Financial Services - Banks - Regional - NASDAQ - US
$ 15.38
0.0651 %
$ 298 M
Market Cap
21.36
P/E
INCOME STATEMENT
131 M
REVENUE
11 M
OPERATING INCOME
9.38 M
NET INCOME
EFFICIENCY
Earnings Waterfall
Waterstone Financial, Inc.
| Revenue | 131 M |
| Cost Of Revenue | 0 |
| Gross Profit | 131 M |
| Operating Expenses | 128 M |
| Operating Income | 11 M |
| Other Expenses | 1.66 M |
| Net Income | 9.38 M |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | Dec-2008 | Dec-2007 | Dec-2006 | Jun-2005 | Jun-2004 | Jun-2003 | Jun-2002 | Jun-2001 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | |||||||||||||||||||||||
| Revenue | 130.7 | 157.8 | 254.1 | 292.9 | 179.7 | 169.0 | 172.1 | 166.9 | 143.3 | 125.9 | 127.0 | 133.1 | 89.7 | 88.7 | 57.2 | 49.3 | 41.7 | 43.7 | 4.5 | 3.9 | 3.5 | 3.5 | 2.6 |
| GROSS PROFIT | |||||||||||||||||||||||
| Cost Of Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit | 130.7 | 157.8 | 254.1 | 292.9 | 179.7 | 169.0 | 172.1 | 166.9 | 143.3 | 125.9 | 127.0 | 133.1 | 89.7 | 88.7 | 57.2 | 49.3 | 41.7 | 43.7 | 4.5 | 3.9 | 3.5 | 3.5 | 2.6 |
| OPERATING INCOME | |||||||||||||||||||||||
| Operating Expenses | 128.0 | (133.3) | 25.9 | 33.8 | 23.9 | (128.7) | 24.6 | 23.0 | 115.5 | 104.8 | 99.1 | (110.4) | 46.0 | (90.5) | 21.4 | 22.3 | (40.4) | (30.9) | 12.1 | 11.6 | 13.3 | 12.2 | 20 K |
| Selling, General and Administrative Expenses | 104.5 | 103.5 | 138.6 | 142.7 | 107.0 | 103.5 | 102.0 | 99.3 | 87.2 | 75.2 | 75.4 | 70.8 | 45.5 | 42.8 | 20.3 | 20.3 | 16.6 | 17.6 | 11.4 | 10.8 | 0 | 0 | 0 |
| Research and Development Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 11.0 | 24.5 | 92.1 | 108.1 | 47.6 | 40.3 | 44.4 | 42.0 | 25.8 | 19.9 | 23.3 | 22.7 | (6.9) | (1.8) | (11.4) | (24.1) | 1.3 | 12.8 | 16.6 | 15.4 | 16.8 | 15.7 | 2.6 |
| PRE-TAX INCOME | |||||||||||||||||||||||
| Interest Income Expense | 49.0 | 13.3 | 14.4 | 25.0 | 27.5 | 19.5 | 16.4 | 20.3 | 23.1 | 22.3 | 23.7 | 27.9 | 32.8 | 40.3 | 54.6 | 63.0 | 62.1 | 53.8 | 36.1 | 32.4 | 34.5 | 41.4 | 49.1 |
| Total Other Income | 0 | (17.3) | (15.8) | (16.7) | (11.5) | (13.7) | (14.6) | (14.2) | (15.4) | (16.0) | (13.1) | (0.2) | (0.5) | 0 | (1.1) | (65.5) | 0 | 0 | (37.7) | 200 | 26.7 | 24.4 | 5.5 |
| Pre-Tax Income | 11.0 | 24.5 | 92.1 | 108.1 | 47.6 | 40.3 | 44.4 | 42.0 | 25.8 | 19.9 | 23.3 | 22.7 | (6.9) | (1.8) | (11.4) | (24.1) | 1.3 | 12.8 | 16.6 | 15.4 | 16.8 | 15.7 | 8.1 |
| NET INCOME | |||||||||||||||||||||||
| Tax Provision | 1.7 | 5.0 | 21.3 | 27.0 | 11.7 | 9.5 | 18.5 | 16.5 | 9.2 | 7.2 | 8.6 | (12.2) | 0.6 | 52 K | (1.3) | 2.3 | (0.3) | 4.7 | 7.5 | 4.9 | 5.7 | 4.8 | (2.7) |
| Net Income | 9.4 | 19.5 | 70.8 | 81.1 | 35.9 | 30.8 | 26.0 | 25.5 | 16.6 | 12.7 | 14.7 | 34.9 | (7.5) | (1.9) | (10.1) | (26.4) | 1.6 | 8.1 | 9.1 | 10.6 | 11.1 | 10.8 | 5.3 |
| EPS | 0.47 | 0.89 | 2.98 | 3.32 | 1.38 | 1.12 | 0.95 | 0.94 | 0.57 | 0.38 | 0.43 | 1.02 | 0.22 | 0.0548 | 0.3 | 0.79 | 0.0456 | 0.22 | 0.25 | 0.29 | 0.3 | 0.29 | 0.14 |