image
Financial Services - Banks - Regional - NASDAQ - US
$ 8.9
0 %
$ 187 M
Market Cap
17.12
P/E
INCOME STATEMENT
78.3 M REVENUE
-14.77%
19.6 M OPERATING INCOME
-52.60%
15.1 M NET INCOME
-41.79%
EFFICIENCY
Earnings Waterfall Western New England Bancorp, Inc.
image
Revenue 78.3 M
Cost Of Revenue 0
Gross Profit 78.3 M
Operating Expenses 78.8 M
Operating Income 19.6 M
Other Expenses 4.52 M
Net Income 15.1 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000
REVENUE
Revenue 78.3 91.9 86.1 65.9 65.0 66.6 66.5 43.6 36.6 34.0 38.1 36.7 34.4 36.9 35.9 35.3 34.7 26.0 27.1 4.6 3.8 0.6 4.1 3.9
GROSS PROFIT
Cost Of Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 78.3 91.9 86.1 65.9 65.0 66.6 66.5 43.6 36.6 34.0 38.1 36.7 34.4 36.9 35.9 35.3 34.7 26.0 27.1 4.6 3.8 0.6 4.1 3.9
OPERATING INCOME
Operating Expenses 78.8 57.2 54.4 51.8 47.8 45.5 44.8 36.2 28.7 25.9 29.4 28.2 18.3 1.7 1.7 1.6 1.2 (0.2) (5.3) 15.2 16.5 24.5 28.4 29.9
Selling, General and Administrative Expenses 46.6 46.7 45.3 41.8 40.1 38.4 37.0 25.8 22.9 22.1 22.7 23.3 18.2 17.4 17.1 14.7 13.7 12.0 11.2 10.8 9.7 8.9 8.4 7.9
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 19.6 41.3 31.7 14.2 17.2 40.1 36.4 18.7 18.6 18.0 18.9 21.2 21.6 19.8 26.7 30.8 35.9 25.7 21.7 19.8 20.3 25.1 32.5 33.8
PRE-TAX INCOME
Interest Income Expense 33.2 6.7 6.7 18.4 24.1 19.0 14.6 11.3 10.8 9.9 10.3 12.7 14.5 16.8 20.0 22.3 23.4 19.6 13.6 10.9 13.9 18.8 25.0 24.5
Total Other Income 3 K 0 45 K (1.0) 0 0 (0.5) (5.0) (1.3) 0 (3.4) (1.0) (0.1) (7.8) (0.5) (1.3) 0.9 (0.4) 0 0 (13.9) (18.8) (25.0) (24.5)
Pre-Tax Income 19.6 34.6 31.7 14.2 17.2 21.1 21.7 7.4 7.8 8.0 8.6 8.5 7.2 3.0 6.7 8.5 12.5 6.2 8.2 8.9 6.5 6.3 7.5 9.3
NET INCOME
Tax Provision 4.5 8.7 8.0 2.9 3.9 4.7 9.4 2.6 2.1 1.9 1.9 2.3 1.3 34 K 1.3 1.8 3.8 1.5 1.9 2.6 2.8 2.2 2.5 3.2
Net Income 15.1 25.9 23.7 11.2 13.3 16.4 12.3 4.8 5.7 6.2 6.8 6.3 5.9 3.0 5.5 6.7 8.7 4.7 6.2 6.3 3.7 4.0 5.0 6.1
EPS 0.7 1.18 1.02 0.45 0.51 0.57 0.41 0.25 0.33 0.34 0.34 0.26 0.22 0.11 0.19 0.22 0.29 0.0457 0.061 0.061 0.11 0.12 0.15 0.18