WSBF - Intrinsic Value and Financial Analysis - Waterstone Financial, Inc.

Waterstone Financial, Inc. WSBF

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 15.38

0.0651 %

$ 298 M

Market Cap

21.36

P/E

BALANCE SHEET

2.21 B ASSETS

Growth Rates

1Year 8.94%

3Years 0.44%

5Years 2.93%

7Years 3.07%

10Years 1.29%

1.87 B LIABILITIES

Growth Rates

1Year 12.53%

3Years 1.81%

5Years 34.17%

7Years 4.43%

10Years 18.24%

344 M EQUITY

Growth Rates

1Year -7.13%

3Years -5.92%

5Years -2.95%

7Years -2.50%

10Years 4.84%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Waterstone Financial, Inc.

2.21 B ASSETS
1.87 B LIABILITIES

Current Assets	36.4 M
Cash & Short-Term Investments	36.4 M
Receivables	0
Other Current Assets	0
Non-Current Assets	220 M
Long-Term Investments	198 M
PP&E	20 M
Other Non-Current Assets	1.81 M

Current Liabilities	0
Accounts Payable	0
Short-Term Debt	0
Other Current Liabilities	0
Non-Current Liabilities	1.87 B
Long-Term Debt	300 M
Other Non-Current Liabilities	1.57 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Jun-2005	Jun-2004	Jun-2003	Jun-2002	Jun-2001
ASSETS
Cash & Cash Equivalents	36.4	36.0	362.7	75.9	61.6	61.0	31.6	20.4	80.2	151.6	429.1	42.9	72.3	65.9	61.5	14.8	6.1	54.3	8.8	20.5	19.4	28.8	38.9	36.1
Short Term Investments	0	196.6	179.0	159.6	178.5	185.7	199.7	226.8	269.7	273.4	213.4	205.0	206.5	0	0	0	0	0	0	0	0	0	0	0
Receivables	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1.1	0	0	0	0
Inventory	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	0	0	0	0	0	0	0	0	0	134.6	145.4	11.4	16.8	14.9	0	0	0	6.3	7.4	0	0	0
Total Current Assets	36.4	232.5	541.8	235.5	240.1	246.7	231.3	247.2	349.8	425.0	642.5	247.9	278.9	65.9	61.5	14.8	6.1	54.3	8.8	21.6	19.4	28.8	38.9	36.1
PP&E	20.0	21.1	22.3	23.7	25.0	24.5	22.9	23.7	25.3	25.6	27.1	26.9	27.4	28.2	29.1	30.6	32.0	32.6	25.0	24.0	15.9	0	0	0
Intangible Assets	1.8	3.4	1.6	6.0	0.3	0.1	0.9	2.3	1.4	2.5	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Goodwill	0	199.2	192.1	167.3	196.7	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	198.2	196.6	179.0	159.6	178.5	185.7	199.7	226.8	269.7	273.4	213.4	205.0	209.2	205.8	208.1	189.8	179.8	117.3	124.3	84.0	99.5	90.5	41.7	39.8
Other Long Term Assets	(220.0)	(217.7)	(201.3)	(183.3)	(203.5)	(5.9)	(7.0)	(12.4)	(295.0)	(299.0)	(240.5)	(232.0)	(236.5)	(234.0)	(237.2)	(220.4)	(211.8)	(150.0)	(149.3)	(108.0)	(115.4)	(90.5)	(41.7)	(39.8)
Other Assets	1 957.0	1 581.4	1 472.8	1 765.7	1 552.8	1 458.4	1 352.5	1 293.0	1 117.9	1 059.4	1 064.0	1 181.2	1 197.5	1 509.1	1 569.6	1 650.2	1 492.3	1 444.2	1 353.1	1 256.5	1 105.2	985.7	921.8	902.8
Total Assets	2 213.4	2 031.7	2 215.9	2 184.6	1 996.3	1 915.4	1 806.4	1 790.6	1 762.7	1 783.4	1 947.0	1 661.1	1 712.9	1 809.0	1 868.3	1 885.4	1 710.2	1 648.5	1 511.2	1 386.1	1 240.1	1 104.9	1 002.4	978.6
LIABILITIES
Accounts Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	185.7	5.0	29.0	0	0	35.0	65.0	0	0	0	0	27.1	23.0	73.9	4.1	53.5	41.2	87.2	35.0	25.0	0	0	0
Other Current Liabilities	0	(185.7)	(5.0)	(29.0)	0	0	(35.0)	(65.0)	0	0	0	0	(27.1)	(23.0)	(73.9)	(4.1)	(53.5)	(41.2)	(87.2)	(35.0)	(39.4)	0	0	(14.0)
Total Current Liabilities	0	185.7	5.0	29.0	150.3	148.0	35.0	65.0	0	0	0	0	27.1	23.0	73.9	4.1	53.5	41.2	87.2	35.0	25.0	0	0	0
Long Term Debt	300.0	200.0	470.0	470.0	470.0	430.0	340.0	230.0	350.0	434.0	434.0	350.0	350.0	436.4	434.6	483.8	419.0	292.8	114.0	61.6	35.0	0	0	0
Deferred Tax Income	0	2.4	2.3	4.7	3.1	0.6	1.1	2.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	1 569.3	1 461.2	1 313.1	1 301.5	1 132.7	1 085.7	1 054.3	1 149.9	1 020.8	899.1	1 298.6	(350.0)	(350.0)	(436.4)	(434.6)	(483.8)	(419.0)	(292.8)	(114.0)	(61.6)	(35.0)	0	0	0
Total Liabilities	1 869.3	1 661.2	1 783.1	1 771.5	470.0	430.0	1 394.3	1 379.9	350.0	350.0	350.0	350.0	1 546.5	1 636.7	1 699.7	1 714.2	1 508.4	1 407.2	1 279.5	1 252.7	1 117.3	0	0	0
EQUITY
Common Stock	0.2	0.2	0.2	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0	0	0	0	0
Retained Earnings	269.6	274.2	273.4	245.3	197.4	187.2	183.4	184.6	168.1	157.3	151.2	136.5	101.6	109.0	110.9	119.9	146.4	144.8	136.8	134.0	124.9	0	0	0
Other Accumulative Comprehensive Income/Loss	(29.7)	(19.5)	(1.1)	2.3	0.6	(2.4)	(0.5)	(0.4)	0.6	1.2	(1.4)	2.3	1.4	1.6	(2.0)	(6.4)	(5.9)	(8.1)	(9.3)	0	(2.1)	0	0	0
Total Equity	344.1	370.5	432.8	413.1	393.7	399.7	412.1	410.7	391.9	450.2	214.5	202.6	166.4	172.2	168.6	171.3	201.8	241.3	231.7	133.4	122.8	114.6	103.5	92.7
Total Liabilities and Equity	2 213.4	2 031.7	2 215.9	2 184.6	1 996.3	1 915.4	1 806.4	1 790.6	1 762.7	1 783.4	1 947.0	1 661.1	1 712.9	1 809.0	1 868.3	1 885.4	1 710.2	1 648.5	1 511.2	1 386.1	1 240.1	1 104.9	1 002.4	978.6
SHARES OUTSTANDING
Common Shares Outstanding	20.2	21.9	23.7	24.5	26.0	27.4	27.5	27.0	29.2	33.4	34.2	34.1	33.9	33.8	33.7	33.5	34.6	36.3	37.0	37.0	37.0	37.0	37.0

Balance Sheet

Premium Plan

Unlimited Plan