WNEB - Intrinsic Value and Financial Analysis - Western New England Bancorp, Inc.

Western New England Bancorp, Inc. WNEB

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 8.9

0 %

$ 187 M

Market Cap

17.12

P/E

BALANCE SHEET

2.56 B ASSETS

Growth Rates

1Year 0.45%

3Years 2.72%

5Years 3.89%

7Years 3.07%

10Years 7.22%

2.33 B LIABILITIES

Growth Rates

1Year 0.09%

3Years 242.64%

5Years 4.34%

7Years 3.43%

10Years 7.56%

237 M EQUITY

Growth Rates

1Year 4.06%

3Years 1.56%

5Years 0.03%

7Years -0.06%

10Years 4.41%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Western New England Bancorp, Inc.

2.56 B ASSETS
2.33 B LIABILITIES

Current Assets	37.4 M
Cash & Short-Term Investments	28.8 M
Receivables	8.53 M
Other Current Assets	0
Non-Current Assets	2.87 B
Long-Term Investments	361 M
PP&E	33.8 M
Other Non-Current Assets	2.48 B

Current Liabilities	0
Accounts Payable	140 K
Short-Term Debt	16.1 M
Other Current Liabilities	-16.2 M
Non-Current Liabilities	2.33 B
Long-Term Debt	140 M
Other Non-Current Liabilities	2.19 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000
ASSETS
Cash & Cash Equivalents	25.8	30.3	103.5	87.4	24.7	26.8	27.1	70.2	13.7	18.8	19.7	11.8	21.1	11.6	28.7	14.2	16.6	56.8	21.4	51.0	45.7	56.6	57.0	32.7
Short Term Investments	137.1	147.0	194.4	201.9	227.7	253.7	288.4	300.1	182.6	215.8	243.2	621.5	10.0	2.4	0	2.7	0	0	0	0	0	0	0	0
Receivables	8.5	8.1	7.8	8.5	5.3	5.7	5.9	5.8	3.9	4.2	4.2	4.6	4.0	4.3	5.2	5.3	5.8	4.5	3.9	3.6	3.6	3.9	0	0
Inventory	0	0	(111.2)	(95.9)	(30.1)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	0	0	0	1 532.9	1 433.4	1 365.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Current Assets	37.4	36.8	305.6	297.8	257.8	1 817.9	1 754.6	1 736.8	17.5	22.7	23.4	15.9	25.0	15.9	17.4	19.5	22.4	61.4	25.2	54.6	49.2	60.5	57.0	32.7
PP&E	33.8	25.0	26.2	25.1	23.8	24.6	23.5	20.9	13.6	11.7	11.0	11.1	11.0	11.6	12.2	12.1	12.7	12.2	11.0	11.5	11.8	12.9	13.6	11.7
Intangible Assets	1.8	2.2	2.6	2.9	3.3	3.7	4.1	4.4	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Goodwill	12.5	12.5	12.5	12.5	12.5	12.5	12.5	13.7	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	360.7	383.4	428.5	213.8	234.4	260.2	288.4	300.1	420.8	493.8	538.2	621.5	617.5	644.1	614.1	505.8	522.8	409.0	354.9	334.9	363.6	375.6	288.0	174.6
Other Long Term Assets	(422.4)	(383.4)	(12.1)	(12.6)	(9.2)	(9.9)	(8.8)	(16.2)	(420.8)	(493.8)	(538.2)	(621.5)	(617.5)	(644.1)	(614.1)	(505.8)	(535.6)	(421.3)	(366.0)	(346.4)	(375.4)	(388.5)	(301.5)	(186.3)
Other Assets	(346.0)	2 461.7	1 763.1	1 813.7	1 649.7	0	0	0	1 298.0	1 276.8	1 236.1	1 274.4	1 225.4	1 203.2	1 154.8	1 067.0	481.9	514.2	413.9	395.9	370.6	364.0	424.2	475.8
Total Assets	2 564.6	2 553.2	2 538.4	2 365.9	2 181.5	2 118.8	2 083.1	2 076.0	1 339.9	1 320.1	1 276.8	1 301.5	1 263.3	1 239.5	1 191.4	1 109.1	1 039.8	996.8	805.1	796.9	795.2	813.0	782.7	694.8
LIABILITIES
Accounts Payable	0.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	16.1	41.4	0	0	35.0	59.2	144.7	172.4	128.4	94.0	48.2	69.9	53.0	62.9	74.5	49.8	35.3	27.9	24.4	19.6	12.1	8.7	6.1	7.7
Other Current Liabilities	(16.1)	(41.4)	0	0	(35.0)	(59.2)	(144.7)	(172.4)	(128.4)	(94.0)	(48.2)	0	(53.0)	(62.9)	(74.5)	(49.8)	(35.3)	(27.9)	(24.4)	(19.6)	(12.1)	(8.7)	(6.1)	(7.7)
Total Current Liabilities	0	41.4	788.5	680.6	35.0	59.2	144.7	172.4	128.4	94.0	48.2	69.9	53.0	62.9	74.5	49.8	35.3	17.9	14.4	14.6	12.1	8.7	6.1	7.7
Long Term Debt	140.4	20.9	22.3	57.9	205.5	208.0	164.8	124.8	153.4	232.5	248.4	278.9	247.3	238.2	213.8	173.3	105.0	45.0	35.0	40.0	20.0	15.0	0	0
Deferred Tax Income	0	4.4	4.2	4.3	3.8	2.3	2.5	1.3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	2 186.8	2 262.8	0	0	1 743.9	1 614.5	1 526.4	1 540.4	1 047.1	945.1	874.3	763.5	(247.3)	(238.2)	(213.8)	(173.3)	(105.0)	(45.0)	(35.0)	(40.0)	(20.0)	(15.0)	0	0
Total Liabilities	2 327.2	2 325.0	22.3	57.9	1 949.5	1 881.8	1 835.8	1 837.6	1 200.5	1 177.6	1 122.7	1 112.3	1 044.3	1 018.2	944.1	849.1	753.3	707.4	689.3	678.9	670.4	686.3	651.4	617.0
EQUITY
Common Stock	0.2	0.2	0.2	0.3	0.3	0.3	0.3	0.3	0.2	0.2	0.2	0.2	0.3	0.3	0.3	0.3	0.3	0.3	0.1	0.1	0.1	0.1	0.1	0
Retained Earnings	137.0	128.0	107.4	88.4	82.2	74.1	62.6	51.7	49.3	45.7	43.2	42.4	47.7	56.5	69.3	78.9	92.7	93.4	92.8	90.4	85.8	84.3	81.8	76.8
Other Accumulative Comprehensive Income/Loss	(25.2)	(25.0)	(12.3)	(11.3)	(9.0)	(13.4)	(12.6)	(12.7)	(11.0)	(7.5)	(3.0)	10.7	7.7	(5.5)	(2.3)	(24.2)	(16.0)	(1.1)	(7.2)	(0.1)	0.8	1.2	1.8	1.0
Total Equity	237.4	228.1	223.7	226.6	232.0	237.0	247.3	238.4	139.5	142.5	154.1	189.2	219.0	221.2	247.3	259.9	286.5	289.4	115.8	118.1	124.8	126.7	131.3	77.8
Total Liabilities and Equity	2 564.6	2 553.2	2 538.4	2 365.9	2 181.5	2 118.8	2 083.1	2 076.0	1 339.9	1 320.1	1 276.8	1 301.5	1 263.3	1 239.5	1 191.4	1 109.1	1 039.8	996.8	805.1	796.9	795.2	813.0	782.7	694.8
SHARES OUTSTANDING
Common Shares Outstanding	21.5	21.9	23.2	25.0	26.2	28.9	29.9	19.7	17.5	18.2	20.1	24.5	26.5	27.6	29.3	29.8	30.0	30.6	30.9	32.1	33.3	34.0	32.9	32.9

Balance Sheet

Premium Plan

Unlimited Plan