| INVESTING CASH FLOW | |||||||||||||||||||||||||
| Capital Expenditures | (1.8) | (1.5) | (1.6) | (7.2) | (10.6) | (9.7) | (12.5) | (9.1) | (7.3) | (8.5) | (13.1) | (18.9) | (8.0) | (5.0) | 0 | (2.5) | (5.6) | (6.1) | (4.1) | (4.7) | (1.5) | (1.5) | (2.3) | (2.5) | (3.7) |
| Other Items | (280.6) | (1 271.9) | 602.2 | 648.3 | 1 213.1 | (851.8) | (270.4) | (198.5) | (447.2) | (360.9) | (502.1) | (236.6) | (26.1) | (188.9) | (97.5) | (136.8) | 14.9 | (116.1) | 82.0 | (102.0) | (213.2) | (28.6) | (26.8) | (148.3) | (62.9) |
| Cash From Investing Activities | (282.4) | (1 273.4) | 600.6 | 641.1 | 1 202.6 | (861.5) | (282.9) | (207.6) | (454.5) | (369.3) | (515.2) | (255.5) | (34.1) | (193.9) | (97.5) | (139.3) | 9.3 | (122.2) | 77.9 | (106.7) | (214.7) | (30.1) | (29.2) | (150.9) | (66.6) |
| FINANCING CASH FLOW | |||||||||||||||||||||||||
| Common Stock Repurchased | (23.8) | (124.5) | (68.7) | (0.5) | (52.7) | (0.3) | 0 | (4.6) | (0.6) | (2.5) | (12.2) | 0 | 0 | 0 | 0 | (4.9) | (7.8) | (2.9) | (8.0) | (2.5) | 0 | 0 | 0 | 0 | 0 |
| Total Debt Repaid | 380.8 | 14.1 | (462.1) | (256.4) | (843.8) | 380.5 | (196.4) | (0.6) | (53.8) | (11.8) | 616.0 | 93.8 | (170.8) | (46.4) | (68.0) | 24.7 | (45.9) | (52.4) | (158.1) | 76.0 | 117.8 | (1.0) | 24.7 | 51.1 | 23.5 |
| Dividends Paid | (31.7) | (24.5) | (24.6) | (36.6) | (45.1) | (40.9) | (33.2) | (24.9) | (21.9) | (18.1) | (18.1) | (15.6) | (11.9) | (9.0) | (9.2) | (6.8) | (5.4) | (4.8) | (3.7) | (2.6) | (2.6) | (2.7) | (2.8) | (0.7) | 0 |
| Other Financing Activities | 320.0 | 342.6 | (80.8) | 402.7 | 24.2 | 234.0 | 417.2 | 144.4 | 476.2 | 342.0 | (220.6) | 168.1 | 208.0 | 217.6 | 116.1 | 46.9 | 32.3 | 152.0 | 82.8 | 15.5 | 47.2 | 39.6 | 14.6 | 48.8 | 33.6 |
| Cash From Financing Activities | 645.2 | 207.7 | (636.1) | 109.3 | (917.5) | 573.7 | 340.5 | 119.0 | 400.0 | 309.7 | 365.1 | 249.3 | 25.6 | 163.2 | 71.7 | 103.7 | (22.6) | 97.0 | (84.7) | 87.5 | 156.4 | 29.1 | 7.8 | 167.6 | 57.1 |
| CHANGE IN CASH | |||||||||||||||||||||||||
| Net Change In Cash | 517.9 | (942.5) | 69.9 | 978.0 | 396.6 | (65.6) | 135.7 | 9.5 | 31.8 | (3.8) | (22.7) | 22.5 | 31.6 | 11.5 | (12.2) | 3.7 | 10.2 | (0.1) | 13.2 | 0.5 | (43.2) | 18.5 | (1.5) | 19.0 | (2.0) |
| FREE CASH FLOW | |||||||||||||||||||||||||
| Free Cash Flow | 153.3 | 121.7 | 103.9 | 220.4 | 101.0 | 212.5 | 65.6 | 89.0 | 78.9 | 47.4 | 114.3 | 9.8 | 32.2 | 37.2 | 13.6 | 36.7 | 17.9 | 18.9 | 15.9 | 15.0 | 13.6 | 18.1 | 17.6 | (0.3) | 3.7 |